Loan Processor Account Manager
Resume:
Randi Williams
Account Executive
Bullhead City, AZ 86429
*****.***********@*****.***
Experience with Non-qm, FHA, VA, Alt A Fannie, Freddie, Subprime, and Harp loans. Knowledgeable use of encompass and Lender QB systems.
Authorized to work in the US for any employer
Work Experience
Account Executive
LoanStream Mortgage - Irvine, CA
May 2022 to Present
Help grow the company with new broker leads and closing loans with current clients. Work closely with the inside staff to ensure a seamless transaction for our costumer. Senior Account Manager
LoanStream Mortgage - Irvine, CA
August 2021 to Present
Processed files from the wholesale side working side by side with underwring to get loans closed. NON- QM AND CONV. FHA
Senior account manager
FGMC - Texas
December 2020 to September 2021
Account manager
Mortgage Loan Processor III
Altitude Home Loans - Tucson, AZ
February 2016 to December 2020
Processed files remotely on a paperless system.
Worked on Lender QB. Submitted loans to underwriting complete and well packed for a one and done approval.
Processing Manager
Capital funding/Crossroads Funding - Lake Forest, CA January 2013 to April 2016
Managed Company pipeline, Designated loans to each of the processors, Trained new processors.
Implemented guides, Forms, and checklists to help streamline the process of the loans. Processed rush files, and managed a processing desk when someone was out. Held weekly meetings and monthly updates to keep my processors informed on industry changes. Underwriter II
Capital funding/Crossroads funding - Foothill Ranch, CA June 2009 to January 2013
Stack, review, and prepared each file to ensure post-closing file would pass loan audit.
● Reviewed file and prepared it for funding.
● Worked closely with both sales and clients on a regular basis Account Executive
Saxon Mortgage - Foothill Ranch, CA
January 2003 to January 2009
Train Brokers to submit loans for approval online. Pre-qualified loan packages
Worked closely with the inside staff to get loans approved and funded I spent two years underwriting for Saxon Mortgage Inc/Morgan Stanley after the company closed . I transfered to Morgan Stanley to underwrite and purchase in bulk transactions.(scrubber). I was underwriting bulk paper to purchase from
Flagstaff, B an C, Citi financial, Nova Star, and First Bank. Account Executive
Citi Group Financial Services/ Argent - Irvine, CA March 2001 to February 2003
Originated accounts from newly developed territories.
● Quoted and managed expiring rate locks for customers.
● Presented monthly sales forecast and reports for the regional sales manager. Account Manager/Jr underwriter
Union Planters Mortgage - Irvine, CA
January 1995 to 2001
Managed accounts for two account executives.
Called for conditions, signed off conditions, prepared loans for docs. Cleared funding conditions for broker check approval. Issued broker checks.
Education
Bachelor's in Business
UC Irvine - Irvine, CA
Skills
• training
• Event Planning
• Budgeting
• Scheduling
• Microsoft Office (6 years)
• Management
• Wholesale mortgage experience, underwriting Du, Lp proficient. Know title,escrow, appraisal, secondary marketing, rate sheet, ability to understand different banks and programs. Knowledgeable both in wholesale and retail mortgage. Knowledgeable processor aggressive ability to obtain approval thru automated underwriting due to many years of experience.
• Organizational Skills (10+ years)
• Fair Housing Regulations
• Credit Analysis
• Assistant Manager Experience
• Account Management
Certifications and Licenses
driver's license
Assessments
Organizational Skills — Expert
January 2019
Measures a candidate's ability to arrange and manage files or records using a set of rules. Full results: Expert
Sales: Influence & Negotiation — Proficient
December 2019
Persuading reluctant customers to buy products or services, and influencing and negotiating with customers to meet sales goals.
Full results: Proficient
Sales Skills: Influence & Negotiation — Proficient January 2020
Using influence and negotiation techniques to engage with and persuade customers. Full results: Proficient
Problem Solving — Proficient
January 2020
Measures a candidate's ability to analyze relevant information when solving problems Full results: Proficient
Reliability — Highly Proficient
February 2020
Tendency to be dependable and come to work
Full results: Highly Proficient
Remote fit — Highly Proficient
January 2021
Measures the traits that are important for successful remote workers Full results: Highly Proficient
Indeed Assessments provides skills tests that are not indicative of a license or certification, or continued development in any professional field.
Additional Information
Skills
• Credit report, appraisal and rate sheet analysis.
• Exceptional presentation and customer interaction abilities.
• Outstanding communication and business generation abilities.
• Highly proficient use of the following programs: Word, Outlook, Point, Excel, Microsoft office 360 and LenderQB.
Contact this candidate