Compliance Analyst Customer

Kunle Osinowo

*** - *** – **** ***********@*****.*** Dallas, TX

PROFESSIONAL SUMMARY

A Compliance Analyst, highly motivated, enthusiastic professional with a positive attitude and strives to ensure that all tasks are accomplished. I am result driven, a team player with strong organizational, interpersonal and a great communication skill. Critical- thinking and customer focused analyst who ensures the highest level of integrity of client information, systems, and databases. I have great experience in risk assessment and analysis, STR/ SAR/CTR Filings, · FINCEN/OFAC/FINRA, SLA, SLM, BSA compliance, KYC Procedure, AML IT Risk compliance, audit (internal control) and Customer Due Diligence. Skilled at preparing quality investigative narratives and SARs based on transactional activity and customer relationships, reporting suspicious activity and evidence of possible money laundering.

PROFESSIONAL EXPERIENCE

First Horizon Bank, Lake Charles, LA. Feb. 2020 - Present. AML Investigation Analyst

Build relationship with Global investigation and compliance unit, effectively communicating, and transferring information for case investigation.

Conducts initial analysis of new account EDD package.

Investigate violation of AML norms that may warrant hot-listing or close down account and use CIP to differentiate between victim and perpetrator of fraud.

Utilized U.S. Patriot Act, Bank Secrecy Act, AML, OFAC, and other AML regulatory policies as it relates to cases and alerts been reviewed.

Collect and document data, including alert, investigation, or Suspicious Activity Report (SAR) history; Know Your Customer

(KYC) information; relevant account and transaction data; plus, any other required information to assist the investigation.

Draft SAR Narratives and Reports. o Reviewing real time alerts and mitigating or escalating the alerts.

Reviewing all scenario from alerts to SAR level and conducting additional review for CAR.

Reviewing BAU alerts and Cases.

CapitalOne Bank, Dallas, TX. March 2017– Jan. 2020 BSA/AML Associate.

Performing the due diligence on new Clients, requesting the KYC information, documentation, review, and verification of received documentation and making an analytical risk assessment for new clients.

Collect and document data, including alert, investigation, or Suspicious Activity Report (SAR) history; Know Your Customer

(KYC) information; relevant account and transaction data; plus, any other required information to assist the investigation.

Wrote suspicious activity reports, addressing Currency Transaction Report (CTR) alerts, sanctions alerts, and other applicable AML processes in accordance with regulations and time limitations.

Periodically evaluate existing Clients according to established policies and procedures. Conduct additional analysis and in-depth review on individuals and entities to meet QA standards.

Utilized U.S. Patriot Act, Bank Secrecy Act, AML, OFAC, and other AML regulatory policies. Reviewed and analyzed underlying data gathered to assess reasonable cause to escalate an Alert to Investigations or to clear the Alert.

Disposition and full documentation of all alerts, including supporting data, analysis, and rationale for disposition, within the case management system.

Implemented practices such as customer identification program, Bank Secrecy Act, customer due diligence and identifying suspicious activities to combat money laundering.

Skye Bank. Ikeja, Lagos Nigeria. Jan. 2014 - Aug. 2016 KYC Associate

Ensured compliance on operating Central Bank national single treasury account.

Adhered that all customers are enroll with bank verification number (BVN) for valid identification KYC.

Ensured that the Bank’s AML regulations were adhered to and monitored account activity accordingly.

Communicated with regional Compliance Testing teams to ensure global testing consistency, assisted in creating compliance training, and promoted adherence to testing standards.

Investigating customers who match with PEPS and Negative Media list during the account opening and resolved Customer Identification Program (CIP) Issues.

Reviewed banking records and KYC documents and conducted due diligence reviews for customers.

Liaise and provide CDD for correspondent bank, whilst ensuring compliance in international transaction.

Identified and filed transactional activity for evidence of Money Laundering red flags, suspicious transactions (STR), and unusual banking activities based on SEC and CBN policies. EDUCATION

University, BSc. Quantity Surveying (Cost Estimating) Lagos, Nigeria – 2008

TECHNICAL SKILLS

Microsoft Word

Microsoft Excel

Analysis skills

Supervising experience, banking

Analytics Windows

Basic SQL

Data mining

Financial modeling

SAS

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