Customer Assistance Area Supervisor
Resume:
First Advantage
P. O. Box *****
Indianapolis, IN 46209-1002
KISIMBA KAKASA
INDIANAPOLIS, IN 46254
Dear KISIMBA KAKASA :
Pursuant to your request, attached is a copy of your Consumer Report that was requested by: GXO ENTERPRISE SERVICES LLC
4035 PIEDMONT PKWY
HIGH POINT,NC,27265
The results of this report are confidential and will not be distributed to any organization other than the one that originally requested it.
The report is not an indication of an acceptance or a rejection of your employment or service. If you have any questions or concerns regarding the Consumer Report or if you do not agree with the accuracy or completeness of the information, you have the right to dispute such information with First Advantage Background Services Corp by contacting: First Advantage, Consumer Disclosure Center
PO Box 105292
Atlanta, GA 30348
Sincerely,
First Advantage
Enclosures: Copy of Consumer Report
Summary of Your Rights under the Fair Credit Reporting Act Background Report
Confidential
KISIMBA N/A KAKASA JR
XXX-XX-XXXX
CID - 233213302
GXO ENTERPRISE SERVICES LLC
4035 PIEDMONT PKWY
HIGH POINT, NC 27265
Caution to Customer: Under the terms of the service agreement, this report is delivered with the understanding that the recipient client will hold the same in strict confidence and not disclose it to third parties and furthermore is to be used only for the purpose indicated in the Client's agreement for service, i.e. employment/volunteer/or resident/tenant screening purposes. This report and information provided therein is strictly confidential as it contains personal and sensitive information of the consumer/applicant/candidate/employee and must be utilized solely for the business purposes consistent with the declared purpose in the service agreement and is not to be used by the client or third parties for any other purposes. Client agrees to abide and comply with all applicable laws in connection with this report including data privacy, data protection laws and other similar applicable regulations. First Advantage is not the source of the data provided in this report in that the data is collected by First Advantage from third party data sources such as public records held in governmental databases or courthouses, schools, colleges, universities, company officials, or third party proprietary databases etc. Accordingly First Advantage does not warrant the accuracy of the information provided by those third parties and expressly disclaims any and all liability for any and all claimed losses, damages, expenses including attorney fees and costs incurred as a result of reliance upon the content of this report.
For US-based Clients or Clients obtaining reports on US residents: Client certifies that it has complied with the Fair Credit Reporting Act (FCRA) and that it has provided a clear disclosure in compliance with the FCRA to the consumer/applicant/candidate/employee and obtained consent and authorization from the consumer/applicant/candidate employee in order to receive this report. If the client intends to take adverse action based in whole or in part on the contents of this report, the client must provide the consumer with a copy of the report, a summary of consumers rights as prescribed by FCRA section 1681g(c)(3) and a copy of any applicable state law rights, if required before taking any action, wait a reasonable period of time for the consumer to dispute any inaccurate information and then can take adverse action. First Advantage has provided your company with copies of the CFPB Summary of Rights for this purpose.
For California based Clients or Clients obtaining reports on California residents: In California an investigative consumer reporting agency shall provide a consumer seeking to obtain a copy of a report or making a request to review a file, a written notice in simple, plain English and Spanish setting forth the terms and conditions of his or her right to receive all disclosures.
If you are a First Advantage
Consumer
Please contact the First Advantage Consumer Center at: 1-800-***-**** Toll Free (within the U.S.)
+1-971-***-**** Toll Number (outside the U.S.)
Or visit http://fadv.com/our-company/contact-support.aspx for local contact details First Advantage Customers Please contact the WEST COVINA EMPLOYMENT SERVICE CENTER at:
800-***-**** (outside North America +1-971-***-****) General Consumer Information
Consumer's Name KISIMBA N/A KAKASA JR SF1 SFAPPLICANTID_4006210 Client Name GXO ENTERPRISE
SERVICES LLC
SF2 SFREQUSITIONID_326617
The following consumer information was used in the production of this report: Last Name, First Name, Middle Name, SSN, Date of Birth, Address SSN XXX-XX-XXXX Address 114 PENNSYLVANIA ST NE
APT 5
3814 BENNET DRIVE APT
5
INDIANAPOLIS, IN 46254
Date of Birth XX/XXX/XXXX
Other Names
Not Provided
Information Regarding this Order:
Position Applied For Date Ordered 19/Aug/2022 02:22:17 PM Background Check
Completion Date
19/Aug/2022 04:21:35 PM Report Last Updated
on
19/Aug/2022 04:21:35 PM
Date Report Printed 19/Aug/2022 04:21:37 PM
UDF
Label Value
Department 5000
Location - Process Level 410741
Profit Center USIN-Clayton
Company GXO Logistics Supply Chain, Inc.
