Attorney Service Provider

LEGAL SERVICES AGREEMENT

Legal Services

The Litigation Practice Group PC, a State Bar of California licensed law corporation, and its employed and affiliated attorneys (collectively

“LPG”) will provide legal services wherein it will represent you in connection with the disputes you have with the creditors listed below

(see Creditor Information). LPG will do the following as part of its representation of you:

• Assist you in stopping creditors and any related debt collectors from harassing or contacting you in connection with any of the debts identified below;

• Dispute the legal validity of the debts identified below;

• Assist you in removing erroneous or inaccurate information reported in connection with debts identified below;

• Represent you in any lawsuit filed against you in connection with any of these debts;

• Defend you against any collection activity or lawsuit on any invalidated debt at any point in time, without expiration, in connection with any debt identified below;

• Initiate legal action in a court of competent jurisdiction against any creditor that violates any state or federal law in connection with any debt identified below; and

• Determine your qualification for bankruptcy under Chapter 7 or Chapter 13 of the U.S. Bankruptcy Code, and counsel you regarding the procedures and effects of bankruptcy as well as your qualification to file the same. LPG will serve as your attorney for all purposes in connection with these disputes and will be available to render all legal assistance necessary to resolve these debts. The fees that are set forth below are flat fees that are all inclusive – no additional fee or cost will be charged by LPG at any time during the duration of your dispute with the creditors identified below. All fees are earned by LPG at the time they are paid and are for services rendered to you as set forth herein. Client Authorization

You authorize LPG to challenge, where applicable, each of the debts listed below, which you believe to be in any way invalid, inaccurate, or otherwise without a legal basis. You also authorize LPG to obtain a copy of your credit report to assist in the process of analyzing your account and developing a strategy regarding the resolution of debts that are excessive or otherwise unauthorized by law. You further authorize LPG, acting under power of attorney for you, to affix your signature to documents sent on your behalf in relation to the matters addressed herein. Finally, you authorize LPG to communicate with you via email, text message, telephone, and facsimile. Any of the authorizations set forth herein can be revoked at any time by written communication. ID: 6754186 Signed: 2022-08-02T12:32:30-05:00

Description of Services to be Performed

LPG will obtain your credit reports, analyze them, and develop strategies for correcting invalid or unlawful debts for which you should not be held legally responsible. Where appropriate, LPG will use existing laws and interact with creditors and credit bureaus on your behalf to invalidate your debts and remove such invalid debts from your credit reports. LPG will also interact with collection agencies, as applicable, to invalidate your debts by requiring them to supply evidence of your indebtedness to them, or any other legal mechanism. LPG will also consult with you regarding all aspects of the credit reporting process, including all laws applicable to the same. LPG will also investigate your delinquent accounts in order to determine the most effective method for invalidating your debts or otherwise removing any legal liability for such debts, up to and including the initiation of lawsuits on your behalf against your creditors and their third-party debt collectors.

In addition, if a lawsuit is filed against you, LPG will represent you in such a lawsuit and will not charge any additional fees for such representation provided such a lawsuit was initiated after the date you sign this Agreement. In the event a lawsuit was initiated against you before the date you execute this Agreement and you elect to have LPG represent you, an additional fee of $500.00 will be charged. Where appropriate, if legal fees are recovered from an adverse party, LPG will retain such fees for its services. You will be responsible to pay any damages resulting from any lawsuit. Any costs incurred in a lawsuit will be paid by LPG out of the fees set forth below, including the fees of any attorney retained on your behalf in a jurisdiction in which LPG is not admitted to practice law. No additional payment from you to LPG will be necessary for the defense of any lawsuit filed against you after the date you execute this Agreement. You will, however, be responsible to pay any damages resulting from such lawsuits or any settlements reached in the course of such lawsuits. Fees

You will pay the fees set forth below for the legal services provided by LPG, which services are outlined above. No fee or other cost will be charged or collected beyond the flat fee set forth below. This is the only amount that you have to pay to LPG for its services, which includes any cost, filing fee or vendor’s fee associated with LPG’s representation of you, and this fee is not escrowed but rather earned received by LPG. This fee does NOT, however, include any settlement that you may have to pay to any creditor if you opt to settle a debt prior to or during the course of a lawsuit.

