MICHAEL
CAYETANO
Rancho Cucamonga, CA 91730
*************@*****.***
OBJECTIVE
Customer service skills, adaptive, and resourceful can seamlessly navigate through websites and proficient at steering through guidelines.knowledge as it pertains to traditional front-line as well as back- end mortgage practices, but capable of working in any environment. EDUCATION
Business Administration Chaffey College
AUGUST 2019 – DECEMBER 2020
EXPERIENCE
Title Examiner Old Republic Title Company
2021 – 2022
• Interpret legal description, examines court proceeding, IRS, State, mechanic liens, judgments and lis pendens.
• Properly examine and interpret chain of title, recognize problems disclosed by examination of documents
• Reviewing escrow documents prior to closing
• Coordinate transactions with lenders and rescrow companies Title Examiner Novare National Settlement Services 2019 – 2021
• Interpret legal description, examines court proceeding, IRS, State, mechanic liens, judgments and lis pendens.
• Properly examine and interpret chain of title, recognize problems disclosed by examination of documents
• Title Examiner/Title Assistant Chicago Title Company
• 2014 – 2019
• Coordinates closings for REO and foreclosure transactions with escrow companies Reviews corporate resolutions, partnership agreements, trust certification, operating agreement and ensures that the vested entities are in good standing.
• Reviews corporate resolutions, partnership agreements, trust certification, operating agreement and ensures that the vested entities are in good standing Interpret legal description, examines court proceeding, IRS, State, mechanic liens, judgments and lis pendens.
• Properly examine and interpret chain of title, recognize problems disclosed by examination of documents and resolve outstanding issues.
• Interpret legal description, examines court proceeding, IRS, State, mechanic liens, judgments and lis pendens.
• Abstract original documents, run date downs and set requirements prior to closing.
• Participate in business development activities to maintain existing clients.
• Title Assistant Fidelity National Title Company
• 2011 – 2014
• Coordinates closings for commercial transactions with attorney’s and escrow companies.
• Reviews corporate resolutions, partnership agreements, trust certification, operating agreement and ensures that the vested entities are in good standing.
• Interpret legal description, examines court proceeding, IRS, State, mechanic liens, judgments and lis pendens.
• Prepares pro forma for client utilizing lender instruction and/or objective letters.
• Abstract original documents, run date downs and set requirements prior to closing.
• Issue final CLTA, ALTA final policies at the close of each transactions.
• Title Examiner Pacific Corporate Solutions
• 2010 – 2011
• Interpret legal description, examines court proceeding, IRS, State, mechanic liens, judgments and lis pendens.
• Properly examine and interpret chain of title, recognize problems disclosed by examination of documents
• Title Officer LPS Title and Default
• 2008 – 2010
• Coordinates closings for residential and refinance transactions with in-house and independent escrow companies.
• Reviews corporate resolutions, partnership agreements, trust certification, operating agreement and ensures that the vested entities are in good standing.
• Properly examine and interpret chain of title, recognize problems disclosed by examination of documents and resolve outstanding issues.
• Interpret legal description, examines court proceeding, IRS, State, mechanic liens, judgments and lis pendens.
• Adheres to limitations and procedures for disclosure information contained in a title file or other records maintained by the company.
• Abstract original documents, run date downs and set requirements prior to closing.
• Title Officer Chicago Title Company
• 2000 – 2008
• Coordinates closings for REO and foreclosure transactions with escrow companies Reviews corporate resolutions, partnership agreements, trust certification, operating agreement and ensures that the vested entities are in good standing.
• Reviews corporate resolutions, partnership agreements, trust certification, operating agreement and ensures that the vested entities are in good standing Interpret legal description, examines court proceeding, IRS, State, mechanic liens, judgments and lis pendens.
• Properly examine and interpret chain of title, recognize problems disclosed by examination of documents and resolve outstanding issues.
• Interpret legal description, examines court proceeding, IRS, State, mechanic liens, judgments and lis pendens.
• Abstract original documents, run date downs and set requirements prior to closing.
• Participate in business development activities to maintain existing clients.
• Title Officer United Title Company
• 1994 – 2000
• Coordinates closings for residential and refinance transactions with in-house and independent escrow companies.
• Reviews corporate resolutions, partnership agreements, trust certification, operating agreement and ensures that the vested entities are in good standing.
• Properly examine and interpret chain of title, recognize problems disclosed by examination of documents and resolve outstanding issues.
• Interpret legal description, examines court proceeding, IRS, State, mechanic liens, judgments and lis pendens.
• Adheres to limitations and procedures for disclosure information contained in a title file or other records maintained by the company.
• Abstract original documents, run date downs and set requirements prior to closing.
• Works independently using underwriting, endorsement and title procedure manuals.
• Issue final CLTA, ALTA final policies at the close of each transactions.
•
Manager Wing's Nightclub
1995 – 1997
• Hiring, training, and managing staff, such as securities, cashiers, bartenders, waiters, waitresses, and busboys.
• Managing inventories
• Opening and closing the club
• Ordering supplies
• Promoting club/hiring or encouraging others to promote the club
• Ensuring operations runs according to safety and sanitation standards and laws
• Implement strategies for improved work performance Security Wing's Nightclub
1989 – 1995
• Ensures that each patron is old enough to legally enter the club by checking each guest's identification
• Controlling admittance
• Handling upset customers
• Greetings and crowd control
• refuse entry of intoxicated persons, and to deal with aggresive behavior or non-compliance with statutory or establishment rules
• Prevent any criminal activity within the club, and to immediately notify the authorities
•
• SKILLS
• Over 28 years of experience in title, full and
limited coverage policies, sub –escrow,
foreclosures and real estate owned properties.
• Possess experience in word processing and
order entry
• Able to handle and organize multiple tasks
and projects simultaneously.
• Detailed-oriented and analytical skills.
• Work effectively and independently, as
well as a team player.