YVETTE RODRIGUEZ

** *** ****** ****** ***** Margarita, CA 92688

562-***-****

adu19u@r.postjobfree.com

Qualifications

Professional eager to contribute skills and experience to a new and challenging role. Proficient in a wide range of divisions within the mortgage industry for over 14 years. Dedicated team member with attention to detail and strong organizational skills. Handles multiple projects simultaneously with a high degree of accuracy. Capable of reviewing and gathering specific data as well as documents to ensure compliance and completion is met. Adapts to a high pressure environment and welcomes added responsibilities to meet team goals. Skills

● Detail-oriented

● Communications

● Process improvement

● Forward-thinking

● Administration strength

● Self-sufficient

Experience

6/2020 - 5/2022 Ladera Lending Ladera, CA

Production assitance, Operations

● Pull and prioritize daily reports

● Review file and maintain status in Company LOS

● Assist with loan functions, including disclosures, appraisals, and title orders

● Verify income and additional information provided is accurate

● Communicate to team of any issues or outstanding documentation needed in order to see files through to completion

● Assisted upper management in streamlining system functions and provided details procedure and how to reports

● Perform all other duties as requested or assigned 3/2019 - 3/2020 Corvest Lending Irvine, CA

Processing, Term Lending, 3/2019 – 3/2020

• Pull daily report for new deals assigned

• Contact borrow and schedule a kickoff call to introduce deal team

• Send welcome email listing all diligence items needed

• Review loan documents such as applications, purchase contracts and appraisals

• Order property flood evaluation report and request property insurance information

• Contact 3rd party title company to be vetted if necessary and begin title process

• Monitor documents provided by the borrowing team, confirm in compliance and uploaded to Salesforce

• Work with account manager, underwriter, and closing department to sign off and prepare for funding

• Request wire cert from Funding shield

• Train new team members to recognize compliance issues and how to rectify 9/2018 – 3/2019 Corvest Lending Irvine, CA

Post Closing, Bridge Lending

• Prepare investment collateral package

• Ensure loan files are complete and ship to warehouse funding department

• Oversee compliance policies and ensure the title agency as well as lender are listed accurately on all documentation

• Follow up on any outstanding documents

• Review and upload complete loan file into Salesforce 11/2017-8/2018 Pacific Union Financial Costa Mesa, CA Disclosure Specialist ll,Wholesale Division

● Pull daily report for updated changes within the loan process

● Monitor and generate mortgage loan disclosures within the TRID guidelines

● Reviewed loan documents such as purchase contracts and appraisals

● Trained new team members to recognize compliance issues and how to rectify

● Worked remotely with management team to evaluate current process and make improvements

● Ensure disclosures were completed accurately and within correct timelines

● Worked with Account managers, Account executives, as well as Brokers to ensure quality work 4/2017-7/2017 Caliber Home Loans (Previously Banc Home Loans) Irvine, CA Registration Analyst

• Manage loan submissions

• Review loan applications to ensure required forms and documentation were provided

• Prepare initial disclosures submitted from brokers’ state wide

• Data entry of loan information

• Prepare change of circumstance forms throughout the loan process 2016-2017 Banc Home Loans Irvine, CA

Sr. Disclosure Specialist, Wholesale Division

• Monitor and generate mortgage loan disclosures and other compliance related documents

• Prepare Initial Disclosures promptly and insure delivery within the required three days of application

• Responsible for preparation and delivery of re-disclosures within the required time frame

• Data entry of loan information

• Ensure systems of record and loan files (as applicable) are processed in a timely and accurate manner

• Evaluate the organization’s risk areas to identify process improvement Opportunities 2013-2016 Banc Home Loans Irvine, CA

Quality Control Auditor

• Monitor incoming emails from investors regarding purchased files QC auditing purposes

• Log and track all file and document requests

• Create and upload files for underwriting as well as myself to audit

• Upload completed files to investors

• Conduct quarterly audits on Correspondent Lender new and renewal approval status

• Work closely with Post Closing, SVP and BHL Administration to create and conduct new audits for in house departments 2012-2013 Stearns Lending Santa Ana, CA

Correspondent Purchasing

• Review loan documents for any discrepancies

• Review Final HUD along with initial/final TIL and GFE to make sure consistent and within Respa

• Responsible for requesting conditions and sending out Loan Decision reports to our correspondents

• Data entry of loan information

• Verify with Collateral department that Note and Deed was received and ready for purchase 2010 - 2012 Icon Residential Irvine, CA

Loan Setup/ Funding Assistant

• Set up incoming loan application files

• Keep in contact with agents to obtain any missing or pending documents

• Responsible for incoming loan documents from escrow companies

• Set up loan packages for the funding department and collateral packages for bank disbursement

• Communicated with Escrow, Account reps, and loan brokers

• Called escrow to obtain outstanding HUDS and loan documents

• Packaged and shipped files to investors

• Data entry

2007-2010 Equity Residential Laguna Hills, CA

Leasing Consultant

2003-2007 Impac Lending Irvine, CA

Funding Coordinator

2001-2003 Platinum Capital Irvine, CA

Office Administrator

Education

1990-1995 Fashion Institute of Design and Marketing Los Angeles, CA.

• A.A. Degree Marketing

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