M O R T G YC A G E U N D E R W R I T E R
Y V O N N E C A S T I E L
C E R T I F I C A T I O N
**********@*****.***
C O N T A C T
Veterans Administration
10/2007
VA SAR/LAPP
HUD
06/2001
DIRECT ENDORSEMENT
S K I L L S
Microsoft Word and basic Excel
Zoom / Microsoft Teams
Microsoft Outlook
Organization
Problem-Solving
Computer Literacy
Analytical
Strong Communication
Work Ethic
Quality Production
E X P E R I E N C E
Caliber Home Loans
Sun Trust Bank
06/2013 - 09/2022
05/2008 - 06/2013
MORTGAGE UNDERWRITER- CONV, FHA DE, VA SAR/LAPP
Responsible for reviewing loan applications & analyzing credit documents to ensure meets guidelines according to agency guidelines, CONV- DU/LP, FHA/VA, & company overlays, including but not limited to appraisal reports, credit history, income docs & other applicable loan documents. Consistently met company quality & daily production requirements. Performed 2nd level reviews when new underwriters came on board. Recent manual underwriting. Requested loan exceptions when applicable. MORTGAGE UNDERWRITER
Responsible for underwriting loans to meet Conventional, FNMA/FHLMC, DU/LP, FHA/ VA & private investor program & guidelines. Worked closely with the processors & loan originators to provide updates or assist with structuring of the loan files. Review & clear all credit conditions prior to closing to ensure meet agency guidelines. Manual underwriting as needed. Communicate with processors & branch with status or assist with specific loan scenarios. Other duties as assigned.
S U M M A R Y
Mortgage underwriter with 20 plus years experience in the mortgage industry. Excellent analytical ability & detailed oriented. Able to work very well in a fast-paced environment & with minimal supervision. I am a fast learner and adhere quickly to changes. Able to make sound decisions, willing to learn, multitask, team player & always provide excellent customer service.