Confidential
MICHAEL PONTE
** ********* *****, **** *****, MA 02720
***-***-****************@*****.***
Expertise: Experienced and skilled in residential and commercial mortgage loan processing. Working knowledge of FHLMC, FNMA, FHA VA & PMI guidelines. PROFESSIONAL EXPERIENCE
Sr. Mortgage Consultant
Guaranteed Rate - Waltham, MA
September 2020 to October 2021
Interviewed loan applicants to obtain credit histories, personal and financial data necessary to
process loan applications.
• Verify and analyze applicants’ financial and personal data to ensure that it is complete and accurate according to policy and to determine the feasibility of granting loans.
• Assemble and compile documents for loan closings, such as title abstracts, insurance forms, loan forms and tax receipt
• Submit applications to credit analysts for verification and recommendation Mortgage Loan Processor
Residential Mortgage Services, Inc. - West Bridgewater, MA March 2016 to September 2020
Interviewed loan applicants to obtain credit histories, personal and financial data necessary to
process loan applications.
• Verify and analyze applicants’ financial and personal data to ensure that it is complete and accurate according to policy and to determine the feasibility of granting loans.
• Assemble and compile documents for loan closings, such as title abstracts, insurance forms, loan forms and tax receipt
• Submit applications to credit analysts for verification and recommendation Loan Processor/Underwriter
(2012- 2016)
Seacoast Mortgage Corp, Pawtucket,RI.
Interviewed loan applicants to obtain credit histories, personal and financial data necessary to
process loan applications.
Confidential
• Verify and analyze applicants’ financial and personal data to ensure that it is complete and accurate according to policy and to determine the feasibility of granting loans.
• Assemble and compile documents for loan closings, such as title abstracts, insurance forms, loan forms and tax receipt
• Submit applications to credit analysts for verification and recommendation Loan Processor/Underwriter
Citizens Bank, Riverside, RI
(2010 – 2011)
Interviewed loan applicants to obtain credit histories, personal and financial data necessary to
process loan applications.
• Verify and analyze applicants’ financial and personal data to ensure that it is complete and accurate according to policy and to determine the feasibility of granting loans.
• Assemble and compile documents for loan closings, such as title abstracts, insurance forms, loan forms and tax receipt
• Submit applications to credit analysts for verification and recommendation Loan Processor/Underwriter
Riverside Capital, Johnston, RI
(2009- 2010)
• Interviewed loan applicants to obtain credit histories, personal and financial data necessary to process loan applications.
• Verify and analyze applicants’ financial and personal data to ensure that it is complete and accurate according to policy and to determine the feasibility of granting loans.
• Assemble and compile documents for loan closings, such as title abstracts, insurance forms, loan forms and tax receipt.
• Submit applications to credit analysts for verification and recommendation. EDUCATION
New England Institute of Technology, Warwick, RI
Bachelor of Science In Business Administration
Minor in Architectural Drawing & Design