JOANN NJERI MUTHONI

CURRICULUM VITAE

PO BOX***-*1001, KALIMONI.

TEL; 079*******.

EMAIL;adv2e7@r.postjobfree.com

PERSONAL INFORMATION;

NATIONALITY; KENYAN

DATE OF BIRTH; 21-10-1998

RELIGION; CHRISTIANITY

GENDER; FEMALE

ID NO; 35983076

MARITAL STATUS; Married

PASSPORT NO; AKO531645

LANGUAGES; ENGLISH/SWAHILI

HEIGHT; 5.6FTS

CAREER OBJECTIVE

To work with an organization that provides professional challenges, encourages advancement and creating opportunities for goal realization, seek a relevant and challenging position in an enabling environment to make my contribution according to full personal ability and a career growth skills acquisition. PROFILE SKILLS

Good communication skills

High level of integrity

Honest and self-discipline

Responsible and can work under minimal supervision EDUCATION BACKGROUND

YEAR 2013-2016; GACHORORO SECONDARY SCHOOL

Attained Kenya Certificate for secondary Education YEAR 2005-2012; MIRIMAINI PRIMARY SCHOOL

Attained Kenya certificate for primary Education.

HOBBIES AND INTERESTS

Travelling

Reading and writing

Swimming

Socializing

REFEREES

To be provided upon request.

`

TO SOLOMON MUGO KARIUKI,

REF; REFUND OF SAVINGS.

In regard to your savings withdrawal, you have withdrawn a total of ksh 20,000 on 7th Apr, 2022; we have also deducted ksh 5000 for shares and ksh 2000 being the registration fee. Your savings balance remains as ksh 73,320.

Thankyou.

TO THE MANAGER,

THIKA BRANCH.

REF; STEPHEN KAMAU WAKAHU (MEMBER NO.5)

This is to inform you that the above named member belongs to TWN TRAVELLERS SACCO being the owner of KBA 871C.

Kindly accord the necessary assistance.

Thank you.

TAI SAVINGS $ CREDIT CO-OPERATIVE

SOCIETY LIMITED.

PO BOX 718-00216

GITHUNGURI.

Dear Sir/Madam,

REF; SIMON GITAU NJOROGE( MEMBER NO.4)

This is to inform you that the above named member will be able to repay the loan within the agreed period of time.

Forwarded for your assistance.

Thank you.

CHAIRMAN,

TWN TRAVELLERS SACCO LTD.

TO THE DIRECTOR,

LICENCING DEPARTMENT,

PO BOX 3602-00506,

NTSA-NAIROBI.

Dear Sir/Madam,

RE; REQUEST OF ROUTE EXTENSION

Referring to the above matter, we kindly request the concerned authority for our route extension from Makongeni – Thika- Ruiru- Eastern Bypass- Ruai- Cabanas-Kariobangi- Kiambu and back. We are currently plying route Nairobi, Thika, Nyeri and back. We promise to adhere with all the Ntsa rules and regulations. Forwarded for your assistance.

Thank you.

STEPHEN KAMAU WAKAHU,

CHAIRMAN,

072*******,

TWN TRAVELLERS SACCO LTD.

CURRICULUM VITAE

PERSONAL DETAILS

NAME : JOSEPH GACHATHI MAINA

DATE OF BIRTH : 1972

GENDER : MALE

MARITAL STATUS : MARRIED

ID NO : 13378055

NATIONALITY : KENYAN

RELIGION : CHRISTIAN

LANGUAGE : ENGLISH, KISWAHILI$ KIKUYU

CONTACT : 254*********

ADDRESS : 01000-1051, THIKA.

PERSONAL PROFILE

Trustworthy and a person of high integrity

Self-confidence, driven and composed personality

Reliable and dependable, working well with little no supervision CAREER OBJECTIVE

To counter institution and work place challenges positively and constructively turning them to instructional strength.

Use my education and experience in order to achieve organizational objectives and goals. PROFFESIONAL QUALIFICATION

YEAR; YEAR 2008 UMOJA DRIVING SCHOOL (ATTAINED A DRIVING LICENCE) ACADEMIC BACKGROUND

1981-1988: KENYA CERTIFICATE OF PRIMARY EDUCATION (KCPE) 1989-1992: SECONDARY EDUCATION

HOBBIES AND INTEREST

PLAYING AND WATCHING FOOTBALL

AVAILABILITY

IMMEDIATE.

THIWINA SELF HELP GROUP MEETING HELD ON 26-04-22 AT T.W.N OFFICES AT 12.30PM.

PRESENT

1. STEPHEN KAMAU

2. PETER KIARITHA

3. SIMON GITAU

4. ALEXANDER KIMANI

5. GEORGE KINGORI

6. JOHN NGUGI

7. GILBERT KAMAU

8. THOMAS KIMANI

ABSENT WITH APOLOGY

1. STEPHEN NYANJUI

2. PETER GICHANA

3. STANLEY GITONGA

4. FRANCIS KURIA

5. BERNARD KARIUKI

6. JOYCE WANGARI

The meeting was called into order at 12.30pm.

Chairman’s remarks

Chairman welcomed members to the meeting and restated that a large number was absent. MIN 01/26/04/22

Members present and several who were absent made their contribution due. The monies were collected by our treasurer Gilbert Kamau.This amount was banked at equity bank in our account.

A total of ksh 7100, -was collected and deposited at equity bank. MIN 02/26/04/22

Mr.Kimani reported that they conducted a survey on tyres and presented a price list as follows. Ling long 195RIS @ 6500 /=

GJ 195 RIS @ 6300/=

Member’s present found it a better deal but for us to reach a good conclusion, we have to wait for other members to be present.

Members to conclude the issue in next meeting.

