Sr, Underwriter, DE,VA LAPP Approved

MABEL PERALES

South Gate, CA ***** · 323-***-****

Email · ************@*****.***

EXPERIENCE

**/**/**** - **/**/2022

SENIOR UNDERWRITER, Provident Lending Group

818-***-**** x 232

Underwrite Conven onal loans to agency and investor guidelines Underwrite Non-QM loans to investor guidelines

Underwrite Jumbo/Super Jumbo loans to investor guidelines VA Credit Cer fied to underwrite VA loans to agency and investor guidelines FHA DE Underwriter

Respond to FHA Test Cases

Worked on FHA Insuring packages

Assist with Scenario Desk answering ques ons

Worked with Post Closing

1/20/2009 – 10/30/2021

SENIOR UNDERWRITER, SRE MORTGAGE ALLIANCE/AKT AMERICAN CAPITAL 310-***-****

Underwrite Conven onal loans to agency and investor guidelines VA Credit Cer fied to underwrite VA loans to agency and investor guidelines Assist Loan Officers and Processors with underwri ng ques ons Underwri ng Dept Supervisor - Maintain Communica on with Upper Management, Staff and Account Managers

Insure FHA Loans / VA Loans

Worked with Post Closing

08/15/2001 – 01/01/2008

QUALITY CONTROL UNDERWRITER, POST CLOSING/EPD, QC-MAC 310-***-**** Performed post-closing audit reviews on Conven onal, FHA, VA & Reverse mortgage loans Trained new audit specialist and conducted training sessions for exis ng audit specialists Performed special fraud inves ga ons

Performed pre-funding audits

Performed broker reviews

Researched new programs and prepared training materials Assisted the Opera ons Manager with various tasks

04/01/1991 – 08/15/2001

LOAN PROCESSOR, AMERICAN CITY MORTGAGE/IRWIN 310-***-**** Processed FHA/VA, Conven onal A paper loans from opening to funding Processed FHA Title One Loans

Processed Equity 125 Loans

Processed Sub Prime Loans

SKILLS

• Bilingual/Biliterate in Spanish

• Computer Literate

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