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Loan Processor Mortgage

Location:
Des Moines, IA
Posted:
November 03, 2022

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Resume:

Andrea L Metge-McDannald

West Des Moines, IA

Mobile Phone: 515-***-****; E-mail: adtbyw@r.postjobfree.com

EDUCATION

Studies: Bachelors of Science Business Administration Jan 2018 3.27 gpa

Masters Business Management 201*-****-** hrs University of Phoenix

University of Iowa, Iowa City, IA Communications Broadcast & Film; Business

Valley High School, West Des Moines, IA

WORK EXPERIENCE

*Licensed Insurance Agent

*Market and Sell various Senior Insurances, Medicare Supplement, Long Term Care, Life Insurances, Dental Insurances, Hospital Indemnity, Major Medical, Annuities

*Maintained a book of business *Licensed with numerous companies

*Updated licensure continuing education classes 36 credits per 3 years; and product training weekly.

Finance of America Companies Inc. Nov2021 to Present

Mortgage Loan Closer/ Loan Specialist

*Reviewed Loan Processor work and verified documentation. Avg. 70 loans per month

*Created final closing documents after careful full review of documents

*Updated Escrow accounts, made sure the transaction balanced to the penny

* Emailed closing documents to the closing appointment

*Used Federal Wiring system to wire final loan proceeds to the title company.

Contract Positions Mar 2014 - Jun 2020

*12/2019 - 6/2020 Aston Carter Executive Staffing

*Operations Risk Consultant 2 Wells Fargo Bank Executive Offices ECMO ODCR

*Reviewed Analysts escalated account complaints for Executive offices of Bank

*Reviewed Analyst work *Noticed and reported trends seen in Dept.

*Reviewed complaints with regard to banking regulation, correspondence and accuracy of information. *Coached Analysts on changes and regulations

*Operations Analyst 2 Mortgage Banking Executive Offices

*Worked in Rate Lock Extension Executive Office *Determined through evaluation of notes from mortgage cases who would be responsible to pay rate lock extension and why.

*Escrow Representative – Nationwide Bank

*Reviewed property casualty insurance

*Called insurance co to get status of insurance.

*Paid insurance premium through automated system or check out of escrow accts;

*Alerted company with regard to insurance deficiencies, and cancellations.

*Obtained evidence of Condo policies and Master Condo Policies,

*Calculated all coverage requirements; Robert Half, Des Moines, IA 30+ hrs / week

*Post Closing Analyst - Freedom Mortgage

*Reviewed Closing packages with checklists,

*Identified any issues and request was made for corrections from operations teams

*Received TRID Training, apx 30 other classes taken for mortgage operations compliance. Aerotek, West Des Moines, IA

* Post Closing Analyst- Home Services Lending

*Position was to scan and create electronic files of paper loan closing packages,

*Reviewed and sent on to servicing company electronically.

*Robert Half, Des Moines, IA

Sovereign Bank, (Now Santander Bank) Villanova, PA

Mortgage Loan Closer III, 4/2013-9/2013

*Reviewed Loan Processor work and verified documentation. Avg. 70 loans per month

*Created final closing documents after careful full review of documents

*Updated Escrow accounts, made sure the transaction balanced to the penny

* Emailed closing documents to the closing appointment

*Used Federal Wiring system to wire final loan proceeds to the title company.

Wells Fargo Financial, Des Moines, IA

Mortgage Loan Specialist III, 9/2011-12/2011

*Processed HAARP refinance loans

*Left due to family emergency

Wells Fargo Home Mortgage

Reverse Mortgage Loan Processor and Closer;

Mortgage Specialist III 02/2003 – 04/2005

*Began position as Closer for FHA Reverse Mortgage.

*Cross-trained in Processing FHA Reverse Mortgages

*added to a convention processing team Conventional, FHA, VA

* call center 30% of time

Principal Financial Group{ 1/2001-8/2003

Mortgage Loan Processor; Admin Sales Dept; Team Lead; Assumptions Loans

*Worked in the Sales department assisting with new conventional refinances.

*Sold and processed Assumption, Loan Processor, Team Lead sales area

Other Relevant Experience:

Office Manager - Iowa National Guard Credit Union, Camp Dodge, Johnston, Des Moines Airbase; In charge of Des Moines Airbase Branch. 2 yrs

Teller, Vault Teller, Processor - Amerus Bank 1.5 yrs

Retail Manager, Michael J’s 2 yrs, Braun’s Fashions 1yr. Iowa City & West Des Moines, IA

Retail Sales: Younkers, Macy’s Shoes, Vanity, 3 yrs

Church Attendance and Volenteer work:

*Trinity Lutheran Church, State Center, IA

*Dad was a Dairy Farmer, Mom worked at Northwestern Bell; Baptized through generational family church at 6 months.

*Raised in this church attended Sunday School most Sundays, Vacation Bible School every year and was in all Christmas programs to age 10, moved out of Community but came back to visit Grandma and Dad after this time, attended through College periodically.

*Methodist Church Maxwell IA

*Confirmed Age 14, after 2 years classes

*Attended Passion play Arkansas, Visited many kinds of Churches and Synagogue

Graduated Valley High School, West Des Moines, IA

Maintained affiliation with Lutheran Church in State Center, IA

*Maranatha Campus Ministries, Coralville, IA

*World Wide Campus Ministry -Bob and Rose Weiner, Gainsville FL; Local Pastors Brad Carole Sherman 319-***-****

*Attended weekly Church through secular education, Monthly Corporate Prayer gatherings 8-10 Conferences per year with goal to give us a Bible College Education during Secular Education

*Volunteered to watch children for Pastors meetings, helped several young families with Children.

*St Andrews Presbyterian Church Day Care, 1983-1985 Helper in 3 year old class (paid position)

Married 1991 3 Sons Jacob born 7/18/1995, Derrick 10/18/1993 Stephen 9/27/1995 Grandmother to Derricks 3 children Makayla, Jackson and Isabella McDannald

*Volunteered in most of their classes at church and school throughout their lives

Military Bases - (dependent) Various Churches Ft Sill, OK Ft Stewart GA Ft. Levenworth, KS Ft. Lewis, WA, Philadelphia, PA

*First Assembly of God Des Moines, IA Pastor John and Debbie Palmer 1996 - 2006

*Prayer Ministry *Music Ministry (Choir and Worship Team) Volunteered in Nursury and all my sons Classes.

*Heartland Church 2006- 2019 Pastor Dave and Kathy Olson - Attended, Prayer Groups and Singer with Team Jesus group at Kingdom House of Prayer Monthly Prayer Burns – consisted of a 2 hour set of lead singing role on live for a 12 hour prayer meeting. Due to Travel with family attendence was periodic there. https://fb.watch/bD7e7Xt0AE/

Team Jesus of Iowa and Midwest - 2017 - 2022 Attended Sundays - Volunteer - various helps, participated in prayer meetings & Worship for Homeless Des Moines Shelter Bible Study, sang lead vocal in 1 hour pre worship set prior to 10:00am service. Attended various prayer gatherings Through Covid shut down. Paster Mark & MaryAnn Reetz and Family

Burean Assembly of God 2016 - 2020 Attended various services

Lutheran church of Hope 2017 - 2020 Attended various Services



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