Aml Analyst Credit

Govinda Maheshwari

Boston, MA 857-***-**** *******@**.*** LinkedIn

EDUCATION

Hubert H. Humphrey Fellowship, Fulbright Scholar Expected June 2023 Boston University, Boston, MA

Graduate Certificate in Enterprise Risk Management Expected June 2023 Boston University Metropolitan College, Boston, MA Master of Business Administration (Finance) Jan 2011 SZABIST, Karachi, Pakistan

Bachelor of Business Administration Nov 2009

Isra University Hyderabad

WORK EXPERIENCE

Financial Monitoring Unit- State Bank of Pakistan Affiliated, (BSC)- Karachi Pakistan Sept 2020 – Present AML Analyst & Internal Auditor

• Analyze industry trends, identify instances of money laundering and update the red flag indicator based on the reported Suspicious Transaction Reports to combat terror financing and money laundering.

• Lead the team of 5 AML analyst for analyzing the Suspicious Transactions Reports (STRS).

• Disseminate over 50 financial intelligence reports to the relevant Law and Enforcement Agencies and coordinate with them for any further information.

• Perform strategic analysis across industries and provide useful information to government and relevant authority for necessary actions.

• Build the audit department for the FMU and providing training to the other resources. Project Details:

• Prepare red flag indicators on branchless banking and provided recommendation to the State Bank of Pakistan for further improvement in avoiding money laundering offence in branchless banking.

• Formulate the audit department of the financial monitoring unit and provided trainings to staff.

• Prepare 6 different policies related to employee grievances, staff loan, house loan, code of conduct, procurement SOPs and audit manual.

State Bank of Pakistan, (BSC)- Karachi Pakistan June 2013 – Sept 2020 Internal Audit Manager

• Managed a team of 5 seasoned employees responsible for completion of financial, technical and operation audit of various field offices and head office departments.

• Conducted an audit of treasury department related to settlement of T Bills deals and PIBs; conducted an audit of investment of PKR 500 million into government security by DFSD.

• Performed the full audit cycle including risk management and controlled management over operations’ effectiveness, financial reliability and compliance with all applicable directives and regulations.

• Determined internal audit scope and developed annual plans.

• Prepared the audit report and present to audit committee and finalizing the same before issuance. Project Details:

• Worked with the head of department to implement the quality assurance improvement plan and was the focal person in coordinating the peer review.

• Formulated project auditing framework which helped the state bank of Pakistan to conduct audit of Projects which includes, IT related project, Civil & Procurement project which are of strategic in nature.

• Established compliance database which helped top management to extract all compliance related data on single click; major objective of this project was to link all data so that real time data can be updated.

• Increased the productivity of the team by introducing the concept of thematic auditing and project Bank AL-Habib Limited, Karachi Pakistan Sept 2010 – Feb 2013 Credit Manager

• Performed credit analysis on corporate and Retail clients to assess the risk and present an assertive opinion for each company to top management through weekly credit committee.

• Conducted market and sectorial research to evaluate business risk for prospective and existing relationships.

• Set credit limits, margin calls, risk appetite and policy checking.

• Reviewed legal documents and made recommendations to reduce and control risk of fraud

• Successfully enhance the credit portfolio by 50% in 2 years specially focused on the ship breaking and textile business.

RELATED PROFESSIONAL TRAINING AND CERTIFICATION

Certified Internal Control Auditor 2016

Institute For Internal Controls, USA

Certified Forensic & Audit Analyst 2016

Certified Forensic Practitioners Institute

Associated of Institute of Banker Pakistan 2016

Institute of Banker Pakistan

Junior Associated of Institute of Banker Pakistan 2014 Institute of Banker Pakistan

Certified Central Bank of Pakistan Training 2013

National Institute of Banking & Finance

Certified Commercial Banker 2010

Bank Al-Habib Limited.

ACHIEVEMENTS

• Awarded corporate gold medal in the year 2011 from SZABIST for securing highest marks in Financial Risk Analysis course.

• Awarded as Best Internee of the year in 2008 by MCB Bank Limited.

• Awarded scholarship 2007-2009 from the Sindh Government for securing second position in the University during Bachelor.

SKILLS INTERESTS

Technical skills: MS Office, Google Docs/Sheets/Forms/Presentation, GoAML, Audit ware Language: Fluent English; Native Urdu, Sindhi & Saraki Interests: Cricket, Travelling, Movies, and Community Service (Education Non-Profit and Career Counseling)

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