Charlene Avery
Mortgage Loan Processor
************@*******.***
Work Experience
Mortgage Loan Processor
Homespire Mortgage Corporation - Gaithersburg, MD
December 2019 to October 2022
Assist Loan Officer and borrowers with servicing needs. Oversee accuracy and compliance to mortgage industry regulatory and investor guidelines. Review loan files in detail and gather documentation from the borrowers and third party vendors, and review AUS Findings.
Closed loans before or on closing date.
Communication with clients and vendors items needed. Calculation of income and verifying of assets
Processed residential mortgage loan files from initial application to clear to close. Scan and Upload document in loan files to the loan origination system. Activation of Flood Certifications, Caivrs, FraudGuard, and Tax Transcripts. Knowledgeable Appraisal, Title, Account Check, DU/LP Findings, Order of Credit, One Note. Conduct weekly meetings update pipeline
Knowledgeable Rental Income and Self Employment
Loan Officer Assistant/Processor
Legacy Home Loans - Tucker, GA
June 2019 to December 2019
Assist Loan Officer and borrowers with servicing needs. Oversee accuracy and compliance to mortgage industry regulatory and investor guidelines. Review loan files in detail and gather documentation from the borrowers and third party vendors, and review AUS Findings.
Closed loans before or on closing date.
Communication with clients and vendors items needed. Calculation of income and verifying of assets
Processed residential mortgage loan files from initial application to clear to close. Scan and Upload document in loan files to the loan origination system. Activation of Flood Certifications, Caivrs, FraudGuard, and Tax Transcripts. Knowledgeable Appraisal, Title, Account Check, DU/LP Findings, Order of Credit, One Note. Conduct weekly meetings update pipeline
Knowledgeable Rental Income and Self Employment
Education
Some College in Business Administration
Knox College - Knox County, TN
1985 to 1993
Skills
• Mortgage Servicing
• Escrow
• Banking
• Fair Housing Regulations
• Loan Officer Experience
• Credit Analysis
• Loan Origination
• Calculating Income
Languages
• English - Expert
Certifications and Licenses
NMLS