Mortgage Processor Self Employed
Resume:
Rose Alvarado
*************@*****.***
Profile Objective:
Bilingual in Spanish, I have 30 Years’ experience in Mortgage Industry, I am detail oriented person, seeking an organization that will provide an atmosphere of growth and teamwork. I enjoy creating a work environment streamlined for efficiency.
Skills:
Mortgage Processor 26yrs
Working Knowledge of Encompass for 10 yrs
Strong Knowledge in FNMA/FHLM, FHA, VA and USDA Bond Loans
Excellent networking and negotiation skills
Employment History
Guaranteed Rate Affinity 6/1/2019 to Present, Mortgage Processor Duties: Review, Title, Homeowners Ins, Employment Verifications to insure 2 yrs of Employment, calculate income, submit Self Employed Income to Loan Beam, order Appraisal thru Encompass, make sure Information was correct, go over file and pre Underwrite to sub for final Underwriting. (Pipeline anywhere from 60 to 75 Loans per Month, Closed Loans per month 30 -40
Network Funding 11/10/18 to 5/30/19 Mortgage Officer Duties: Assist New Home Buyers, Review Title Reports, Appraisals, Verifications of Employment, calculate income, and Review last 2 Yrs W2’s, and if it was a Purchase, review Purchase Contracts. Encompass, was the program that I used
Guild Mortgage 12/10/16 to 11/8/18 Mortgage Officer Duties: Assist New Home Buyers, and Refinance old and new Borrower’s with their Refinance needs: Reviewed, Title, Appraisals, Verifications of Employment to insure there was a 2 yr work history, review w2’s to make sure there were no gaps of Employment Stonegate Mortgage 12/13/ to 11/16 Mortgage Processor Duties: order Title Reports, Appraisal’s thru Encompass, Verifications of Employment thru Encompass, go over Tax Returns, W2’s Calculate Income to insure they qualified, go over Credit report review for inaccuracies, Pre-Underwrite the file for Final Underwrite, (pipe line 20 -40 files per month, Closed 25 to 30 per month
MidFirst Bank 6/11/11 to 12/09/13 Mortgage Loan Officer Duties: Assist New Home Buyers & new & existing Borrowers with their Refinance needs, review, W2’S Tax Returns, Paystubs, Calculate Income to make sure they qualified, reviewed Appraisal, and Title Reports, Encompass, was the program used Wells Fargo Bank 11/9/09 to 6/09/ 11 Mortgage Processor Supervisor: Chad Mcgee 918-***-****, Reason for leaving, was recruited by Midfirst Bank Duties: order Title Reports, and review them when they came in, to insure there were no inaccuracies, and no Judgments, review for Flip’s review & calculate income Tax Returns, W2’s
& Paystubs, Order Appraisal’s thru Encompass, and review when the Appraisals came back, prepare files for Underwriting (pipeline 20 -25 Loans per month, closed 20 -23 per month America First Credit Union 8/10/07 to 11/5/09 Jr. Underwriter Reviewed FHA, VA, Conv, Bond Loans, Refinances, FHA, VA, Conv. Loans, reviewed, Title Reports, Appraisals, Verification of Employment, W2’S Tax Returns, Paystubs, Calculated Income, and prepared the Files for Final Underwrite (pipeline 55 to 75 Loans Per Month) Commonwealth Lending 06/12/1995 to 8/07/07: Processing Mgr. / Jr. Underwriter Supervisor: Todd Davis, Reason for leaving Co. Closed Duties: reviewed all files to Sub to Wholesale Co. reviewed Title Reports, Appraisals, to make sure the Addresses were correct, names and addresses were correct, calculate paystubs, Tax Returns. (Pipeline 60 to 70 files per month
Contact this candidate