All timestamps represent US Eastern Time
Note that different elements were searched and completed at different times from the start of the order
- please refer to the timestamp associated with each element. First Advantage Background Report Summary
Consumer's Name KISIMBA N/A KAKASA JR Date Ordered: 19/Aug/2022 02:22:17 PM Background Check
Completion Date:
19/Aug/2022 04:21:35 PM
Score Result 08/19/2022 - BASED ON YOUR CRITERIA, THE OVERALL CASE SCORE IS ELIGIBLE Package Name: GXO - STANDARD
Package Searches Ordered Status Review Score
Social Security Verification Complete No
Social Security Verification Complete No Eligible
First Advantage National Criminal File Plus Complete No First Advantage National Criminal File Plus
INDIANAPOLIS, MARION, IN Complete No Eligible
Felony Including Misdemeanor Or Other Complete No
Felony Including Misdemeanor Or Other DALLAS,
DALLAS, TX Complete No Eligible
Felony Including Misdemeanor Or Other COUNSELOR,
SANDOVAL, NM Complete No Eligible
Felony Including Misdemeanor Or Other INDIANAPOLIS, MARION, IN Complete No Eligible
Felony Including Misdemeanor Or Other ALBUQUERQUE, BERNALILLO, NM Complete No Eligible
Federal Criminal Complete No
Federal Criminal DALLAS, DALLAS, TX Complete No Eligible Federal Criminal ALBUQUERQUE, BERNALILLO, NM Complete No Eligible Federal Criminal INDIANAPOLIS, MARION, IN Complete No Eligible National Sex Offender Registry Complete No
National Sex Offender Registry Search - Department Of Justice Web Site Complete No Eligible
Global Sanction Search Complete No
First Advantage Global Sanction Search Complete No Eligible Additional Searches Ordered
NONE
Remark
{SOCIAL SECURITY NUMBER DISCREPANCY REFER TO VALIDATION SECTION}
* Further review is required by the client to determine the consumer's eligibility based on background check results. Please refer to the corresponding detailed component report section for additional information.
** Further review is required by the client to determine the consumer's eligibility based on background check results. Please refer to the corresponding detailed component report section for additional information.
*** This product has been blocked from delivery due to compliance related restrictions.
Criminal Background Check to be completed after all other elements are completed as per customer's instructions for compliance with NYC Fair Chance Law. Social Security Number Validation
Note
The Social Security Number Validation is a process where the SSN is confirmed as being issued by the Social Security Administration. The Social Security Number Validation also confirms that the SSN does not belong to a deceased individual. Valid SSN? Unable to Validate State Issued
Date Issued Reported Deceased? No
Results
Inquiry SSN has never been issued or was issued after June 2011. Disclaimer
The results of the Social Security Number Validation do not provide a verification that the Social Security Number belongs to the Consumer of this report. Back to top
Social Security Verification Status: Complete
Score: Eligible
Date Completed: 19/Aug/2022
The Social Security Number Verification (SSNV) matches the given SSN against consumer credit files contained in the databases of nationwide credit reporting agencies. The credit bureaus' consumer credit files contain information provided by companies with which the consumer has had financial dealings and/or public record information collected by the bureaus from the courts. The SSNV does not verify that the Social Security Administration issued a specific SSN to a consumer. Social Security Verification results and Remarks returned from this search are for informational purposes and should not be relied upon as a basis for determining the eligibility of a consumer for credit, insurance, employment or any other product or service, without additional review with and clarification from the consumer. SOCIAL SECURITY VERIFICATION NAME AND ADDRESS INFORMATION OBTAINED FROM: EXPERIAN Customer Provided Information
SSN XXX-XX-XXXX DOB XX/XXX/XXXX
Name Type Report Subject Name KAKASA, KISIMBA
Addr Type Residence Address First Date 04/01/2020 Last 04/01/2020 Address 218 DALLAS ST NE APT E
ALBUQUERQUE, NM 87108
Addr Type Former Address First Date 04/01/2020 Last 05/01/2020 Address 114 PENNSYLVANIA ST NE APT 5
ALBUQUERQUE, NM 87108
Addr Type Former Address First Date 10/01/2020 Last 10/01/2020 Address 3303 WATERGATE MALLS ST
INDIANAPOLIS, IN 46224
Addr Type Former Address First Date 11/01/2020 Last 11/01/2020 Address 3814 BENNETT DR APT 3814-5
INDIANAPOLIS, IN 46254
Employment Type ES
Employer Name WAREHOUSE
Remarks and/or Social Security Alerts
08/19/22: SOCIAL SECURITY NUMBER ISSUE DATE CANNOT BE VERIFIED. AN ADDRESS DISCREPANCY WAS FOUND. SUBJECT ADDRESS DOES NOT MATCH ADDRESS ON FILE. Order Process History
Date Description
19/Aug/2022 02:23:24 PM Search In Progress.
