Virginia Sasso

** *. ******'s Quay Drive

Brick, NJ 08723

908-***-**** cell / 732-***-**** home

Education: B.S. - Business Administration with a concentration in Management Glassboro State College, Glassboro, NJ Employment:

Weichert Financial Services

Shrewsbury, New Jersey

May 1991

June 02 - present

Position: Senior Loan Processor/Underwriter

-Processes and underwrites Conventional, FHA and VA loans. -Timely disclosure of loan documents.

-Orders Appraisals and Title Work.

-Follow-up phone calls with customers to clear loan conditions. -Coordination of timely closings with customers and attorneys.

Washington Mutual Home Loans

Dec. 99 - April 02

Eatontown, New Jersey

Position: Operations Manager

-Provide operational leadership to achieve high quality customer service.

-Resolves problems and ensures effective communication.

-Monitor loan production, loan quality control, and timeliness of work flow.

-Coordinate the completion of monthly Internal Control Plan. 095844

-Ensure effective problem resolution on individual loan applications.

-Participates in personnel administration for staff in accordance with affirmative action policies.

-Serves as a liaison connecting the interests and needs of customers, realtors, brokers, originators, processors, closers and underwriters.

Countrywide Home Loans

Toms River, New Jersey

July 97 - Dec. 99

Position: Assistant Operations Manager/Conventional & DE Underwriter

-Manages the day-to-day operations of the branch to ensure compliance to standard operating procedures, timely approval and closing of loans. -Oversees the management of the Loan Specialists and Home Loan Consultants and coordinates and monitors the activities related to processing, closing and pipeline management.

-Serves as the "lead" underwriter for the branch, responsible for reviewing and approving all documentation.

-Responsible for coordinating the resolution of deficiencies, quality control issues, and other post-closing issues. Ocean Federal Savings Bank/Ocean First Bank

Toms River, New Jersey

Position: Underwriter

Sept. 91 - July 97

-Underwrites and approves Residential and Home Equity loans for the Bank. -Underwrites and develops a relationship with Correspondent Lenders. -Responsible for responding to Quality Control and all Construction financing issues.

-Review appraisals to ensure compliance with the Bank's appraisal guidelines. -Provides training to staff personnel with respect to changes in underwriting policies and procedures.

-Initiates and writes up changes relating to loan underwriting issues. Background

*Senior Loan Processor * Underwriter * Legal & Policy Compliance * Report Processing * Administrative Support * Desktop Originator * File Auditing * Encompass * FHA Connection * Microsoft Office * PHFA NJMFA * TCF Bank * Penn Federal *

Dynamic mortgage industry professional with extensive Loan Processing and Underwriting experience. Identifies problems, omissions and inconsistences. Ensures compliance with Federal, State, and Corporate Laws and guidelines through careful review of documents and file with Investors, Attorneys, Real Estate Agents, and the Client. Strong knowledge of Conventional, FHA and VA Loans.

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