Jose Ramirez

*** ***** ***** ******

Bloomington, CA 92316

909-***-****

adt1ij@r.postjobfree.com

Objective: Account Executive position either In-House or out in the field. Experience: Extensive knowledge in Prime and Sub-Prime lending, Fannie Mae, Freddie Mac, LP and DU Products.

Work Experience and Achievements

05/13-Today Self employed Mortgage Broker

04/10-05/13 Better Business Bureau: Customer Service / Accreditation Representative Calling on customers and recommending products and services. Following up on orders, deliveries and conserns

10/07-03/10 Wachovia Mortgage: Wholesale and Retail Loan Originator 10/06-09/07 Countrywide Mortgage: In House Retail Loan Officer Account Executive. 03/06-10/06 Aegis Funding: Originating Loans nationwide from Broker accounts, and Visiting local Brokers in assigned locations in the Rancho Cucamonga, Pomona, Diamond Bar and Los Angeles area.

11/05-03/06 World Savings: Originating Wholesale and Retail mortgages, visiting Realtors and Broker shops in the Inland Empire, San Bernardino and Riverside Areas. 01/03-10/05 Finance America: Originating wholesale loans while calling on Broker shops and Realtors. Received Top Producer awards for Sub-Prime loan originating in Irvine. 04/02-01/03 South Pacific Funding and American Residential Funding: Net Branching Owner Broker shop. Originating FHA, VA and Retail loans in Rancho Cucamonga.

10/01-04/02 Wells Fargo Mortgage: Sales Manager Retail loan origination. Operating a Branch Office of seven loan officers and staff in Fontana. 1999 - 2001 Cendant Mortgage: Visiting C-21, CB and ERA offices. Wholesale Corporate Account Executive for Retail Loan division origination in San Bernardino and Riverside area.

1996 - 1999 Washington Mutual / Great Western Bank: Retail Loan Originating, visiting Real Estate offices and Networking with Realtors in the Riverside area.

1995 - 1996 Computer Learning Center: Interviewing and assessing students needs and recommended educational programs to suit those needs. Education: Working towards Nationwide Financial Planner Certifications with Boston University. 1989 -1994 Chaffey College in Alta Loma, CA and San Bernardino Community College Bilingual Fluent reading and writing Spanish and English Reference Provided Upon Request