Refund Policy

If you reach the conclusion of LPG’s representation of you and a debt remains in dispute without resolution, you will be eligible to receive a full refund of the fees that you paid towards your representation in connection with that account (i.e., you will be refunded the fees paid in proportion to the debt that was not resolved). A debt is “in dispute” under this paragraph if, at the time of completion of LPG’s representation of you, no lawsuit was filed regarding the debt, no settlement was reached regarding the debt, no acknowledgment of invalidity was received from the creditor regarding the debt, and the debt is still reporting to one of the following credit bureaus: Experian, Equifax, or Transunion.

ID: 6754186 Signed: 2022-08-02T12:32:30-05:00

Debt Settlement

You may request that LPG settle any debt identified below at any point in the course of LPG’s representation of you. Where requested, LPG will negotiate the most favorable settlement it is able to negotiate on your behalf. Any settlement reached as a result of your request shall be your responsibility, and shall be paid directly from you to the creditor. At the point that you reach a settlement with a creditor, your payment to LPG will be reduced and to adjust for the settled account being removed from the representation herein contemplated. LPG will only settle a debt where litigation is active or contemplated. Actions Required of You

You agree to provide LPG with any and all correspondence you receive from any creditor, credit bureau, attorney, or court of law. You further agree to keep a log of all communications, including telephonic and electronic communications, from any creditor or credit reporting agency to you from the date you execute this Agreement until the conclusion of your representation. Right to Conduct Business Electronically and Contact You You agree that LPG may contact you electronically and telephonically and that any and all business with LPG may be conducted electronically. You further agree that LPG may transmit data, including that regarding your credit profile, electronically. You further agree that any electronic communication carries the risk of disclosure to a third party and that LPG will not be held responsible for any such inadvertent disclosure of information. A facsimile or email transmission of this signed agreement, via an email attachment or otherwise, will be as valid as the original signed agreement. This agreement may not be modified except in writing by both parties. Malpractice Insurance

LPG hereby discloses that it maintains a malpractice insurance policy that covers its representation of you and that the limit of such policy is no less than $1,000,000.00 per claim and $1,000,000.00 per claimant. If you desire to make a claim against that insurance policy, you must first contact LPG and disclose your claim and the nature of the claim, at which point LPG agrees to assist you in obtaining any and all information necessary to prepare and file a claim. Applicable Law and Confidentiality

You understand and agree that LPG is based out of the State of California, is a licensed law corporation under the State Bar of California, and that California law applies to this Agreement. You further understand that LPG is bound to strict rules of confidentiality and attorney- client privilege in connection with the rules applicable to attorneys licensed to practice law in the State of California. You further understand and agree that you have sought the representation of LPG with full knowledge of its location and licensing, and that LPG works with attorneys licensed in all 50 states and the District of Columbia as affiliated counsel to allow LPG to provide a complete representation of you in any state in which you are sued or in which a dispute might arise. You have the right to know the licensed attorney with whom LPG has affiliated in any state and at any time but understand and agree that LPG may choose to change the local attorney with whom it is affiliated in any given jurisdiction, provided only that at all times LPG shall have an affiliated attorney in all 50 states and the District of Columbia.

