Vanessa Juarez

Palmdale, CA 818-***-**** adu4ys@r.postjobfree.com www.linkedin.com/in/vjuarez11

SUMMARY

Highly skilled and motivated mortgage professional with over 15 years of experience in the mortgage industry. Possesses exceptional interpersonal and communication skills, fluent in both English and Spanish. Proven ability to work well in a team-oriented environment, manage multiple priorities and make sound decisions. Strong analytical, problem-solving and presentation skills. Skilled in performing routine data entry and validating tasks, as well as time management to deliver work on time. Experience in loan processing, closing, funding, audits, and documentation review. PROFESSIONAL EXPERIENCE

Loan Closer, Wintrust Mortgage Sherman Oaks, CA Sept 2019 – Jan 2023

● Assisted loan officers, underwriters, and escrow with loan-related issues to ensure timely funding.

● Assisted management as the main point of contact for any emergency or rush closings

● Worked with underwriters, support, and third-parties to clear documentation exceptions.

● Successfully funded loans and ensured timely document submission to escrow.

● Well experienced in funding trust vested and Power of Attorney loans.

● Funded conventional, government, Jumbo, and brokered out loans

● Closed loans across multiple states for a Nationwide lender

● Assisted in managing post-closing audits and preparing rebuttals. Loan Closer, East West Bank El Monte, CA Feb 2017 – Sept 2019

● Reviewed and analyzed loan documents to ensure readiness for closing, including flood certification, homeowner insurance, 1008 Transmittal Summary, 1003 and Appraisal

● Facilitated application of fees and submitted invoices, ensuring completeness of loan package.

● Served as a subject matter expert in clearing any loan condition that may impact funding.

● Coordinated with closing agents to ensure accurate and timely loan fundings.

● Responsible for accurately balancing the loan against finalized escrow fees. Loan Closer, PennyMac Pasadena, CA Jan 2015– Jan 2017

● Disclosed initial Closing Disclosures to customers and loan originators.

● Closed and funded loans, managed document delivery and coordination with internal teams.

● Reviewed files for accuracy and compliance with company policies and investor requirements.

● Verified accuracy and consistency of loan documents and ensured timely closing.

● Communicated proactively with customers and completed special assignments to support business strategy.

Jr. Loan Processor, PennyMac Pasadena, CA Mar 2014 – Jan 2015

● Gather and verify borrower information, including income, employment, and credit history

● Reviewed loan package to ensure compliance with company policies and underwriting guidelines

● Communicate with underwriters and loan officers to resolve any issues or missing information

● Provide excellent customer service and ensure timely loan processing

● Promoted to the Closing Department

Foreclosure Specialist, Bank of America Simi Valley, CA Jan 2009 – Jan 2012

● Manage a portfolio of delinquent accounts, including conducting investigations, analyzing financials, and recommending appropriate actions

● Set up an eviction process for National Accounts and assisted the Manager with audits

● Meet and exceed departmental targets for resolution of foreclosure cases

● Provide training and support to junior team members Post Closing, Countrywide Simi Valley, CA Mar 2007 – Jan 2009

● Review and process loan documents to ensure compliance with company policies and regulations

● Coordinate the disbursement of funds and prepare final closing documents

● Communicate with borrowers, underwriters, and title companies to resolve post-closing issues

● Collaborated with management to ensure the disbursement of funds was executed properly. LANGUAGES

Spanish (Native Speaker)

SKILLS

Strong analytical and

problem-solving skills

Excellent communication

and coordination skills

Cross-Functional

Experience

Strong attention to detail

and ability to work well

under pressure

Proven ability to manage

and prioritize multiple tasks

and meet deadlines

Strong knowledge of

federal,state, and mortgage

regulations

EDUCATION

Los Angeles Mission College 2012

Sylmar High School 2001

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