Loan Processor Juvenile Correctional

Diane Rene'

***** **********. *******, *****. 805-***-**** ************@*****.***

nmls: 884651

DRAPER KRAMER MORTGAGE. Santa Barbara, CA 2020 - Present Loan Officer Assistant - Santa Barbara office and Remote

● Manage 7 loan officers’ pipelines from application stage to funding stage to ensure accuracy and efficiency with all milestones and partners.

● Facilitate effective communication between loan officers, processors, underwriters and all third party partners.

● Mentor members of the team in coaching positive attitudes, focused on goal oriented and team building skills to achieve optimum personal and business success. NEWREZ LLC. Santa Barbara, California 2020-2020

West Coast Regional Processing Manager

AMERICAN RIVIERA BANK. Santa Barbara, California 2017- 2020 Senior Residential Loan Processor

● TRID Disclosures and Closing Documents.

● Processed loan packages from initial disclosure through loan closing.

● Executed TRID compliant LE’s, CD’s and Post CD’s.

● Mastered all loan types - Conventional, Portfolio, FHA, Construction, VA, Bridge and Equity Line of Credit loan packages.

PRIVATE SECTOR. Santa Barbara, California 2013 - 2017 Trust Advisor

● Oversee and manage trust business and real estate acquisitions and distributions for $40,000,000 private family trust.

● Project management and site development of commercial property.

● Liaison for communication with trust attorneys, advisors, accountants and trust beneficiaries. WELLS FARGO PRIVATE BANK. Montecito, California 2008 - 2013 High Net Worth Mortgage Banker

● Loan Originator for high net worth clients at the firm.

● The team was referred to as the “Navy Seals of Lending”

● Gained Expert skills interpreting business tax returns, complicated asset and real estate holdings, to ascertain liquid income for borrowers to qualify for multi million dollar loan applications.

● Partnered with business bankers and financial advisors for their clients’ loan needs. JP MORGAN CHASE BANK. Fort Wayne, Indiana 2006 - 2008 Residential Lending Area Manager

● Specialized in Private Banking and High Net Worth Clientele.

● Recruited, hired, trained, and coached Mortgage Bankers while managing 15 direct reports.

● Developed outside footprint marketing and mortgage presence.

● Built a Mortgage Sales Team from 1 mortgage banker to 10 in the first 6 months to staff brick and mortar branches.

● Implemented successful sales strategies in a declining market. FIFTH THIRD BANK. Fort Wayne. Indiana 2004 - 2006

Residential Mortgage Banker

● Initiated partnership with Fort Wayne Urban League to provide financial literacy to adults.

● Developed, implemented and taught a Financial Literacy Program at a juvenile correctional center focused on the fundamentals of credit and finance for young adults.

● Specialized in partnering with in house commercial and private banners and their clients.

● Consistently achieved top 10% in production.

● Fostered community relationships for emerging markets, low to moderate income, and non-profit communities.

Recruited by JP Morgan Chase

FIRST HORIZON HOME LOANS . Fort Wayne, Indiana 1999 - 2004 Residential Mortgage Banker

● Recruited by Fifth Third Bank

● Excelled in FHA and VA lending

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