Sec School Processing Associate
Resume:
RESUME
Devarajan. I
No ***A MI NIVAS,
Jayaram Nagar, Alappakkam
New Perungalathur, Email: adt2hh@r.postjobfree.com
Chennai - 600063 Mobile No: +918*********/740******* Objective:
A fast learner of new technologies with excellent dynamism and communication skills with individuals of all levels. Experienced in the U.S Mortgage & Banking services. Gained good exposure to all phases of End to End life cycle of Mortgage process. A good team player Professional Experience:
A competent professional with overall 3.8 Years of experience in U.S Mortgage Process. Designated as a Senior Processing Associate – Accenture Service Pvt, Ltd.(Zenta Mortgage Services) in Chennai. Organization : Accenture Credit Services
Designation : Senior Processing Associate
Project Title : U.S Residential Mortgage Process
Period : 22nd Feb 2013 to 28th Apr 2016
Pre-Purchase Audit:
● Auditing closed loans from Correspondent lender, based on the loan package we do reunderwrite the loans whether these are consistence within Federal guidelines and Client guidelines
Processing:
● Auditing Processing loans from lender, based on the loan package whether these are consistence within Federal guidelines and Client guidelines.
Role and Responsibilities:
● Inputting all the loan information’s LOS as per loan package.
● Determining the required documents present in the file, validating of those documents.
● If any required documents are missing we need to notify to the lender. Lender will get back those documents from borrower.
Designated as a Senior Processing Associate – Wipro Technology Services in Chennai. Organization : Wipro Technology Services
Designation : Senior Processing Associate
Project Title : U.S Residential Mortgage Process
Period : 2nd May 2016 to 16th Dec 2016
Processing:
● Auditing Processing loans from lender, based on the loan package whether these are consistence within Federal guidelines and Client guidelines.
Role and Responsibilities:
● Inputting all the loan information’s LOS as per loan package.
● Determining the required documents present in the file, validating of those documents.
● If any required documents are missing we need to notify to the lender. Lender will get back those documents from borrower.
Designated as a Subject Matter Expert (Analyst) – HCL Technology Services in Chennai. Organization : HCL Technology Services
Designation : Subject Matter Expert (Analyst)
Project Title : U.S Residential Mortgage Process
Period : 27th June 2017 to 20th August 2019
LENDER FILE REVIEW – AUSTRALIAN MORTGAGE
● Review and identifying the critical parameters of home loans which underwritten by lenders base on guidelines.
● Credit analysis based on applicant’s Income, Capital, Credit history and Security to score the file
● The Lender’s bonus point would be impacted based upon our review score. Compartmental underwriter:
● Ensured loan submittal met internal and external eligibility requirements.
● Maintained meticulous attention to detail in underwriting mortgages.
● Evaluated the financial strength of borrowers to determine risk and repayment capacity.
● Leveraged knowledge of loan products to help restructure turned-down loans for subsequent
● Maintained compliance with lending, underwriting and government requirements
● Demonstrated excellent follow-through with borrowers, loan processors, loan originators and management throughout all phases of the underwriting process. Responsibilities:
● Diligent and detail-oriented -- thorough in gathering borrower information, verifying loan documents and reviewing file documentation to guide each loan from preapproval to closing
● Provide support to loan officer and underwriter teams by ensuring the timely, judicious and accurate processing of mortgages
● Review and verify borrowers’ income, credit reports, employment histories, property appraisals and title insurance information to prepare loan applications for underwriting submittal. Ensure compliance with company policies, underwriting guidelines and lending-program requirements. Designated as an Analyst - First Source Solutions
Organization : First Source Solutions
Designation : Senior Underwriter
Project Title : U.S Residential Mortgage Process
Period : 22nd August 2019 to 31st October 2021
Role : Underwriter
Responsibilities:
● Diligent and detail-oriented -- thorough in gathering borrower information, verifying loan documents and reviewing file documentation to guide each loan from preapproval to closing
● Provide support to loan officer and underwriter teams by ensuring the timely, judicious and accurate processing of mortgages
● Review and verify borrowers’ income, credit reports, employment histories, property appraisals and title insurance information to prepare loan applications for underwriting submittal. Ensure compliance with company policies, underwriting guidelines and lending-program requirements. Designated as Senior Analyst - Accenture
Organization : Accenture
Designation : Senior Underwriter
Project Title : U.S Residential Mortgage Process
Period : 3rd November 2021 to Till now
Role : Underwriter
Responsibilities:
● Diligent and detail-oriented -- thorough in gathering borrower information, verifying loan documents and reviewing file documentation to guide each loan from preapproval to closing
● Provide support to loan officer and underwriter teams by ensuring the timely, judicious and accurate processing of mortgages
● Review and verify borrowers’ income, credit reports, employment histories, property appraisals and title insurance information to prepare loan applications for underwriting submittal. Ensure compliance with company policies, underwriting guidelines and lending-program requirements. Academics:
Course Institution Board/University Year of
Completion
Marks %
B.Sc ISM SIVET College Chennai -
78
Madras
University
2012 68%
HSC C.S.I Corley Hig Sec School
Chennai - 59
State Board 2009 59%
SSLC C.S.I Corley Hig Sec School
Chennai - 59
State Board 2007 51%
Achievements at Work Place:
Rewarded as Numero Uno and Client - High Flyer Award Training Programs Attended:
Training Program on End to End mortgage life Cycle (Accenture Credit Services)
Undergone Accenture My learning training program Personal Details:
Father’s Name : Mr. Iyappan
Date of Birth : 06-08-1992
Gender : Male
Marital Status : Single
Nationality : Indian
Languages Known : Tamil, English
Declaration:
I here confirm and declare that the details furnished above are the true and correct to the best of my knowledge and I assure to work actively towards the development of concern. Date:
Place :
(Devarajan. I)
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