Education Instructor Benefits Specialist

Curriculum Vitae

Kranessa C. Emery Actuary / Employee Benefits Expert / Family Law

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Corona del Mar, CA 92625

Cell Phone: 808-***-****

E-mail:*****************@*****.***

Licenses and Certifications: Employee Benefits Expert - 25 years of experience drafting and processing Qualified Domestic Relations Orders (“QDROs”) to split marital retirement benefits / assets between divorcing parties. My decades of employer benefits / family law experience includes virtually every partitioned aspect of QDROs, i.e. Retirement Plan Administration as a former Custom Plans Administrator, Trust Management as a former Employee Benefits Trust Officer, Series 7 Investment Analysis as a former Stock Broker / Registered Representative, Management of Fully Insured PBGC Plans as a former Tax Abatement Counselor, Teaching and Certifying Students as a former Continuing Education Instructor, Pension Valuations for QDRO Negotiations, Pension Projection via Actuarial Statistics, and Pension Advisor to Family Law Attorneys. ERISA Expert Witness - Provided Expert Witness testimony on behalf of Plan Participants, Plan Administrators and Plan Beneficiaries, including Alternate Payees on hundreds of occasions in dozens of States. Former Series 7 Stock Broker - General Securities Licensed - Provided Employee Benefit Comparability Analyses in Mergers and Acquisitions for dozens of corporate clients for purposes of meeting ERISA obligations and minimizing employer-related liabilities. License no longer active. Employee Benefits Expert / Formerly Life and Health Licensed by actuarial standards and via the State of Florida, Missouri and Kansas. Received approval of dozens of applications to the Pension Benefit and Guarantee Corporation for verification that Fully Insured Plans are actuarially adequately funded. Licenses no longer active. Education: American Institute of Banking - Course work for Trust Officer position held with Security National Bank, the then 2nd largest bank in the State of Kansas - 1982-1983.

Johnson County Community College - 3.8 GPA General Studies. Rockhurst College - 3.0 GPA Curriculum for Qualified Plan Administrator and Certified Employee Benefits Specialist - 1984 to 1985. Professional Experience: Founder and President - QDRO.co dba Legal Dynamics 04-15-1997 to Present - Employee Benefits Consulting Firm specializing in the drafting and submission of Qualified Domestic Relations Orders and Expert Testimony about all types of Retirement Benefit divorce matters. Founder and President of Benefits Compliance, Inc., Orlando, FL - 1996 - 04-15-1997 - Employee Benefits Consulting Firm specializing in Voluntary Compliance Plan Filings with Department of Labor and IRS. ERISA Consultant, Employee Benefits Trust Division Holland & Knight and Akerman, Senterfitt & Eidson, P.A., Orlando, FL - 1992 - 1996 - Managed Employee Benefit Plan Clients of the firm. Designed, drafted and submitted plan documents for qualification and consulted with clients regarding Mergers and Acquisitions and Securities Analysis. Vice President of Corporate Benefits, Inc, Orlando, FL. - 1991-1992 - Employee Benefit Consulting Firm specializing in turn key Plan Administration and Management and recommendation of Investments. Vice President - Employee Benefits Specialist - Hicks Pension Services, Honolulu, HI - 1989-1991 - Drafted Seminar Curriculum and Taught 8- hour Seminars for Employee Benefits Expert Certification of Certified Public Accountants.

Actuarial / Custom Plans Administrator of CPI Pension Services, Inc. - Irvine, CA - 1986-1989 - Administered Actuarial Retirement Plans and integrated benefits with multiple benefit structures. Securities Advisor - Series 7 - Bankers Pension Services / Titan Capital, Irvine, CA 1988-1989 - Managed Asset Allocation Portfolios to ensure compliance under Securities Laws.

Trust Officer of Security National, KC, KS - Youngest person to ever hold the title, Trust Officer, and only person to hold title without a law degree in the history of the Bank, the then 2nd largest bank in the State. Plan Administrator of Fringe Benefits Design, Inc., Overland Park, KS - 1982-1986 - Simplified Plan Administration - 401(k) and Profit Sharing type allocations of contributions.

Educational Presentations: Design and Present Educational Seminars to Family Law Counselors, CPAs, and Employers Nationally regarding the drafting, submission and approval of Qualified Domestic Relations Orders.