19/Aug/2022 02:23:24 PM Record Judged.
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First Advantage National Criminal File Plus INDIANAPOLIS, MARION, IN Status: Complete Score: Eligible
Date Completed: 19/Aug/2022
Record Source DATABASE SEARCH
Search Results No Record Found
Search Type First Advantage National Criminal File Plus Search Date of Search 08/19/2022
Address Covered 114 PENNSYLVANIA ST NE APT 5
Address City Covered INDIANAPOLIS
Address County Covered MARION
Address State Covered IN
Address Zip 46254
Given Name Searched KISIMBA N/A KAKASA
Developed Name Searched KISIMBA KAKASA
Order Process History
Date Description
19/Aug/2022 02:23:24 PM Record Ordered.
19/Aug/2022 02:24:26 PM Search In Progress.
19/Aug/2022 02:24:27 PM Record Judged.
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Felony Including Misdemeanor Or Other DALLAS, DALLAS, TX Status: Complete Score: Eligible
Date Completed: 19/Aug/2022
Record Source DALLAS DISTRICT COURT-CRIMINAL
Search Results No Record Found
Search Type FELONY INDEX SEARCH INCLUDE MISDEMEANORS Date of Search 08/19/2022
Search Period 08/05/2015 - 08/05/2022
Address Covered 8702 SHILOH RD #276
Address City Covered DALLAS
Address County Covered DALLAS
Address State Covered TX
Address Zip 75228
Location 133 N INDUSTRIAL BLVD DALLAS DALLAS COUNTY Given Name Searched KISIMBA N/A KAKASA JR
Developed Name Searched KISIMBA KAKASA
Source Status History
Status Date Description
19/Aug/2022 02:23:46 PM Search in progress. Estimated completion by 08/22/2022 Order Process History
Date Description
19/Aug/2022 02:23:24 PM Search In Progress.
19/Aug/2022 02:23:29 PM Search In Progress.
19/Aug/2022 04:21:35 PM Record Judged.
Back to top
Felony Including Misdemeanor Or Other COUNSELOR, SANDOVAL, NM Status: Complete Score: Eligible
Date Completed: 19/Aug/2022
Record Source SANDOVAL 13TH JUDICIAL DISTRICT COURT Search Results No Record Found
Search Type FELONY INDEX SEARCH INCLUDE MISDEMEANORS Date of Search 08/19/2022
Search Period 08/05/2015 - 08/05/2022
Address Covered 218 DALLAS ST APT C
Address City Covered COUNSELOR
Address County Covered SANDOVAL
Address State Covered NM
Address Zip 87018
Location PO BOX 130 BERNALILLO SANDOVAL COUNTY
Given Name Searched KISIMBA N/A KAKASA JR
Developed Name Searched KISIMBA KAKASA
Source Status History
Status Date Description
19/Aug/2022 02:23:46 PM Search in progress. Estimated completion by 08/22/2022 Order Process History
Date Description
19/Aug/2022 02:23:24 PM Search In Progress.
19/Aug/2022 02:23:29 PM Search In Progress.
19/Aug/2022 02:28:49 PM Record Judged.