MIN 03/26/04/22- LOAN TO A MEMBER

One of the members by the name Simon Gitau Njoroge had requested for a loan of ksh.36000. After a thorough scrutiny, members agreed to loan him the requested amount. On a further note, members agreed that the policy of 2times the amount saved by an individual shall remain.

Members were also reminded that payment is strictly on weekly basis during the meeting.Mr. Gitau was issued with a loan form to fill.

MIN04/26/04/22

Members were reminded that attendance is very important. It was agreed that non attendee shall not be guaranteed for a loan since himself does not sign for other members.

There being no any other business, the meeting was ended at 14.20p.m. TO THE INCHARGE,

KCB-BANK,

THIKA.

11-10-22.

Dear Sir/Madam,

REF; ACCOUNT CLOSURE

for the closure of joint account no. 128*******.

We no longer work together hence the request for the closure. Forwarded for your assistance.

Thank you.

THIWINA SELF HELP GROUP MEETING HELD ON 18-10-22 AT TWN OFFICES 12PM.

PRESENT MEMBERS

1. Stephen Kamau

2. Gilbert Kamau

3. Simon Gitau

4. George King’ori

5. Stephen Nyanjui

6. Peter Kiaritha

The meeting was opened with a word of prayer by Mr. Gilbert kamau. Chairman welcomed members to the meeting and thanked them for their continued commitment and support towards the growth of our group. He urged members to continue with the same spirit. He further reminded members of the intended project which shall be discussed in the agenda.

Min 01/18/10/2022 CONTRIBUTION

Members made their weekly contribution as expected amount which was deposited at Tai Sacco.

Min 02/18/10/2022

Members were invited for a discussion in regard to the proposed project of acquiring a matatu for the group.

After a lengthy discussion, the committee was given the mandate to go forward, seek the finance from Tai Sacco and purchase a motor vehicle. They further agreed that the said motor vehicle shall be managed by one George King’ori on behalf of the group.

Chairman reported that the committee had approached Tai Sacco who agreed to finance the project.

He further brought to attention of members that they had also found a motor vehicle which was selling at Ksh.850, 000.

Tai Sacco agreed to issue a facility of ksh.950, 000. This facility is to be paid in a period of 3(three) years with an installment of ksh34, 000 per month.

The issue was now left for the financier to facilitate the project. Members were promised to be updated on the progress.

A.O.B

Mr. Gilbert reminded members on the pending discussion in regard to our welfare. This matter was scheduled for discussion in the next meeting. There being no other business, the meeting was closed with a word of prayer by Mr. Kamau at 01.00p.m.

SIGN;

CHAIRMAN

SECRETARY

TWN MEMBERS MEETING HELD ON 01-11-22 AT TWN OFFICES 14…PM. PRESENT MEMBERS

1. Simon Gitau

2. Gilbert Kamau

3. Stephen Kamau

4. Thomas Kimani

5. Alexander Kimani

6. Peter Kiaritha

7. George King’ori

8. Joyce Wangari

9. Amos Kioi

10. John Kuria

11. Julius Kuria

12. Duncan Kabata

13. Bernard Kariuki

14. Antony

The meeting was opened with a word of prayer by Mr. Gilbert. Chairman welcomed members to the meeting and thanked them for attendance. He highlighted the main agenda of the meeting is the way forward. MIN 01/11/2022 WAY FORWARD FOR OUR SACCO

It was noted that our Sacco has deteriorated and therefore it is the right time to focus on the way forward. Chairman reiterated that the time is now for members to get back to the drawing board.

He further directed the credit committee to issue letters to the members with loans to embark on loan repayment. Treasurer was also directed to ensure that loans were being repaid.

He further suggested a daily savings of at least ksh.200 per day per member. Alexander Kimani supported the idea of issuing demand letters to loan defaulters as the starting point toward the right direction.

Thomas Kimani was of the idea that contribution towards the Sacco should not be voluntary as earlier opined by the chairman. George suggested that members should outline the things that have been dragging us behind. The issues were identified as follows.

1. Politics-unhealthy politics.

2. Issuance of loans –security

3. Non-commitment by those responsible.

4. Poor policies in loan issuance.

Chairman reported on the issue of route extension plans which need change of motor vehicles or improving on these we already have. He also advised members to focus on embracing new routes.

John Kuria was of the view that we should clean our house; put it in order an move on. Gilbert was of the opinion that members should refrain from supporting those who have already messed the Sacco.

Alexander kimani opined that rules should be strictly followed in regard to money collection. Mr. Bernard suggested that we should limit our loan issuance and also put emphasis on guarantorship.Joyce opined that members should follow the set rules and regulations.

RECOMMENDATION/RESOLUTIONS.

1. Members should contribute ksh.200 for savings

2. Members with loans to repay their loans as expected. 3. Those responsible to play their loans as expected. They should get serious with their work.

4. Non-members to contribute as required.

Bottom line: let’s own the Sacco.

There being no any other business, the meeting was closed with a word of prayer by Bernard Kariuki.

TO ZACHEUS OKOTH,

REF,REFUND OF SAVINGS

In regard to the above matter,you have been refunded the remaining savings balance amounting to ksh.43,900 on this day of 22-11-22.

Thankyou.

TO THE MANAGER,

EQUITY BANK,

THIKA-BRANCH.

Dear Sir/Madam,

REF; MEMBERSHIP.

Referring to the above matter, Stephen Kamau Wakahu has been our member since year 2011 and owns the vehicles registration number KBA 871C and KCA 926G. He has been making Sacco contributions and adhering with all the Sacco rules and regulations. Kindly accord the necessary assistance.

Thank you in advance.

MANAGEMENT;

TEL;070*******.

Contact this candidate