Kansas City, MO ***** 816-***-**** **************@*****.***
PAMELA PHILLIPS
Hardworking and passionate job seeker with strong organizational skills eager to secure entry-level Data Entry Clerk position. Ready to help team achieve company goals. PROFESSIONAL
SUMMARY
SKILLS ● Credit and Collections
● Operational Efficiency
● Performance Feedback
Automated Account
Review
●
Debt Repayment
Negotiation
●
Managing Delinquent
Accounts
●
Electronic Information
Systems
●
Negotiation and
Resolution
●
PAYMENT SOLUTIONS ASSOCIATE 12/2017 to 11/2022
Bread Financial Services, Lenexa Kansas
LOSS MITIGATION SPECIALIST 12/2015 to 05/2017
James B Nutter, Kansas City, MO
COLLECTIONS REPRESENTATIVE 07/2008 to 05/2015
Nco, Lenexa, KS
WORK HISTORY
● Entered client details and notes into system for interdepartmental access and review.
● Processed debtor payments and updated accounts to reflect new balance.
● Worked with customer to create debt repayment plan based on current financial condition.
● Listened to customers and negotiated solutions that met creditor and debtor needs. Located customers with overdue accounts and solicited payment in compliance with fair debt collection practices.
●
● Learned new skills and applied to daily tasks to improve efficiency and productivity
● Worked flexible hours across night, weekend and holiday shifts
● Advised customers of alternative actions and strategies for debt repayment
● Used critical thinking to break down problems, evaluate solutions and make decisions Remained updated with latest information related to mortgage products and services being offered.
●
● Helped customers navigate options to maintain homeownership.
● Reached out to borrowers to discuss current status and loan workout options. Handled customer complaints with relative ease by conducting research, listening carefully and taking appropriate action.
●
● Established plans and payoffs for customers' loans, prioritizing control of overall costs.
● Negotiated to collect balance in full.
● Processed payments and contracts on accounts.
DATA ENTRY CLERK 09/1984 to 12/2003
I.R.S, Kansas City, MO
● Counseled debtors on payment options and arranged installment agreements.
● Resolved challenging situations with friendly but firm strategies.
● Used skip tracing resources to locate debtors and updated information in company system.
● Recorded all information regarding financial status of customers.
● Handled 200 outbound and inbound calls daily with goal of collecting owed debt. Delivered exceptional customer service on collection calls and maintained calm and professional demeanor.
●
● Achieved performance goals on consistent basis.
Worked in call center environment handling manual and automatically dialed outbound calls.
●
● Maintained high volume of calls and met demands of busy and productive group.
● Processed payments and applied to customer balances. Used scripted conversation prompts to convey current account information and obtain payments.
●
Monitored accounts for compliance with established payment plans and flagged non-compliances.
●
● Researched accounts and completed due diligence to resolve collection problems.
● Researched, analyzed and settled disputes per week
● Completed data entry tasks with accuracy and efficiency. Scanned documents and saved in database to keep records of essential organizational information.
●
● Entered numerical data into databases with speed and accuracy using 10-key pad.
● Sorted documents and maintained organized filing process.
● Organized, sorted and checked input data against original documents.
● Compiled data and reviewed information for accuracy prior to input.
● Corrected data entry errors to prevent later issues such as duplication or data degradation.
● Verified accuracy of data before transcribing.
● Entered data into master files system according to formatting standards.
● Compiled information and input into Intergrated data Retrieval database.
● Obtained scanned records and uploaded into database.
● Performed more than 12000 hourly 10-key actions while maintaining 10% error rate.
● Maintained excellent attendance record, consistently arriving to work on time Managed team of employees, overseeing hiring, training and professional growth of employees
●
Penn Valley Community College, Kansas City, MO
Associate of Arts, Paralegal Studies
EDUCATION