Irene M. De Ocampo

**** ********** *****

Fairfield, California 94534

707-***-****

Success One Financial

Loan Officer

January 1, 2007 to December 5, 2021

Telemarketing and sell retail loans to residential customers

Processed and compiled all documents and prepared files for customers

Loan Processing and gathering loan document information

Prepared loan documentation and gather pertinent information for loan processing

Processed loans and working with underwriters under lending regulations and guidelines for final approval of loans prior to submission for funding and transfer all financial transaction on form 1003 for wire transfer of funds to title companies

Generated 1008 and 1003 to collect all documentation from customers, set up loan files, verify with underwriters of conditions that meet HUD and RESPA regulations prior to approval of loans with various lenders.

Ivy League Mortgage

Loan Officer

January 10, 2004 to December 12, 2006

Call center and outside sales of residential retail loans with residential customers

Called customers from escrow company leads from title companies

Assisted shipping and preparing of documents to be shipped to private investors

Calculated debt to ratio and loan to value to determine loan amount for customers

Research and review application with borrower's employment and credit history

Followed up with customers on submitting documents and pertinent information to process loan files

Closed and funded loans upon close of escrow with appropriate loan pricing programs and locking rates prior to submission to final loan approval

Monument Mortgage

Loan Processor and Funder

January 1, 1995 to December 25, 2003

Processed loan applications submitted by loan officers for final review

Analyze documents such as mortgage bank statements, tax returns, employment history, credit reports, assets and reserve accounts entered in to Calyx Point and Doc Image.

Calculate Debt to Ratio, Loan to Value, escrow and lender fees upon close of escrow

Wire and fund loans of estimated closing cost and HUD 1 Settlement upon approval to title companies for final borrower's loan package.

Computers

Windows 2009, Outlook, Excel, MS Word, Access, Great Plains Dynamics, JD Edwards, SAP

Calyx Point, Doc Image

Experience: Knowledge of DU, LP and Processing of 1003 and 1008

Education:

Loan Officer.com

Basic Loan Officer Training

Loan Processor/Funder

Real Estate Courses, Practice, Principles, Finance and Escrow