Mortgage Underwriter Loan Processor

James Dressler

Huntington Beach, CA *****

Phone: 714-***-**** E-Mail: advehv@r.postjobfree.com Work Experience

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Seasonal Package Handler, UPS Nov. 2022 - Jan. 2023

● Loaded and unloaded packages to and from trucks, and sorted packages on conveyor belts

Post-Closing Specialist, Stewart Title Jan. 2021 - July 2022

● Audited signed mortgage loan documents for issues that would prevent timely county recording, and prevent lenders from timely funding

● Communicated with escrow, title, lenders and borrowers, resolving signing, document and recording issues

● Kept up-to-date on changing and nationwide county recording, lender, escrow, and title requirements

Claims Examiner, Mercury Insurance Nov. 2007 – Aug. 2020

● Analyzed all documentation, including medical bills and records, police reports, insured, claimant and witness statements, and damage and accident scene photos, to evaluate liability for auto accidents, and the value of injury claims

● Made decisions on auto accident liability, and the value of injury claims, with $15,000 per person, and $20,000 per accident, settlement authority

● Negotiated injury settlements with personal injury attorneys, and unrepresented claimants, settling Bodily Injury, Uninsured Motorist Bodily Injury, and Underinsured Motorist Bodily Injury claims up to and through litigation

● Auto Claims Branch leader in injury settlements in 2017 with 183 settlements, and 2019 with 197 settlements

● Resolved motorcycle, bicycle, and pedestrian claims

● Investigated accident scenes, made field calls, attended small claims court hearings, and handled all correspondence

Mortgage Loan Processor and Mortgage Underwriter, 123 Loans July 2000 – Sept. 2007

● Analyzed borrower financial documentation, real estate appraisals, title and escrow, and made decisions on 6 to 12 residential mortgage loan applications per day based on multiple sets of different and changing lender guidelines

● Demonstrated problem-solving skills by making the extra effort to get a majority of borderline loans approved

● Successfully passed monthly audits

Mortgage Loan Processor, Pacific Thrift and Loan July 1991 - June 2000

● Explained the loan process, and why specific loan documentation is required, to borrowers, and walked borrowers through the loan process from start to finish

● Coordinated borrowers, loan officers, underwriters, title, document preparers, escrow and funders to resolve all issues and fund loans in a timely manner Education

Bachelor of Arts in Political Science June 1985

University of California, Los Angeles, CA

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