Contact

adu2bb@r.postjobfree.com

+216-********

Residency Zayatine Flat

N C5.22

Ariana Soukra, Tunisia

Driving license

B

Skills

MS Excel

MS OXce

Financial Accounting

Financial analysis

Fp trading

Customer relationshiD

Vata maniDulation

Analytical Skills

Fundamental Analysis

Vata zisualiwation Pith Excel

IoPer BH

Sage

Teogest

zolatility

Iroject Finance

Finance Administration

MOUAMEV UOJCEM NGEU

-rouD Financial Analyst

About Me

Experienced Financial Analyst with a Master's degree in banking andinsurance and several certificates from CFI and IFBT. Strong skills inprofessional presentations and teamwork. Proficient in computerapplications and familiar with stock exchange regulations. Specializing inCorporate Finance.

Date of birth: July 11, 1994

Place of birth: Tunis

Work experience

GROUP FINANCIAL ANALYST October 2022 - present

UB- Uolding f Tunis, Tunisia

- Analysis of the activities of the companies of the Group

- Assistance in the evaluation of the participatory portfolio

- Follow-up of the meetings of the management bodies of the Group companies

- Follow-up of the meetings of the assemblies of the companies of the Group

- Ensure sectoral monitoring for the companies of the Group

- Monitor the performance of the HBG holding participatory portfolio.

- Create financial models by making comparisons and carry out the analysis

- Forecast quarterly and annual profits

- Establish analytical projections

- Analyze and report on the current financial situation of the group

- Conduct in-depth research on historical financial data

- Review investment options and present risks and opportunities

- Collaborate with the management team on the long-term financial plan

- Compare expected and actual results and identify areas for improvement

- Participate in budgeting

- Review accounting transactions for data accuracy COMPANY MANAGER April 2021 - September 2022

Ste Marais Hngenierie et Reseaux f Tunis, Tunisia

- Ensuring strategic management

- Administrative, financial and commercial management

- Monitor human resources

- Represented the subsidiary within the group.

FINANCIAL ANALYST November 2020 - September 2022

Exco Afirica f Tunis, Tunisia

- Provide analytical, forecasting, reporting, and project support to senior management

- Produce monthly reports, which include key metrics, financial results, and variance reporting

- Spearhead the annual and quarterly budgeting and forecasting processes

- Identify opportunities for performance improvement across the organization

- Maintain knowledge and keep abreast of new investment regulations or policies

- Develop models that help with decision-making

CV - Mohamed Houcem Njeh 1 / 6

Mathematical bnance

CorDorate Finance

Flexi&ility

FIvA

Languages

Arabic - Natiqe

French - ExDert

Englisch - Adqanced

German - Hntermediate

FINANCE AND ADMINISTRATION

MANAGER December 2019 - December 2020

ExDloralis N-O f Tunis, Tunisia

- Support the NGO EXPLORALIS in its work, defend its financial vision and improve its operation.

- Ensure the accounting and financial management of the NGO and ongoing projects.

- Ensure that adequate financial procedures are in place to maintain proper accounting in the operation of the NGO.

- Ensure that financial transactions are properly authorized, recorded and readily available for the preparation of financial statements and audits.

- Coordinate the conduct of audit operations.

- Prepare monthly financial and administrative reports.

- Analyze the financial and administrative situation of the NGO and the projects and propose actions forimprovement to be implemented if necessary.

- Prepare and coordinate with the external accountant payroll and monthly social and tax declarations.

- Assist the team in setting up and monitoring financing files. BACK OFFICE FOR FOREIGN BANKING

OPERATIONS January 2019 - May 2019

Ban·ue Zitouna Y ENVfOFfSTJVé IROGECT HNTERNSUHI f Tunis, Tunisia

- Ensure the processing of banking and accounting transactions

- Carry out the administrative and accounting follow-up related to the letter of credit

- Exercising a control and alert function on risk incidents.

- Manage payment tools

- Initiate collection and litigation procedures

- Ensure the proper functioning of the computer applications necessary for the activity

- Monitoring and managing clients' succession files

- Carry out bank correspondence operations with other banks concerning letter of credit operations.

- Ensure the management of digitized documents and archiving. FINANCE INTERNSHIP August 2018 - November 2018

AéOJ CONTAHNER f Tunis, Tunisia

- Elaborate a Business Plan

- Coordinate strategic financial plan process for both the client and corporate, including expenses,income, insurance coverage, objectives, tax status, risk tolerance, or other elements to build a strategy

- Support finance partners in the implementation of valuation models, development of ongoing measurement, tracking performance versus expectations, and providing recommendations for corrective actions

CREDIT RISK ANALYST June 2018 - August 2018

JHB f -rouDe SociCtC -CnCrale Y HnternshiD f Tunis, Tunisia

- Gather information to help the investment company make decision

- Read financial briefings related to the borrower to the company Interpret, analyze and assess all forms of complicated financial information

- Embark on risk assessment analysis

- Maintain the credit exposure of the company within certain risk level with set limit in mind

- Utilize systems built for credit sourcing to offset small credit amounts, like little amount of unsecured personal loans

- Get updated information about key issues, like compliance issues, market risk, and legal issues

