Loan Processor Underwriter

Naaman Birkedahl

Denver, CO ***** *********@*****.*** +1-303-***-****

To obtain a rewarding and satisfying career in the real estate, mortgage, banking finance industry or with a company that can offer growth and advancement in professional business setting. Allowing me to utilize my supervisory or management skills set in any professional and business atmosphere given the opportunity.

Work Experience

Senior Loan Processor

MMTC

Denver, CO May 2022 to present

Maintaining and managing pipeline closing rehab and purchase loans.

Senior Loan Processor

First Guaranty Mortgage Corporation - Plano, TX December 2020 to March 2022

Maintaining and managing pipeline of 65 plus loans a month close 20 to 30 loan a month. High customer service with full process of Conventional, FHA, and VA loans. Working in high and fast paced professional business environment. Meeting goals and SLAs accordingly.

Loan Processor II

American Financing Corporation - Aurora, CO May 2014 to December 2020

Maintaining a pipeline of 90 plus loans with closing 25-30 loans a month. High customer service with full processing of Conventional, FHA, and VA Refi Loans.

Ordering third parties docs, Analysing income and personal client documentation per the file. Reviewing documentation to meet criteria on loan approval, preparing doc order and closing documents. High customer contact and working in high business environment.

Mortgage Loan Processor

Nationstar Mortgage, LLC - DBA Mr Cooper - Lonetree, CO

February 2013 to March 2014

Maintaining a pipeline of 35-45 plus loans with closing 25-30 loans a month. High customer service with full processing of Conventional, FHA, and VA Refi Loans.

Ordering third parties docs, Analysing income and personal client documentation per the file. Reviewing documentation to meet criteria on loan approval, preparing doc order and closing documents. High customer contact and working in high business environment

Loan Analyst / Default Specialist

Colorado Housing & Finance Authority/ CECOR Staffing - Denver, CO

May 2011 to August 2013

800-***-**** Denver, CO.

Document review from a quality assurance stand point, keeping in line with company procedures, RESPA guidelines, state laws and practices. Loan Servicing for all type of loans CHFA provides, customer care, loss mitigation, receiving inbound and outbound calls from customers and correspondents providing exceptional service and knowledge. Receiving payments through our systems. Full management of servicing

FHA, VA, Conventional mortgage loans.

FHA/Conventional Loan Processor

Pulte Home Mortgage / Adecco Staffing - Englewood, CO

April 2010 to August 2010

Managing and full responsibility of full process of pipeline of 35-45 loans per month for the Gulf Coast Team and California Loans.

FHA / Conventional Loan Processor

Bank of America Home Loans - Denver, CO

May 2009 to October 2009

714-***-**** Denver, CO.

Supervising and managing compliance and pricing of pipeline of 45-60 loans a month. Reviewing and analysing documentation utilizing company tools and procedures for full processing of Conventional and FHA Loans.

Loan Care Coordinator

LenderLive.com - Denver, CO

June 2007 to June 2008

303-***-**** Denver, CO.

My tasks were supervising and managing compliance and pipeline. Reviewing and analysing documentation utilizing company tools and procedures for full processing and underwriting Conventional Sub-Prime and Reverse Mortgage Loans.

Compliance General Lead Supervisor / Loan Underwriter

First American Nationwide Documents - Denver, CO

March 2004 to April 2007

303-***-**** Denver, CO.

Supervising and managing compliance document team. Reviewing and analysing all reports for discrepancies. I had full office management for entire compliance department from personnel to supplies while keeping team building and goal expectations. Other duties include final processing and underwriting Conventional

Sub-Prime and Reverse Mortgage Loans. Maintaining and developing implementation policies and manuals for procedure job conduct and exceptional performance and evaluations. I managed the employee functions and activities board.

Sales Analyst Jr. Underwriter

Arbor Commercial Mortgage - San Francisco, CA

November 2003 to February 2004

415-***-**** San Francisco, CA.

Tasks included Pre-screening and underwriting files, sales research in originating new business and clientele. Detailed documentation analysis necessary for the processing of the file. Assisting senior level loan officers with new business and approving all loans up to 650K.

Senior Level Processor/Junior Underwriter/ Office Manager

First NLC Financial Services / Volt - Denver, CO

July 2002 to November 2003

720-***-**** Denver, CO

I held many contract positions as an underwriter, processor, funding, closer and set up. Responsible for processing a pipeline of over 80+ files a week. I was responsible for running all loans through DO/DU/LP for automated approval and setup for closing, funding, shipping of loans. I was given responsibility for total pipeline of Sub-Prime and Conventional loans from pre qualifying, pre underwriting, submission, pre funding of all loans. I was responsible of the full process and processing dept. in our office. Planning all pipeline meetings and supervising and assisting loan officers in getting conditions and information from customers. Meeting clients and selling loans. Responsible for maintaining a full supply office inventory and supplies for working office. I held this position until their opening of their commercial department opened in San Francisco with Arbor Commercial Mortgage.

Loan Processor /Loan Officer

Mortgage Design Group - Aurora, CO

August 1998 to January 2002

Responsible for pipeline of 60+ loans a month Running DO/DU/LP Ordering all appraisals, title, payoffs, verifications, updates, for all files. Contacting lenders, customers, and title companies to keep all parties informed from start to close.

Education

Associates in Business and Finance

CEC Business School - Denver, CO

January 1999 to December 2001

EMT CERTIFICATION in Medical Assisting

Colorado University of Denver Hospital Denver - Denver, CO

January 1995 to December 1996

Skills

•Underwriting 1 year

•Escrow

•Fair Housing Regulations

•Loan Origination (2 years)

•Banking (5 years)

•Mortgage Servicing (10+ years)

•Loan Officer Experience

•Cold Calling (2 years)

•Analysis Skills

•Pricing

•Quality Assurance

•Compliance Management

•Documentation Review

•Income and Credit Analysis

•20 years of Customer Service

•20 years of Mortgage Loan Processing

•5 years of Management experience

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