Alison S. Floyd Brown
**** ******** ****** **** ******, FL 32712 407-***-**** ************@*****.***
To obtain a responsible position in a demanding environment.
Work well under pressure, very organized, people & family oriented, fast learner and exceptional planning-trouble shooting skills, Positive attitude, Encompass and TRID experienced. I am dedicated to doing every job to the best of my ability.
Professional Experience
MORTGAGE CLOSER @ FAMILY FIRST FUNDING, LLC. APRIL 2021 TO JANUARY 2023
Preparing the initial Closing Disclosure to be issued to the borrower(s) to meet TRID guidelines for closing
Correspond and collaborate with title agent on getting the Closing Disclosure to approved status to send to the borrower for signing to meet TRID requirements. (FHA, VA, Conventional, USDA)
Prepare the closing package and send the Closing Disclosure to title for review and approval.
Finalize the closing package and order the wire for closing
CLOSER/FUNDER/COMPLIANCE UNDERWRITER @ CLARO TECHNOLOGY OCTOBER 2020 TO FEBRUARY 2021
Preparing the initial Closing Disclosure to be issued to the borrower(s) to meet TRID guidelines for closing
Review of closed loans (Pre RESPA, RESPA & TRID, RPL & NPL) for compliance with state and federal mortgage guidelines.
Meeting production & quality metrics, working with multiple clients & scopes
Collaborating with team members and management on difficult/out of ordinary files/scenarios, reviewing of documents to determine if sufficient to resolve any violations.
CLOSER/FUNDER @ PLANET HOME LENDING JUNE 2019 TO OCTOBER 2020
Correspond and collaborate with title agent on getting the Closing Disclosure to approved status to send to the borrower for signing to meet TRID requirements. (FHA, VA, Conventional, USDA, Chenoa Fund, DPA grants)
Prepare the closing package and send the Closing Disclosure to title for review and approval.
Finalize the closing package and order the wire for closing.
Review of documents for funding and issued funding authorization to title agents.
Assist in training new hires
COMPLIANCE ANALYST @ DIGITAL RISK JANUARY 2018 TO MAY 2019
Review of closed loans (Pre RESPA, RESPA & TRID, RPL & NPL) for compliance with state and federal mortgage guidelines.
Meeting production & quality metrics, working with multiple clients & scopes
Collaborating with team members and management on difficult/out of ordinary files/scenarios, handling client rebuttals, reviewing documents to determine if sufficient to resolve any violations.
Knowledge with various loan types including, HELOCS, HELOANS, fixed Adjustable, VA, FHA, USDA, & Neg AM.
MORTGAGE CLOSER & FUNDER @ PLANET HOME LENDING SEPTEMBER 2017 TO DECEMER 2017
Correspond and collaborate with title agent on getting the Closing Disclosure to approved status to send to the borrower for signing to meet signature deadline.
Prepare the closing package and send the Closing Disclosure to title for review and approval.
Finalize the closing package and order the wire for closing.
Review of documents for funding and issued funding authorization to title agents.
MORTGAGE CLOSER @ LOANWISE FINANCIAL LLC MARCH 2017 TO SEPTEMBER 2017
Correspond and collaborate with title agent on getting the Closing Disclosure to approved status to send to the borrower for signing to meet signature deadline.
Prepare the closing package and send the Closing Disclosure to title for review and approval.
Finalize the closing package and order the wire for closing.
MORTGAGE CLOSER @ FREEDOM MORTGAGE CORP. MAY 2016 TO JANUARY 2017
Prepare the close package and send the Closing Disclosure to title for review and approval.
Correspond and collaborate with title agent on getting the Closing Disclosure to an approved status in order to send to the borrower for signing to meet signature deadline.
Once the Closing Disclosure was approved, finalize the closing package and order the wire for closing.
MORTGAGE CLOSER @ THE MORTGAGE FIRM INC. JANUARY 2014 TO APRIL 2016
Prepare the closing package entirely and sent the CD to title for review and approval
Correspond and collaborate with title agent on getting the CD to an approved status in order to send to the borrower for signing to meet signature deadline
Reviewed funding documents and issued funding approval to title.
CLOSING AUDITOR @ PROFICIO MORTGAGE CORPORATION AUGUST 2011 TO AUGUST 2013
Perform quality assurance review of residential mortgage loans to determine compliance with established guidelines, policy and procedure.
Work seamlessly with a team of loan closers, SR closers, and production staff and documenting problems in consultation with management
Ensure clear title, lien positions as well as obtaining necessary information to bring to the client’s attention anything that may make their loan invalid.
CLOSING COORDINATOR @ FREEDOM MORTGAGE CORPORATION AUGUST 2007 TO AUGUST 2011
Lead Closing Coordinator responsible for the review of closing documents needed in order to prepare a closing package.
Scheduling closings for both wholesale and warehouse brokers.
Responsible for assigning closing packages to 5 closers.
POST CLOSING & CLOSER @ ALTERNATIVE MORTGAGE SOLUTIONS APRIL 2004 TO AUGUST 2007
Coordinated & Scheduled loan closings with broker and title agents
Prepared Closing documents sent to the closing table
Prepared the Closed loan packages for delivery to the investor for purchase.
JUNIOR PROCESSOR @ THE MORTGAGE FIRM, INC. JANUARY 2002 TO APRIL 2004
Assisted the Processor through the preparation of the loan review.
Assisted loan borrowers with documentation needed for the loan approval.
Responsible for Verification of Employment, rent and deposits
FHA case number assignments.
EDUCATION – APOPKA HIGH SCHOOL MAY 1997