Kami Havyer

Omaha, NE

402-***-**** aduefs@r.postjobfree.com https://www.linkedin.com/in/Kami Havyer

EXPERIENCE

Pentagon Federal Credit Union - Papillion, Nebraska Jan. 2018 – Nov. 2022 Mortgage Loan Officer

- Ensure members qualify with debt to income, loan to value, time of employment, length of residence, etc.

- Offer advice in specific situations to help meet the customer’s needs, answer questions, and explain benefits of product

HELOC Underwriter

- Following Fannie Mae guidelines, ensure that the documentation received meets all guidelines and regulations, to qualify the member.

Saint Vincent De Paul Thrift Store - Papillion, Nebraska Nov. 2016 – Dec. 2017 District Manager

- Oversaw management of four locations in the Omaha area including employee reports and maintaining guidelines

- Assisted the homeless population by providing household items and food Pentagon Federal Credit Union - Papillion, Nebraska Feb. 2015 – Sept. 2016 Mortgage Processor

- Initially hired as a member service representative in 2015 which quickly led to a promotion

- Obtained all necessary documentation, updated member file, and initiated underwriter review Kohls - Papillion, Nebraska Sept. 2011 – Feb. 2015 Customer Service Supervisor

- Collected and counted the daily deposit, verified the safe, and opened all registers

- Merchandised the floor, monitored the cashiers, and encouraged credit applications among the customers

Papillion LaVista School District - Papillion, Nebraska Aug. 2007 – Dec. 2012 Paraprofessional/Snap Operator

- Responsible for deposit and maintenance of all lunch accounts as Snap Operator

- Provided medication and maintained medical records in nurse’s office as nurse paraprofessional backup

ACTIVITIES & SERVICE

Stephen Center 2015-2016, 2018-2020

o Volunteer monthly to work the kitchen to serve lunch to the guests at this homeless shelter. Sienna Francis House 2021-2022

Volunteered to serve lunch or dinner to the homeless. SKILLS

Proficient in Microsoft Excel, PowerPoint, Word, Outlook I encompass a plethora of mortgage and banking experience. I have demonstrated the ability to adapt and exceed standards on multiple occasions. My primary focus recently has been on underwriting of HELOC applications, I have also worked as a Loan Office, mortgage processor, transaction assistant and a mortgage consultant. I am proficient in other areas such as: Fraud detection, Regulatory Compliance, Salesforce, Equifax, Encompass and Nautilus. I am a goal oriented and extremely organized individual who strives to exceed standards and expectations.