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Felony Including Misdemeanor Or Other INDIANAPOLIS, MARION, IN Status: Complete Score: Eligible
Date Completed: 19/Aug/2022
Record Source MARION CIRCUIT AND SUPERIOR COURT
Search Results No Record Found
Search Type FELONY INDEX SEARCH INCLUDE MISDEMEANORS Date of Search 08/19/2022
Search Period 08/05/2015 - 08/05/2022
Address Covered 114 PENNSYLVANIA ST NE APT 5
Address City Covered INDIANAPOLIS
Address County Covered MARION
Address State Covered IN
Address Zip 46254
Location 200 EAST WASHINGTON STREET INDIANAPOLIS MARION COUNTY Given Name Searched KISIMBA N/A KAKASA JR
Developed Name Searched KISIMBA KAKASA
Source Status History
Status Date Description
19/Aug/2022 02:23:45 PM Search in progress. Estimated completion by 08/22/2022 Remark
08/19/22: THIS SEARCH ALSO COVERS: 114 PENNSYLVANIA ST APT 5, INDIANAPOLIS, MARION COUNTY, IN; 3814 BENNET DR APT 5, INDIANAPOLIS, MARION COUNTY, IN; Order Process History
Date Description
19/Aug/2022 02:23:24 PM Search In Progress.
19/Aug/2022 02:23:26 PM Search In Progress.
19/Aug/2022 02:28:15 PM Record Judged.
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Felony Including Misdemeanor Or Other ALBUQUERQUE, BERNALILLO, NM Status: Complete Score: Eligible
Date Completed: 19/Aug/2022
Record Source BERNALILLO 2ND JUDICIAL DISTRICT COURT Search Results No Record Found
Search Type FELONY INDEX SEARCH INCLUDE MISDEMEANORS Date of Search 08/19/2022
Search Period 08/05/2015 - 08/05/2022
Address Covered 114 PENNSYLVANIA ST # 5
Address City Covered ALBUQUERQUE
Address County Covered BERNALILLO
Address State Covered NM
Address Zip 87108
Location 400 LOMAS ALBUQUERQUE BERNALILLO COUNTY
Given Name Searched KISIMBA N/A KAKASA JR
Developed Name Searched KISIMBA KAKASA
Source Status History
Status Date Description
19/Aug/2022 02:23:45 PM Search in progress. Estimated completion by 08/22/2022 Order Process History
Date Description
19/Aug/2022 02:23:24 PM Search In Progress.
19/Aug/2022 02:23:26 PM Search In Progress.
19/Aug/2022 02:28:15 PM Record Judged.
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Federal Criminal DALLAS, DALLAS, TX Status: Complete Score: Eligible
Date Completed: 19/Aug/2022
Record Source US DISTRICT COURT NORTHERN DISTRICT OF TEXAS Search Results No Record Found
Search Type FEDERAL FELONY & MISDEMEANOR SEARCH
Date of Search 08/19/2022
Search Period 08/05/2015 - 08/05/2022
Address Covered 8702 SHILOH RD #276
Address City Covered DALLAS
Address County Covered DALLAS
Address State Covered TX
Address Zip 75228
Location 1100 COMMERCE STREET ROOM 14A20 DALLAS DALLAS COUNTY Given Name Searched KISIMBA N/A KAKASA JR
Developed Name Searched KISIMBA KAKASA
Source Status History
Status Date Description
19/Aug/2022 02:23:45 PM Search in progress. Estimated completion by 08/22/2022 Order Process History
Date Description
19/Aug/2022 02:23:24 PM Search In Progress.
19/Aug/2022 02:23:28 PM Search In Progress.
19/Aug/2022 02:28:15 PM Record Judged.
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Federal Criminal ALBUQUERQUE, BERNALILLO, NM Status: Complete Score: Eligible
Date Completed: 19/Aug/2022
Record Source DISTRICT OF NEW MEXICO US DISTRICT COURT Search Results No Record Found
Search Type FEDERAL FELONY & MISDEMEANOR SEARCH
Date of Search 08/19/2022
Search Period 08/05/2015 - 08/05/2022
Address Covered 114 PENNSYLVANIA ST # 5
Address City Covered ALBUQUERQUE
Address County Covered BERNALILLO
Address State Covered NM
Address Zip 87108
Location 500 GOLD AVENUE SW ROOM 10000 ALBUQUERQUE BERNALILLO COUNTY Given Name Searched KISIMBA N/A KAKASA JR
Developed Name Searched KISIMBA KAKASA
Source Status History
Status Date Description
19/Aug/2022 02:23:45 PM Search in progress. Estimated completion by 08/22/2022 Remark
08/19/22: THIS SEARCH ALSO COVERS: 218 DALLAS ST APT C, COUNSELOR, SANDOVAL COUNTY, NM; Order Process History
Date Description
19/Aug/2022 02:23:24 PM Search In Progress.
