LIRI KURTI

Boca Raton, FL 203-***-**** aduvep@r.postjobfree.com

LOAN PROCESSOR / UNDERWRITER – (REMOTE)

SKILLS

• FHA / VA Loan Processing Specialist

• Fannie Mae, Freddie Mac guidelines

• ENCOMPASS, AFS, FDS, INSIGHT, PEGA, AS-400,

OSCAR, COIN, ALS, I-SERIES, ACAPS, EMPOWER

LOAN SYSTEM; SASE

• MS Office: Excel, Outlook, PowerPoint, and Word

• Access, Lotus 1-2-3

• Accounting: QuickBooks

• Motivated self-starter & quick learner

• Multilingual: English, Italian, French and Albanian WORK HISTORY

Absolute Home Mortgage Corp - (REMOTE) 05/2021 - 12/2021 Corporate Loan Processor

• Cleared the conditions, processed loans with Encompass loan system

• Prepared and submitted entirety of file to underwriter for final approval

• Collaborated with internal partners: Sales, Appraisal Coordinators, Closers, Funders and Vendors LoanDepot – (REMOTE) 08/2020 - 04/2021

Loan Processor III

• Cleared conditions processed, underwriting and-final decision loans with all company and Freddie Mac guidelines and government requirements

• Collaborated with internal partners: Sales, Appraisal Coordinators, Closers, Funders and Vendors throughout loan process

• Managed a pipeline of 35-40 loans monthly

• Set up and completed loan submission packages

FirstSource Mortgage - Rocky Hill, CT 01/2019 - 08/2020 Loan Processor

• Processing Conventional FHA and VA loans

• Reviewed title's liens, judgments, appraisals, and insurances

• Cleared all conditions preparing the file to submit to the Underwriter for final approval Bank Of America - Farmington, CT 06/2006 - 01/2018 Home Equity Loan Processor (2012 – 2018)

• Processed Conventional, FHA and VA loans

• Set appropriate expectations to achieve highest client satisfaction throughout process

• Responsible for initial income analysis, credit decision and loan approval

• Reviewed all title, lien, judgment, tax, insurance, and appraisal

• Ensured files compliant with regulatory agencies and internal policies

• Set up and completed loan submission packages

• Communicated with originator and applicant concerning progress of loan file Senior Operations Rep (2007 – 2012)

• Researched teller differences and reconciled

• Maintained accounts with corrections of overages and missing deposits

• Interacted with internal partners and Financial Centers to resolve issues Credit Specialist II (2006 – 2007)

• Reconciled loan system of records to General ledger EDUCATION & CERTIFICATES

Business Administration, Computerized Accounting Diploma; President's list, GPA: 4.00 American Business Academy - Hackensack, NJ

• Tax Preparation Certificate

• Real Estate License

• American Payroll Association Diploma

Bachelor’s degree - Finance

State University of Tirana, Albania; GPA: 3.9

Contact this candidate