ID: 6754186 Signed: 2022-08-02T12:32:30-05:00

Client Acknowledgements

By signing this agreement, you acknowledge that LPG has not instructed you to breach any contract, fail to make any required payment, or fail to perform any obligation you have lawfully incurred. LPG reserves the right to terminate this agreement if (a) required by the State Bar of California Rules of Professional Conduct, (b) you refuse to communicate with LPG or respond to reasonable requests for information necessary to represent you in an effective way, (c) you fail to make timely payment of the amount due under hereunder, or (d) your payments are returned multiple times for any reason. LPG will not pay any of the debts identified below and does not guarantee that any debt you now have or may incur will be invalidated or settled in association with LPG’s representation of you. You understand and agree that you must forward any communication you receive in printed or electronic form from any creditor, court, or representative of other a creditor or a court to the address, email, or fax number provided below, and that you must keep a log of all telephonic communications with any creditor or credit reporting agency. You, the client, may cancel this Agreement at any time by submitting three days’ written notice of cancellation by mail, email, or fax, and shall not be responsible for any payments due after the date of cancellation. A payment due within three days of the date of written cancellation shall be processed and shall not be refunded. Client Signature: {SIGNATURE}

Date: {SIGNDATE}

Co-Applicant Signature: {COSIGNATURE}

Date: {COSIGNDATE}

THE LITIGATION PRACTICE GROUP PC

Daniel S. March, Managing Shareholder

17542 E. 17th Street, Ste 100

Tustin, CA 92780

*******@******.***

Tel. 949-***-****

Fax. 949-***-****

ID: 6754186 Signed: 2022-08-02T12:32:30-05:00

8/2/2022

Creditor Information

Creditor Account # Debt Balance

OPORTUNPROG 5099039 $1,698.00

ACEPTANCENOW 0001635R0771201208 $1,475.00

WEBBNK/FHUT 636********* $800.00

TBOM/FORTIVA 542********* $1,790.00

FST PREMIER 517********* $440.00

BK OF MO/TV 405********* $689.00

WEBBANKAVANT 16379 $315.00

$7,207.00

ID: 6754186 Signed: 2022-08-02T12:32:30-05:00

Client Information

Name: Seneca Pickett

Address: 770 Squirrel Ct, Poinciana FL 34759

Home Phone: 863-***-****

Cell Phone:

Email: *.*********@*****.***

Last 4 SSN: XXX-XX-5937

ID: 6754186 Signed: 2022-08-02T12:32:30-05:00

Schedule of Payments

I agree to this payment schedule – Client Initials: {INITIAL} Payment # Process Date Amount

1 Sep 01, 2022 $353.14

2 Oct 03, 2022 $353.14

3 Nov 01, 2022 $353.14

4 Dec 01, 2022 $353.14

5 Jan 03, 2023 $353.14

6 Feb 01, 2023 $353.14

7 Mar 01, 2023 $353.14

8 Apr 03, 2023 $353.14

9 May 01, 2023 $353.14

10 Jun 01, 2023 $353.17

ID: 6754186 Signed: 2022-08-02T12:32:30-05:00

Electronic Payment Authorization

Bank Name: CAPITAL ONE N.A.

Name on Account: Seneca Pickett

Account Type: Checking

Other (specify: )

Routing Number: 031176110

Account Number: 360********

Next Payment Date: Sep 01, 2022 Amount: $ 353.14

Recurring Payment Date: 1st

By signing below, I authorize and permit LPG or their designees to initiate electronic funds transfer via an Automated Clearing House system (ACH) from my account listed above. I will also provide LPG with a voided check or savings deposit slip. If necessary, LPG may make adjustments if errors have occurred during the transaction. The date of the draft is listed above, however, if the draft date falls on a weekend or bank holiday, the debit transaction will take place on the next business day. This authority will remain in effect until LPG is notified by the member in writing at least 5 days prior to the next scheduled draft date. No other forms of cancellation by members will be observed. If the debit is returned because of non-sufficient funds or uncollected funds, then the originator and its financial institution may reinitiate the entry up to two (2) times. The reversal of funds from a client’s account that was drafted in error cannot be made until seven business days from the draft date. The member agrees to waive all rights of reversal or refusal of any payment on any draft that LPG may make against the member’s bank account while services are performed. The member agrees with all of the provisions and conditions outlined within.