- Oversee composition of recommendations related to policy or procedural changes. CV - Mohamed Houcem Njeh 2 / 6

FRONT OFFICE BANKING August 2014 - October 2014

SociCtC firancoftunisienne de &an·ue et de crCdit Y HnternshiD f Sfiax, Tunisia

- ensure the management of its client files

- track customer accounts

- warn and contact customers in case of problems

- negotiate in case of disputes

- customer loyalty,

- advise customers on products suited to their profile

- check the financial situation of its customers

- support clients in setting up credit application files

- advising clients on banking investments

- offer and sell banking products and services

Education

MASTER'S DEGREE FINANCE BANK &

INSURANCE 2020

Hnstitute ofi Uigher Commercial Studies ofi Carthage, Finance Bank v Hnsurance f Carthage, Tunis, Tunisia

A specialized program offered by the first business school in Tunisia and the 6th in French-speaking Africa, founded in 1942 and located on the majestic hill of Carthage. The program was designed to train financial professionals to excel in the finance, banking, and insurance sectors with a focus on theoretical and practical aspects of banking and insurance operations, including risk management, financial products, and regulations. The program also covered areas such as corporate finance, investments, financial markets, and institutions, and financial modeling. IHEC Carthage is renowned for its excellence in business and finance education, providing students with the skills and knowledge to take on positions of responsibility and advance in the finance, banking and insurance sectors. The objective of this training is to prepare graduates to excel in the finance, banking and insurance industries.

BACHELOR DEGREE IN FINANCE 2016

Hnstitute ofi Uigher Commercial Studies ofi Carthage, Finance f Carthage, Tunis, Tunisia

A comprehensive program that provided a strong foundation in finance, economics, and accounting. The curriculum covered key areas such as financial markets and institutions, financial management, financial analysis and decision-making, and corporate finance. The program also emphasized hands-on learning through case studies, projects, and internships, allowing me to apply the concepts learned in a real-world setting. IHEC Carthage is a well-renowned institution known for its excellence in business and finance education, and this education has equipped me with the skills and knowledge to pursue a career in finance and make informed financial decisions.

LinkedIn profile

https://www.linkedin.com/in/med-houcem-njeh/

CV - Mohamed Houcem Njeh 3 / 6

Financial Accounting: Foundations - Certificate

Financial Accounting: Foundations

University of Illinois at Urbana-Champaign, School of Information Sciences Issued May 2021 · No Expiration DateIssued May 2021 Credential ID CEH6JSLUE7UT

Business English: Finance and Economics -

Certificate

Business English: Finance and Economics

Arizona State University

Issued Nov 2020 · No Expiration Date

Credential ID QXFSZT2DRMDC

Data-driven Decision making - Certificate

Data-driven Decision making

PwC

Issued Oct 2020 · No Expiration Date.

Credential ID 9E9BWQN39N5W

Problem Solving with Excel - Certificate

Problem Solving with Excel

PwC

Issued Aug 2020 · No Expiration Date

Credential ID QSE2P3SKLBZT

Data Visualization with Advanced Excel -

Certificate

Data Visualization with Advanced Excel

PwC

Issued Aug 2020 · No Expiration Date

Credential ID AU65H5NMMTGU

CERTIFICATE FOR TRAINING THE TRAINORS IN

"SDG CAMPS"

CERTIFICATE FOR TRAINING THE TRAINORS IN "SDG CAMPS" UNDP

Issued Jul 2018 · No Expiration Date

CV - Mohamed Houcem Njeh 4 / 6

Trading Forex - Certificate

Trading Forex

TeleTrade

Issued May 2018 · No Expiration Date

GERMAN LEVEL A2.2 - Certificate

GERMAN LEVEL A2.2

Getusion SARLGetusion SARL

Issued Sep 2016 · No Expiration Date

FRENCH LEVEL B2 - Certificate

FRENCH LEVEL B2

Institut françaisInstitut français

Issued Aug 2016 · No Expiration Date

ENGLISH LEVEL 8 Certificate

ENGLISH LEVEL 8 Certificate

Amideast

Issued Apr 2016 · No Expiration Date

Leveraged Buyout LBO Modeling

Corporate Finance Institute® (CFI)

64161656

Comparable Valuation Analysis

Finance Institute® (CFI)

62090946

Mergers & Acquisitions Financial Modeling

Corporate Finance Institute® (CFI)

61629948

CV - Mohamed Houcem Njeh 5 / 6

DCF Valuation Modeling

Corporate Finance Institute® (CFI)

61341158

Certificate of Achievement "Tunisian Stock

Market and Financial Regulations"

Tunis Stock Exchange Training Institute

Corporate Finance - 12th class

Tunis Stock Exchange Training Institute

FP&A Monthly Cash Flow Forecasting

Corporate Finance Institute® (CFI)

57437706

Budgeting and Forecasting

Corporate Finance Institute® (CFI)

57427205

Dashboards & Data Visualization

Corporate Finance Institute® (CFI)

57349051

Scenario & Sensitivity Analysis

Corporate Finance Institute® (CFI)

57267707

Corporate & Business Strategy

Corporate Finance Institute® (CFI)

57157203

CV - Mohamed Houcem Njeh 6 / 6

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