***** ***** ******

Chatsworth, CA *****

Phone **8/917-2929

E-mail aduj91@r.postjobfree.com

Brigette Albert

Objective

I would like to work for a company that has a family feeling. I desire nothing more than to work for a company that I can give all that I can to help the company's success. I want to share my knowledge with my co-workers.

Summary of qualifications

Mortgage Underwriter with extensive experience in FHA, Bond and Conventional underwriting. Proficient with a wide variety of software applications, including Word, Excel and various underwriting programs. Highly motivated, detail-oriented with excellent problems solving skills. Strong ability to work within teams and multitask with little or no supervision. Enthusiastic and dedicated employee with high integrity, strong work ethic and great leadership skills.

Work experience

11/17-7/2022 Finance of America Seal Beach, CA

Sr Mortgage Underwriter III (Retail) Remote

Underwrite a full range of mortgage loans including agency, jumbo, and FHA loans. Review all mortgage applications and documentation for accuracy and completeness. Scrutinize the loan documentation for indications of fraud or misrepresentation. Provide credit/underwriting support to internal and external processing and sales staff. Work with compliance officers to ensure Federal, State, and local compliance of all mortgage and loan materials. Underwrite mortgages on a timely basis, adhering to all service levels and ensure that quality of all loans meets investor guidelines.

5/16-10/17 Orion Lending Orange, CA

Sr Mortgage Underwriter III (Wholesale) Remote

Underwrite a full range of mortgage loans including agency, jumbo, and FHA loans. Review all mortgage applications and documentation for accuracy and completeness. Scrutinize the loan documentation for indications of fraud or misrepresentation. Provide credit/underwriting support to internal and external processing and sales staff. Work with compliance officers to ensure Federal, State, and local compliance of all mortgage and loan materials. Underwrite mortgages on a timely basis, adhering to all service levels and ensure that quality of all loans meets investor guidelines.

9/13-3/16 Right Start Mortgage Pasadena, CA

FHA DE Underwriter (Wholesale) Remote

Underwrite a full range of mortgage loans including agency, jumbo, and FHA loans. Review all mortgage applications and documentation for accuracy and completeness. Scrutinize the loan documentation for indications of fraud or misrepresentation. Provide credit/underwriting support to internal and external processing and sales staff. Work with compliance officers to ensure Federal, State, and local compliance of all mortgage and loan materials. Underwrite mortgages on a timely basis, adhering to all service levels and ensure that quality of all loans meets investor guidelines.

4/12-8/13 Florida Capital Bank Mortgage Jacksonville, FL

FHA DE Underwriter (Wholesale) Remote

Underwrite a full range of mortgage loans including agency, jumbo, and FHA loans. Review all mortgage applications and documentation for accuracy and completeness. Scrutinize the loan documentation for indications of fraud or misrepresentation. Provide credit/underwriting support to internal and external processing and sales staff. Work with compliance officers to ensure Federal, State, and local compliance of all mortgage and loan materials. Underwrite mortgages on a timely basis, adhering to all service levels and ensure that quality of all loans meets investor guidelines.

4/09-11/11 MetLife Home Loans Agoura Hills, CA

FHA DE Underwriter (Retail) On-site

Underwrite a full range of mortgage loans including agency, jumbo, and FHA loans. Review all mortgage applications and documentation for accuracy and completeness. Scrutinize the loan documentation for indications of fraud or misrepresentation. Provide credit/underwriting support to internal and external processing and sales staff. Work with compliance officers to ensure Federal, State, and local compliance of all mortgage and loan materials. Underwrite mortgages on a timely basis, adhering to all service levels and ensure that quality of all loans meets investor guidelines.

6/08-5/09 Skyline Home Loans Encino, CA

FHA DE Underwriter (Retail) On-site

Underwrite a full range of mortgage loans including agency, jumbo, and FHA loans. Review all mortgage applications and documentation for accuracy and completeness. Scrutinize the loan documentation for indications of fraud or misrepresentation. Provide credit/underwriting support to internal and external processing and sales staff. Work with compliance officers to ensure Federal, State, and local compliance of all mortgage and loan materials. Underwrite mortgages on a timely basis, adhering to all service levels and ensure that quality of all loans meets investor guidelines.

1/08-6/08 Automated Finance Calabasas, CA

FHA DE Underwriter (Wholesale) On-site

Underwrite a full range of mortgage loans including agency, jumbo, and FHA loans. Review all mortgage applications and documentation for accuracy and completeness. Scrutinize the loan documentation for indications of fraud or misrepresentation. Provide credit/underwriting support to internal and external processing and sales staff. Work with compliance officers to ensure Federal, State, and local compliance of all mortgage and loan materials. Underwrite mortgages on a timely basis, adhering to all service levels and ensure that quality of all loans meets investor guidelines

4/7-12/07 Metrocities Mortgage LLC Sherman Oaks, CA

FHA DE Underwriter (Retail) On-site

Underwrite a full range of mortgage loans including agency, jumbo, and FHA loans. Review all mortgage applications and documentation for accuracy and completeness. Scrutinize the loan documentation for indications of fraud or misrepresentation. Provide credit/underwriting support to internal and external processing and sales staff. Work with compliance officers to ensure Federal, State, and local compliance of all mortgage and loan materials. Underwrite mortgages on a timely basis, adhering to all service levels and ensure that quality of all loans meets investor guidelines.

10/06-3/07 ASK for a Loan Inc. Woodland Hills, CA

Sr Mortgage Underwriter (Subprime) On-site

Utilized internet search engines to validate stated income. Worked closely with investors to ensure that all files were underwritten according to their guidelines. Met all conditions requested by the investor so that the loan could close in a timely manner.

2/06-9/06 Xbancorp Woodland Hills, CA

Sr Mortgage Underwriter(Subprime) On-site

Utilized internet search engines to validate stated income. Worked closely with investors to ensure that all files were underwritten according to their guidelines. Met all conditions requested by the investor so that the loan could close in a timely manner.

1/02-8/05 Countrywide Home Loans Valencia, CA

Team Leader/Underwriter (Retail) On-site

Responsible for ensuring loan file data integrity and validation of the automated underwriting system approved decisions by analyzing income, assets and liability documentation. Able to consider offsetting factors when ratios or credit are not within the established guidelines. Render decisions to approve or decline residential mortgages. Underwrote FULL, Stated, A, Alt A, A Minus, FHA and Bond loans.

1/86-12/02 North American Mortgage Co. Woodland Hills, CA

Processor/Underwriter (Retail) On-site

Responsible for ensuring loan file data integrity and validation of the automated underwriting system approved decisions by analyzing income, assets and liability documentation. Able to consider offsetting factors when ratios or credit are not within the established guidelines. Render decisions to approve or decline residential mortgages. Underwrote FULL, Stated, A, Alt A, A Minus, FHA and Bond loans.

References

Chris Fenoglio-Sales/Branch Manager, Finance of America, Cell 714-***-****

Nick Williams-Team Lead, Finance of America, Cell 310-***-****

Carmen Cooke, Cell 714-***-****

Jackie Zeig, friend, Cell 805-***-****

Contact this candidate