SANDRA (Sandi)E. SKUBIS

**** ******** ****, ****** ** 75061 /C: 469-***-**** /email: adtxps@r.postjobfree.com

SUMMARY

Seasoned Customer Service Representative. Collections professional with strong mortgage experience. Looking to secure a full-time position with a reputable company.

WORK EXPERIENCE

05/22-12/22 Loss Mitigation Specialist for Selene Finance-Coppell, TX

oSuperior grasp of Fair Debt Collection Protection Act

oHigh expertise in loss mitigation workout options

oProfound expertise in income to debt ratio education

oBankruptcy knowledge

oForeclosure knowledge

09/2013 to 11/2021 Recovery Specialist for Loss Mitigation Department

Veripro Solutions-Lewisville, TX

oMaintained confidentiality of bank records and client information.

oVast experience in mortgage loans and loss mitigation

oSuperior grasp of Fair Debt Collection Protection Act

oHigh expertise in loss mitigation workout options

oProfound expertise in income to debt ratio education

07/2009 to 09/2013 Recovery Specialist

Strategic Recovery Group-Addison, TX

oCollected on defaulted mortgages

oAssisted customers with second mortgages that remained intact after foreclosure

oCollected on defaulted credit cards

oWorked on high-risk loans over 60 days past due

oEducated customers on credit risk management

01/2007 to 04/2009 Safeguard Property Preservation Liaison for

Suntrust Bank-Richmond, VA

oApproved / denied contactor bids

oWorked with City Inspectors on violations

oOrdered BPO’S and property inspections

oWorked on insurance claims-mostly fire or natural disasters

08/2004 to 10/2008 Post Closer

Aurora Loan Services/ Lehman Brothers-Englewood, CO

oAudited closed loans

oReviewed Collateral

oPrepared loans to go to Parent Company for possible resale

oSkip tracing

oCollected on 60+past due auto loans

Education and Training

Certificate in Business Administration- Bryant and Stratton Business Institute- Clarence, NY

Skilled in Davox, Data Entry, Microsoft, Excel, Outlook, Citrix, MS Word, Payrazr, Artiva

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