19/Aug/2022 02:23:26 PM Search In Progress.
19/Aug/2022 02:27:46 PM Record Judged.
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Federal Criminal INDIANAPOLIS, MARION, IN Status: Complete Score: Eligible
Date Completed: 19/Aug/2022
Record Source US DISTRICT COURT SOUTHERN DISTRICT OF INDIANA Search Results No Record Found
Search Type FEDERAL FELONY & MISDEMEANOR SEARCH
Date of Search 08/19/2022
Search Period 08/05/2015 - 08/05/2022
Address Covered 114 PENNSYLVANIA ST NE APT 5
Address City Covered INDIANAPOLIS
Address County Covered MARION
Address State Covered IN
Address Zip 46254
Location 46 EAST OHIO STREET ROOM 105 INDIANAPOLIS MARION COUNTY Given Name Searched KISIMBA N/A KAKASA JR
Developed Name Searched KISIMBA KAKASA
Source Status History
Status Date Description
19/Aug/2022 02:23:45 PM Search in progress. Estimated completion by 08/22/2022 Remark
08/19/22: THIS SEARCH ALSO COVERS: 114 PENNSYLVANIA ST APT 5, INDIANAPOLIS, MARION COUNTY, IN; 3814 BENNET DR APT 5, INDIANAPOLIS, MARION COUNTY, IN; Order Process History
Date Description
19/Aug/2022 02:23:24 PM Search In Progress.
19/Aug/2022 02:23:26 PM Search In Progress.
19/Aug/2022 02:27:46 PM Record Judged.
Back to top
National Sex Offender Registry Search - Department Of Justice Web Site Status: Complete Score: Eligible
Date Completed: 19/Aug/2022
Record Source NATIONAL SEX OFFENDER REGISTRY
Search Results No Record Found
Search Type NATIONAL SEX OFFENDER REGISTRY SEARCH-DEPT OF JUSTICE Date of Search 08/19/2022
Search Period 08/05/2015 - 08/05/2022
Given Name Searched KISIMBA N/A KAKASA JR
Developed Name Searched KISIMBA KAKASA
Source Status History
Status Date Description
19/Aug/2022 02:23:45 PM Search in progress. Estimated completion by 08/22/2022 Order Process History
Date Description
19/Aug/2022 02:23:24 PM Search In Progress.
19/Aug/2022 02:23:26 PM Search In Progress.
19/Aug/2022 02:29:45 PM Search In Progress.
19/Aug/2022 02:29:45 PM Record Judged.
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First Advantage Global Sanction Search Status: Complete Score: Eligible
Date Completed: 19/Aug/2022
Record Source FIRST ADVANTAGE GLOBAL SANCTIONS DATABASE Search Results No Record Found
Search Type FIRST ADVANTAGE GLOBAL SANCTION SEARCH Date of Search 08/19/2022
Search Period 08/05/2015 - 08/19/2022
Location CONCOURSE PKWY ATLANTA FULTON COUNTY
Given Name Searched KISIMBA N/A KAKASA JR
Developed Name Searched KISIMBA KAKASA
Source Status History
Status Date Description
19/Aug/2022 02:23:45 PM Search in progress. Estimated completion by 08/22/2022 Order Process History
Date Description
19/Aug/2022 02:23:24 PM Search In Progress.
19/Aug/2022 02:23:26 PM Search In Progress.
19/Aug/2022 02:29:07 PM Search In Progress.
19/Aug/2022 02:29:07 PM Record Judged.
Para informacion en espanol, visite www.consumerfinance.gov/learnmore o escribe a la Consumer Financial Protection Bureau, 1700 G Street N.W., Washington, D.C. 20552. A Summary Of Your Rights Under the Fair Credit Reporting Act The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies. There are many types of consumer reporting agencies, including credit bureaus and specialty agencies (such as agencies that sell information about check writing histories, medical records, and rental history records). Here is a summary of your major rights under the FCRA. For more information, including information about additional rights, go to www.consumerfinance.gov/learnmore or write to: Consumer Financial Protection Bureau, 1700 G Street N.W., Washington, DC 20552.
