Omari Stewart

***** ********* **** *********, ** 28262

Phone: 704-***-**** Email: aduv1m@r.postjobfree.com

Summary Profile

Seasoned banking and client services professional with over 15 years mortgage lending experience. Areas of expertise include Home Preservation, Loss Mitigation, Retail Mortgage Closing, Loan Processing, Client Services, Financial Analysis, Research and Resolution, and Team Leadership. Demonstrated skillsets include pipeline management, exceptional interpersonal skills, strong communications, customer advocacy, organizational adaptability, commitment to high quality work, and results oriented.

Skills and Capabilities:

15 years Mortgage Lending

6 years Closing

2 years Hazard and Flood Insurance Processing

1-year Commercial Lending Closing Support

Team Leadership

Relationship Management

Regulatory Documentation Reviewer

Growth and Development

Professional Experience

Yardi

Utility QA Analyst (Texas Relief Company - Remote) 2022 - 2023

Provide an average of 90 clients a month with utility payment assistance

Evaluate confidential client identification and supporting documentation for completeness and accuracy

Validate program eligibility requirements have been met

Support the end-to-end transaction by facilitating the verification, approval, and payment processes

Helped achieve program targets by processing $30K in payment assistance in month

Exceeded organizational goals of 92.4% by maintaining an overall average of 96.8 % customer satisfaction scores

HomePoint Financial

Mortgage Loan Closer (Remote) 2020 – 2022

Manage an average pipeline of 80-100 per month

Closed an average of 110 FHA/VA, USDA, and Conventional loans per month, earning top producer award for 3 consecutive months

Maintained quality scores above 94% threshold with average QA results of 97.2%

Obtained necessary documentation needed to clear all required closing stipulations

Balanced CD figures and coordinated closings with Title agents prior to closing and funding dates

Process and complete change in circumstance requests

Generate final documents to 8 Title companies for required signatures which included, reviews of, Hazard, Flood, Prelim Title, Tax Certificates, Appraisals, Purchase Agreements, and Escrow calculations.

Bank of America Corporation

Mortgage Loan Closer 2018 - 2020

Maintained a monthly pipeline of 80-90 loans with minimal defects and redraws

Prepared final closing documents for signings and recordings

Obtained property documents, applications, and legal docs for review to clear required closing stipulations

Consistently achieved an average of 88% pull through rate of pipeline closure month-over-month

Coordinated with Settlement Agents, Attorneys, and Sales Partners to meet clients closing expectations

Reviewed and balanced closing disclosure figures with Title Agents before closing and funding occurred

Lead Operations Analyst – Flood/Hazard Insurance 2016-2018

Consultant to Assistant Operations Manager supporting daily leader reviews to ensure documents received from the team met policy guidelines prior to submitting to Quality Assurance

Served as the primary point of contact to 9 team members for assistance in procedural and quality related concerns

Maintained average individual monthly pipeline of 70 loans

Conducted 2nd level review for lesser experienced team members, providing training and feedback where necessary to help improve quality scores

Wells Fargo Home Mortgage

Loan Verification Analyst II 2012-2015

Accurately reviewed mortgage notes, calculated judgment figures, and gathered supporting documentation to verify information placed in the judgment affidavits

Read, interpreted, and researched correspondences and legal documents including summons, subpoenas, liens, foreclosures, mortgages, and deeds of trust to determine specific issues and/or course of action

Assisted on special projects including auditing files for other associates along with state mediated and litigated files

Home Preservation Specialist 2010-2012

Mortgage Loan Closer 2008-2010

Loan Adjuster Specialist 2005-2008

Education:

Graduated West Mecklenburg High School

Elizabeth City State University

Central Piedmont Community College – Mortgage Processing Certification

Technical Experience:

Microsoft Office, Loan IQ, Compass, Liquid Logics, Lexis Nexis, Adobe 9, Datatrac, Mainframe, EDR, DRS, LPS/LIS

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