Confidential

MICHAEL PONTE

** ********* *****, **** *****, MA 02720

adsm4n@r.postjobfree.com

Expertise: Experienced and skilled in residential and commercial mortgage loan processing. Working knowledge of FHLMC, FNMA, FHA VA & PMI guidelines. PROFESSIONAL EXPERIENCE

Sr. Mortgage Consultant

Guaranteed Rate - Waltham, MA

September 2020 to October 2021

Interviewed loan applicants to obtain credit histories, personal and financial data necessary to

process loan applications.

• Verify and analyze applicants’ financial and personal data to ensure that it is complete and accurate according to policy and to determine the feasibility of granting loans.

• Assemble and compile documents for loan closings, such as title abstracts, insurance forms, loan forms and tax receipt

• Submit applications to credit analysts for verification and recommendation Mortgage Loan Processor

Residential Mortgage Services, Inc. - West Bridgewater, MA March 2016 to September 2020

Interviewed loan applicants to obtain credit histories, personal and financial data necessary to

process loan applications.

• Verify and analyze applicants’ financial and personal data to ensure that it is complete and accurate according to policy and to determine the feasibility of granting loans.

• Assemble and compile documents for loan closings, such as title abstracts, insurance forms, loan forms and tax receipt

• Submit applications to credit analysts for verification and recommendation Loan Processor/Underwriter

(2012- 2016)

Seacoast Mortgage Corp, Pawtucket,RI.

Interviewed loan applicants to obtain credit histories, personal and financial data necessary to

process loan applications.

Confidential

• Verify and analyze applicants’ financial and personal data to ensure that it is complete and accurate according to policy and to determine the feasibility of granting loans.

• Assemble and compile documents for loan closings, such as title abstracts, insurance forms, loan forms and tax receipt

• Submit applications to credit analysts for verification and recommendation Loan Processor/Underwriter

Citizens Bank, Riverside, RI

(2010 – 2011)

Interviewed loan applicants to obtain credit histories, personal and financial data necessary to

process loan applications.

• Verify and analyze applicants’ financial and personal data to ensure that it is complete and accurate according to policy and to determine the feasibility of granting loans.

• Assemble and compile documents for loan closings, such as title abstracts, insurance forms, loan forms and tax receipt

• Submit applications to credit analysts for verification and recommendation Loan Processor/Underwriter

Riverside Capital, Johnston, RI

(2009- 2010)

• Interviewed loan applicants to obtain credit histories, personal and financial data necessary to process loan applications.

• Verify and analyze applicants’ financial and personal data to ensure that it is complete and accurate according to policy and to determine the feasibility of granting loans.

• Assemble and compile documents for loan closings, such as title abstracts, insurance forms, loan forms and tax receipt.

• Submit applications to credit analysts for verification and recommendation. EDUCATION

New England Institute of Technology, Warwick, RI

Bachelor of Science In Business Administration

Minor in Architectural Drawing & Design