You must be told if information in your file has been used against you. Anyone who uses a credit report or another type of consumer report to deny your application for credit, insurance, or employment - or to take another adverse action against you - must tell you, and must give you the name, address, and phone number of the agency that provided the information. You have the right to know what is in your file. You may request and obtain all the information about you in the files of a consumer reporting agency (your "file disclosure"). You will be required to provide proper identification, which may include your Social Security number. In many cases, the disclosure will be free. You are entitled to a free file disclosure if: a person has taken adverse action against you because of information in your credit report;
you are the victim of identity theft and place a fraud alert in your file; your file contains inaccurate information as a result of fraud; you are on public assistance;
you are unemployed but expect to apply for employment within 60 days. In addition, all consumers are entitled to one free disclosure every 12 months upon request from each nationwide credit bureau and from nationwide specialty consumer reporting agencies. Seewww.consumerfinance.gov/learnmore for additional information. You have the right to ask for a credit score. Credit scores are numerical summaries of your credit-worthiness based on information from credit bureaus. You may request a credit score from consumer reporting agencies that create scores or distribute scores used in residential real property loans, but you will have to pay for it. In some mortgage transactions, you will receive credit score information for free from the mortgage lender. You have the right to dispute incomplete or inaccurate information. If you identify information in your file that is incomplete or inaccurate, and report it to the consumer reporting agency, the agency must investigate unless your dispute is frivolous. See www.consumerfinance.gov/learnmore for an explanation of dispute procedures. Consumer reporting agencies must correct or delete inaccurate, incomplete, or unverifiable information. Inaccurate, incomplete or unverifiable information must be removed or corrected, usually within 30 days. However, a consumer reporting agency may continue to report information it has verified as accurate.
Consumer reporting agencies may not report outdated negative information. In most cases, a consumer reporting agency may not report negative information that is more than seven years old, or bankruptcies that are more than 10 years old. Access to your file is limited. A consumer reporting agency may provide information about you only to people with a valid need -- usually to consider an application with a creditor, insurer, employer, landlord, or other business. The FCRA specifies those with a valid need for access. You must give your consent for reports to be provided to employers. A consumer reporting agency may not give out information about you to your employer, or a potential employer, without your written consent given to the employer. Written consent generally is not required in the trucking industry. For more information, go to www.consumerfinance.gov/learnmore.
You may limit "prescreened" offers of credit and insurance you get based on information in your credit report. Unsolicited "prescreened" offers for credit and insurance must include a toll-free phone number you can call if you choose to remove your name and address from the lists these offers are based on. You may opt-out with the nationwide credit bureaus at 1-888-5-OPTOUT (1-888-***-****).
The following FCRA right applies with respect to nationwide consumer reporting agencies: CONSUMERS HAVE THE RIGHT TO OBTAIN A SECURITY FREEZE You have a right to place a "security freeze" on your credit report, which will prohibit a consumer reporting agency from releasing information in your credit report without your express authorization. The security freeze is designed to prevent credit, loans, and services from being approved in your name without your consent. However, you should be aware that using a security freeze to take control over who gets access to the personal and financial information in your credit report may delay, interfere with, or prohibit the timely approval of any subsequent request or application you make regarding a new loan, credit, mortgage, or any other account involving the extension of credit.
As an alternative to a security freeze, you have the right to place an initial or extended fraud alert on your credit file at no cost. An initial fraud alert is a 1-year alert that is placed on a consumer's credit file. Upon seeing a fraud alert display on a consumer's credit file, a business is required to take steps to verify the consumer's identity before extending new credit. If you are a victim of identity theft, you are entitled to an extended fraud alert, which is a fraud alert lasting 7 years. A security freeze does not apply to a person or entity, or its affiliates, or collection agencies acting on behalf of the person or entity, with which you have an existing account that requests information in your credit report for the purposes of reviewing or collecting the account. Reviewing the account includes activities related to account maintenance, monitoring, credit line increases, and account upgrades and enhancements.
