Closing Coordinator Credit Assistant

Cristina S. King 602-***-****

Email: *********@***.***

EDUCATION:

Graduated in 1996 A.A. degree in General Business from Paradise Valley Community College. B.S. degree in Business Management from the University of Phoenix, completed May 2011.

BACKGROUND AND RELEVANT SKILLS:

Experience in computer Microsoft Word, Excel, and Access. Excellent communication and written skills. Very proficient in organizational and research skills. Mortgage Administration, processing, some underwriting skills, and closing. Credit Card and Bankruptcy collections. Knowledge of federal laws, rules, regulations, and applicable guidance to include: TILA/REG Z, REG E, REG F, REG B, REG CC, UDAAP/UDAP, FCRA, BSA/AML, SCRA/MLA, OCC

EXPERIENCE:

Closer, (Remote), TX 3/8/2021 to 10/3/2022:

Primelending, A PlainsCaptial Company:

Trained to draw closing documents on a paperless system. BlueSage. Work closely with processors, loan officers and Title. Draw Closing Documents in all 50 states, plus Texas refi's and Cash out Refi’s, regular refi's and cash out refi's for all loan types. 203K, Bond Loan, VA, FHA and Conventional, High Balance and ARM Loans. Balance CD’s, fund loans, and order wires.

Sr. Closing Coordinator, (Remote), AZ 6/15 to 3/8/2021:

LoanDepot:

Trained to draw closing documents on a paperless system. Empower and Conform X. Work closely with processors, loan officers and Title. Draw Closing Documents in AZ, CA, WA, NV, NM, HI, OH, SC, NC, GA, NJ, NY, FL, OK, TX, Texas rate and term refi and TX Cash out Refi’s, 203K, Bond Loan, VA, FHA and Conventional, High Balance and ARM Loans. Balance CD’s, fund loans, and order wires.

Closing Coordinator, Scottsdale, AZ 5/13/2013 to 6/15:

imortgage

Trained to draw closing documents on a paperless system. DataTrac and Conform X. Work closely with processors and loan officers. Handle loans for CA, OR, WA, NV, TX and AZ. Draw closing documents for VA, FHA, Conventional, purchase, refinance, bonds, ARM and Fixed loans.

Sr. Home Loan Specialist 4, Tempe, AZ 10/12 to 5/13/2013:

Wells Fargo Bank N.A.

Trained to work the Future State flow, know how to pre-close a file, draw closing documents HUD Review and Approval and fund all loans in LIS and CORE. Send out wires, request title insurance, title fees, and wire instructions, updated payoffs and VOE’s. Currently in the role of Flood/Condo SME, RESPA SME, Future State SME and Core SME, VA Certified to review and approval refinance HUD’s. Working closing with underwriters, Sales processors, Loan Officers, Branch Managers, title companies nationwide and Fulfillment management. Have extensive knowledge of Bond Loans, DAPS, SIMO loans, conventional and FHA/VA loans. Working with Post Closing to clear Bond Deficiencies. Train and mentor new closers. Know the guidelines for GFE and TIL disclosures and change code circumstances when needed. Currently handle loans in NM, UT, and AZ, some TX and other states within the United States.

Home Loan Specialist 3, Tempe, AZ 9/05/2007 to 10/12/2013:

Wells Fargo Bank N.A.

Trained to work the Future State flow, know how to pre-close a file, draw closing documents HUD Review and Approval and fund a loans in LIS and CORE. Send out wires, request title insurance, title fees, and wire instructions, updated payoffs and VOE’s. Currently in the role of Flood/Condo SME, RESPA SME, Future State SME and Core SME. Working closing with underwriters, Sales processors, Loan Officers, Branch Managers, title companies nationwide and Fulfillment management. Have extensive knowledge of Bond Loans, DAPS, SIMO loans, conventional and FHA/VA loans. Working with Post Closing to clear Bond Deficiencies. Working to get VA Certificated to review and approval VA HUD’s. Know the guidelines for GFE and TIL disclosures and change code circumstances when needed. Currently handle loans in NM and AZ, some TX and other states within the United States.

Bankruptcy Collector, Phoenix, AZ 04/05/2007 to 09/05/2007:

JP Morgan Chase

Call and collect on delinquent car loans. Trained to schedule vehicles for repossession or self-repossession.

Mortgage Specialist, Tempe, AZ 7/04/2006 to 04/052007:

Wells Fargo Bank N.A.

Trained to validate and approve and suspend loan applications. Work closely with HMC’s, management and customers. Make welcome calls on all new loans, introduce myself to the borrower, and collect the need documentation to close the loan. Work with title getting title fees, prelims, wiring instructions, scheduling appointments

for borrowers to sign docs. Draw up paperwork for subordinations for line of credits to be paid off. Request payoffs from title. Request home owners insurance from insurance companies.

Operations Clerk/Team Admin., Phoenix, AZ 7/03/2003 to 7/04/2006:

Wells Fargo Home Mortgage

Pull, distribute, and update OMS reports, receipt in all files delivered to fulfillment center, assist the MS with any requests they need for validating a loan faster, call on verification of employment, call for title fees, request payoff information. Pay appraisal invoices, cancel loans, receipt in all mail and faxes coming in. Create excel spreadsheets and access tables when needed and being trained to become an MSA.

Administrative/Credit Assistant. Stockton, CA. 5/02/2001 to 4/03/2003:

Proco Products, Inc.

Filled letter requests (mail merge on Word), pulled sales quotes, scanned and saved sales quotes. Created spreadsheets and data table on Access and Excel. Ordered all office supplies, organized and coordinated all company functions. Update all employees and agents’ records. Researched and issued credit to new customers for product. Vouched all company bills.

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