Loan Processor Officer
Resume:
Irene M. De Ocampo
Fairfield, California 94534
Success One Financial
Loan Officer
January 1, 2007 to December 5, 2021
Telemarketing and sell retail loans to residential customers
Processed and compiled all documents and prepared files for customers
Loan Processing and gathering loan document information
Prepared loan documentation and gather pertinent information for loan processing
Processed loans and working with underwriters under lending regulations and guidelines for final approval of loans prior to submission for funding and transfer all financial transaction on form 1003 for wire transfer of funds to title companies
Generated 1008 and 1003 to collect all documentation from customers, set up loan files, verify with underwriters of conditions that meet HUD and RESPA regulations prior to approval of loans with various lenders.
Ivy League Mortgage
Loan Officer
January 10, 2004 to December 12, 2006
Call center and outside sales of residential retail loans with residential customers
Called customers from escrow company leads from title companies
Assisted shipping and preparing of documents to be shipped to private investors
Calculated debt to ratio and loan to value to determine loan amount for customers
Research and review application with borrower's employment and credit history
Followed up with customers on submitting documents and pertinent information to process loan files
Closed and funded loans upon close of escrow with appropriate loan pricing programs and locking rates prior to submission to final loan approval
Monument Mortgage
Loan Processor and Funder
January 1, 1995 to December 25, 2003
Processed loan applications submitted by loan officers for final review
Analyze documents such as mortgage bank statements, tax returns, employment history, credit reports, assets and reserve accounts entered in to Calyx Point and Doc Image.
Calculate Debt to Ratio, Loan to Value, escrow and lender fees upon close of escrow
Wire and fund loans of estimated closing cost and HUD 1 Settlement upon approval to title companies for final borrower's loan package.
Computers
Windows 2009, Outlook, Excel, MS Word, Access, Great Plains Dynamics, JD Edwards, SAP
Calyx Point, Doc Image
Experience: Knowledge of DU, LP and Processing of 1003 and 1008
Education:
Loan Officer.com
Basic Loan Officer Training
Loan Processor/Funder
Real Estate Courses, Practice, Principles, Finance and Escrow
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