Sandee Cuschieri

*** ****** *** #*

San Rafael, CA 94903

Cell # 707-***-****

adt5u0@r.postjobfree.com

QUALIFICATIONS PROFILE

Twenty-eight years’ experience in the Mortgage Industry. 26 Years’ experience in FHA and Conventional Underwriting, doc drawing, funding, loan servicing, marketing, 28 years’ experience in loan processing and 3 years managing operations, knowledgeable with current TRID rules and understanding different Lender requirements. Bilingual Spanish. EMPLOYMENT HISTORY:

Premier Lending Inc

Loan Processor (03-2020 to 8-2022)

Processing Conventional loans, Jumbo, FHA, and VA and brokered loans in over 25 States, prepares needs list for loan officers, review all of the borrower's documentation including all income and tax returns to determine income, run DU and LP send out all disclosures and re-disclosures, obtain all documentation from borrower’s and complete all unfinished applications, coordinate all closings and funding’s, order and review appraisals, order credit reports and credit supplements, communicate with Real Estate Agents, manage and train employees, obtain all post closings documentation, 5th Street Financial

Loan Processor (8-18 to 3/2020)

Brokerage-Processing Conventional loans, Jumbo, FHA, and VA loans, prepares needs list for loan officers, review all of the borrower's documentation including all income and tax returns to determine income, run DU and LP send out all disclosures and re-disclosures, obtain all documentation from borrower’s and complete all unfinished applications, coordinate all closings and funding’s, order and review appraisals, order credit reports and credit supplements, communicate with Real Estate Agents, open escrow and review the loan to make sure it fits the proper loan program, Petaluma Home Loans aka American Pacific Mortgage

Sr. Loan Processor (12-15 to 7/18)

Processing Conventional loans, Jumbo, FHA, and VA loans, prepares needs list for loan officers, review all of the borrower's documentation including all income and tax returns to determine income, run DU and LP send out all disclosures and re-disclosures, obtain all documentation from borrower’s and complete all unfinished applications, coordinate all closings and funding’s, order and review appraisals, order credit reports and credit supplements, communicate with Real Estate Agents, open escrow and review the loan to make sure it fits the proper loan program,

Primary Residential Mortgage

Loan Processor (9-14- 11-15)

Processing Conventional loans, FHA, VA and Reverse Mortgages, prepares needs list for the loan officer, review all of the borrower's documentation including all income and tax returns to determine debt ratios, run DU and LP send out all disclosures and re-disclosures, obtain all documentation from borrower’s and complete all unfinished applications, coordinate all closings and funding’s, order and review appraisals, order credit reports and credit supplements, communicate with Real Estate Agents, open escrow and review the loan to make sure it fits the proper loan program, Pinnacle Capital Mortgage

Transaction Coordinator (1-13- 7-14)

Processing Conventional loans, FHA, and VA loans, review all of the borrower's documentation including all income and tax returns to determine debt ratios, run DU and LP send out all disclosures and re-disclosures, obtain all documentation from borrower’s and complete all unfinished applications, coordinate all closings and fundings, order and review appraisals, order credit reports and credit supplements, communicate with Real Estate Agents, open escrow and review the loan to make sure it fits the proper loan program

Pacific Mortgage Consultants

Loan Processor/Assistant (5-10 to 1-13)

Processing Conventional loans, Hard Money deals and Commercial properties, review all income and 1040’s to determine debt ratio’s, send out all disclosures, obtain all documentation from borrower’s and I complete all unfinished applications, coordinate all closings, prepare all collateral packages for our home office so loan officer’s get paid, order and review appraisals, order credit reports and supplements, manage office. America Family Lending/Benchmark Lending

Loan Processor (1-09 to 4-10)

Processed conventional loans and FHA loans, ordered and reviewed all appraisals, sent out all disclosures, obtained all prior to doc and closings conditions, coordinated all closing, prepared all collateral packages, booking

First Security Financial Group

Loan Processor/Assistant (7-08 to 1-09)

Processed conventional loans and FHA loans, ordered and reviewed all appraisals, sent out all disclosures, obtained all prior to doc and closings conditions, coordinated all closing, prepared all collateral packages

First Federal Savings and Loan

Loan Operations Specialist (8-07 to 7-08)

Processed Commercial Loans, submitted all loans to underwriting for approval, obtained all necessary documentation from borrower to clear any prior to funding conditions, followed up on all 3rd party conditions i.e.; Title, appraisal, credit supplements, payoffs, hazard insurance, ordered flood certs, coordinated all signings with borrower’s and Escrow Companies, doc drawer, ordered tax service, compliance. Greenpoint Mortgage Funding

Senior Loan Processor-Retail (6-04 to 5-07)

Managed a pipeline of 100 or more loans, closing 80% of my pipeline every month, submitted all loans to Underwriting for loan approval (pre underwrote all submissions), processed loans for 20 different states, obtained all necessary documentation from borrower to clear any prior to doc or funding conditions, followed up with all 3rd party conditions ie; Title, appraisal, credit supplements, payoffs, hazard insurance etc, coordinated all signings with borrower’s and Escrow Companies, ordered all loan docs, reviewed all insurance binders and appraisals.

Aames Home Loans

Loan Processor- Retail (6-03 to 06-04)

Input all files in system, sent out all RESPA documents, obtained all necessary documentation from borrower to clear any prior to doc or funding conditions, followed up with all 3rd party conditions ie; Title, appraisal, credit supplements, payoffs, hazard insurance etc, coordinated all signings with borrower’s and Escrow Companies, ordered all loan docs, reviewed all insurance binders and appraisals. Harbourton Mortgage

Loan Processor- Wholesale (7-02 to 6-03)

Worked closely with underwriting, inside and outside sale reps, worked closely with brokers and their processors, closed 20 to 30 loans a month, processed all jumbo loans and retail loans for the entire Company, processed loans for 15 different states, input all borrower’s information.

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