You may seek damages from violators. If a consumer reporting agency, or, in some cases, a user of consumer reports or a furnisher of information to a consumer reporting agency violates the FCRA, you may be able to sue in state or federal court. Identity theft victims and active duty military personnel have additional rights. For more information, visit www.consumerfinance.gov/learnmore. States may enforce the FCRA, and many states have their own consumer reporting laws. In some cases, you may have more rights under state law. For more information, contact your state or local consumer protection agency or your state Attorney General. For information about your federal rights, contact:
TYPE OF BUSINESS: CONTACT
1.a. Banks, savings associations, and credit unions with total assets of over $10 billion and their
affiliates.
b. Such affiliates that are not banks, savings
associations, or credit unions also should list, in addition to the CFPB:
a. Consumer Financial Protection Bureau
1700 G Street NW
Washington, DC 20552
b. Federal Trade Commission: Consumer Response
Center - FCRA
Washington, DC 20580
2. To the extent not included in item 1 above:
a. National banks, federal savings associations, and federal branches and federal agencies of foreign
banks
b. State member banks, branches and agencies of
foreign banks (other than federal branches, federal agencies, and insured state branches of foreign
banks), commercial lending companies owned or
controlled by foreign banks, and organizations
operating under section 25 or 25A of the Federal
Reserve Act
c. Nonmember Insured Banks, Insured State
Branches of Foreign Banks, and insured state
savings associations
a. Office of the Comptroller of the Currency
Customer Assistance Group
1301 McKinney Street, Suite 3450
Houston, TX 77010-9050
b. Federal Reserve Consumer Help Center
P.O. Box 1200
Minneapolis, MN 55480
c. FDIC Consumer Response Center
1100 Walnut Street, Box #11
Kansas City, MO 64106
d. National Credit Union Administration
Office of Consumer Protection (OCP)
Division of Consumer Compliance and Outreach
(DCCO)
1775 Duke Street
d. Federal Credit Unions Alexandria, VA 22314
3. Air carriers Asst. General Counsel for Aviation Enforcement & Proceedings
Aviation Consumer Protection Division
Department of Transportation
1200 New Jersey Avenue, S.E.
Washington, DC 20590
4. Creditors Subject to Surface Transportation Board Office of Proceedings, Surface Transportation Board Department of Transportation
395 E Street SW
Washington, DC 20423
5. Creditors Subject to Packers and Stockyards Act Nearest Packers and Stockyards Administration area supervisor
6. Small Business Investment Companies Associate Deputy Administrator for Capital Access United States Small Business Administration
409 Third Street, SW, 8th Floor
Washington, DC 20549
7. Brokers and Dealers Securities and Exchange Commission 100 F Street NE
Washington, DC 20549
8. Federal Land Banks, Federal Land Bank
Associations, Federal Intermediate Credit Banks, and Production Credit Associations
Farm Credit Administration
1501 Farm Credit Drive
McLean, VA 22102-5090
9. Retailers, Finance Companies, and All Other
Creditors Not Listed Above
FTC Regional Office for region in which the creditor operates or
Federal Trade Commission: Consumer Response
Center - FCRA
Washington, DC 20580
For Indiana Residents:
Indiana File Freeze Information:
Indiana Consumers Have the Right to Obtain a Security Freeze
"UNDER IC 24-5-24, YOU MAY OBTAIN A SECURITY FREEZE ON YOUR CONSUMER REPORT TO PROTECT YOUR PRIVACY AND ENSURE THAT CREDIT IS NOT GRANTED IN YOUR NAME WITHOUT YOUR KNOWLEDGE. THE SECURITY FREEZE WILL PROHIBIT A CONSUMER REPORTING AGENCY FROM RELEASING ANY INFORMATION IN YOUR CONSUMER REPORT WITHOUT YOUR EXPRESS AUTHORIZATION OR APPROVAL. THE SECURITY FREEZE IS DESIGNED TO PREVENT CREDIT LOANS AND SERVICES FROM BEING APPROVED IN YOUR NAME WITHOUT YOUR CONSENT. WHEN YOU PLACE A SECURITY FREEZE ON YOUR CONSUMER REPORT, WITHIN TEN (10) BUSINESS DAYS YOU WILL BE PROVIDED A PERSONAL IDENTIFICATION NUMBER TO USE IF YOU CHOOSE TO REMOVE THE SECURITY FREEZES OR TO TEMPORARILY AUTHORIZE THE RELEASE OF YOUR CONSUMER
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