Fraud Analyst Customer

WELLINGTON IZEVBUWA IKPOBA

****************@*****.**.** 973-***-**** East Orange, NJ 07017

Summary

Proactive compliance professional with 5years of AML/BSA/Fraud Analysis experience in the banking sector. Highly skilled in Anti-Money Laundering, BSA (Bank Secrecy Act), Fraud analysis, Suspicious Activity Reports (SARs) drafting, Risk management, Adverse news screening, OFAC stripping, High risk reviews, PEP screening, and Ongoing transaction monitoring. Ready to contribute to the progress of the organization through Interpersonal and Organizational skills.

Skills

Banking regulations

Compliance strength

Work ethics

Analytical

MS office

Time management

Investigation

Risk Management

SAR filing

Team player

Operation support

Fraud analysis

Experience

AML/Fraud Analyst Columbia Bank -Medford, NJ Aug 2020 - Current

Possess a working knowledge of Anti-Money Laundering Laws and US Patriot Act.

Review AML alert/case, seeking to mitigate risks associated to financial crimes and suspicious activity

Conducting research as required and documenting detailed results in written format Perform consistent and well-documented analysis consistent with industry standards to ensure success in the following daily efforts of Transaction Monitoring:

Carry out an end-to-end and thorough review of potential illegal or suspicious activity

Assessment of customer profiles and client data to identify whether activity is consistent with typical purchasing/payment activity, including Acceptable Use Policy adherence and Know Your Customer efforts

Conducts extensive and confidential investigations of suspected fraud allegations

Go through system generated alerts to assess presence of illicit activity that may require reporting based on BSA/ AML requirements

Evaluate PEP and Sanction alerts for potential matches and conduct research as required

Completing follow-up reviews on activity that was previously reported as suspicious

Identifying trends and report to management

Assess each alert for risk posed to the bank and escalate accordingly.

Identifies potential threats, vulnerabilities, suspicious behavior patterns and recommended mitigation measures.

Investigate client’s activity for evidence of money laundering, Fraud, Criminal, and Terrorism financing.

Reviews financial statements with international wire transfer, check clearing and cash and fund transfers.

Perform timely verification of questionable transactions and draft SAR when risk cannot be mitigated.

.

AML/BSA Analyst Investors Bank – East Orange, NJ Nov 2017 – Jul 2020

Reviewed alerts generated by Case Tracker system, daily OFAC review of in-process transactions and customers onboard.

Conducted due diligence searches in various third-party software and internal database.

Escalated unusual activity to the Financial Intelligence Unit (FIU) and assist with escalating potential risks.

Conducted regulatory and sanction screenings as well as review domestic consumer cases and support complex periodic review processes.

Reviewed and updated code of conducts and company policies

Performed background checks, customer research, transactional analysis using software/databases such as Lexis-Nexis, Salesforce, World-check, google.

Assisted the BSA officer with BSA compliance reviews, and documentation.

Communicated with company personnel, utilizing active listening and interpersonal skills.

Assisted in writing and editing of BSA compliance materials.

Maintained current knowledge of legislative developments, BSA, USA PATRIOT Act, and OFAC requirement.

Assisted in the maintenance of ongoing BSA compliance monitoring and testing procedures.

Education and Training

MBA: Marketing Management Jul 2004

Lagos State University, Lagos State, Nigeria

Higher National Diploma: Accounting Jun 1996

Auchi Polytechnic, Edo State, Nigeria

National Diploma: Accounting Sep 1990

Federal Polytechnic, Kogi State, Nigeria

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