Acknowledgment of Refunds & Draft Date Changes

ACH Refunds: If a refund is due such will be made through the ACH process only. Refunds may take up to 10 days to process. In the event my EFT or draft is returned from my bank unpaid, I agree that a fee of $25.00 or as allowed by law may be charged to my account via draft or EFT. Furthermore, I warrant that I am authorized to execute this payment authorization and the above information is true and correct. Draft Date Changes: A client may stop any ACH debit by providing written notice to LPG at least three (3) business days prior to the scheduled payment. If you should need to notify us of your intent to cancel and/or revoke this authorization you must contact us three

(3) business days prior to the questioned debit being initiated. Client Signature:

{SIGNATURE}

Date:

{SIGNDATE}

Printed Name:

Seneca Pickett

ID: 6754186 Signed: 2022-08-02T12:32:30-05:00

8/2/2022

Preauthorized Checking and ACH Authorization Form

I hereby apply for and agree to establish a non-interest bearing special purpose account (the “Account”) with a bank (“Bank”) selected by LPG, its payments processors, and/or their successors for the purpose of accumulating funds to pay for such goods and services as I so direct LPG to perform. This application is subject to Bank’s customer identification program, as required by the USA PATRIOT ACT and other applicable laws, and accordingly, I hereby represent that the above information is true and complete to the best of my knowledge and belief. The bank account information provided above may be subject to account validation processes to include pre-notation and a $0.01 micro-deposit.

Account Owner Name: Seneca Pickett

Address:770 Squirrel Ct City:Poinciana State:FL Zip: 34759 Mobile Phone #: E-Mail: *.*********@*****.***

DESIGNATED BANK ACCOUNT INFORMATION

Bank Name: CAPITAL ONE N.A.

Name as it appears on bank ACCOUNT: Seneca Pickett Routing Number: 031176110 Account Number: 360******** Checking or Saving: Checking DESIGNATED BANK ACCOUNT PAYMENT AUTHORIZATION SCHEDULE Total Amount of Debit: $353.14 Date of Next Debit:Sep 01, 2022 I hereby apply for and agree to establish a non-interest bearing special purpose account (the “Account”) with a bank (“Bank”) selected by EPPS, LLC and/or its successors for the purpose of accumulating funds to pay for such goods and services as I so direct EPPS, LLC, or any other service provider selected by LPG, to perform. This application is subject to Bank’s customer identification program, as required by the USA PATRIOT ACT and other applicable laws, and accordingly, I hereby represent that the above information is true and complete to the best of my knowledge and belief. The bank account information provided above may be subject to account validation processes to include pre-notation and a $0.01 micro-deposit.

I hereby authorize Bank, directly or through EPPS, LLC,, or any other service provider selected by LPG, to administer the Account on my behalf by (a) periodically transferring and depositing funds to the Account, via any payment media currently in use, and (b) periodically disbursing funds from the Account pursuant to instructions that I may give from time to time. I hereby authorize payments from the Account for the fees and charges provided for in this application and in the agreement. I hereby grant permission for Bank to share information regarding the Account with EPPS, LLC and any other service provider to facilitate the transactions I may initiate that involve the Account, and with any other party that is essential to the administration of the Account on my behalf. My signature below provides permission to be contacted by phone at the number provided with this authorization. A payment reminder will be sent to your phone ID: 6754186 Signed: 2022-08-02T12:32:30-05:00

number via Text Messaging prior to the payment scheduled above. This authorization shall remain in full force and effect until I provide a verbal or written termination notice to EPPS or such other service provider as is selected by LPG. Any such notice, and any other written notice that is provided for in this Application or the Agreement, shall be sent to EPPS, LLC or to LPG directly at the address set forth in the Agreement.

“EPPS-Ph# 800-***-****” will appear on your bank statement Account Holder’s Signature: {SIGNATURE} Date: {SIGNDATE} ID: 6754186 Signed: 2022-08-02T12:32:30-05:00

8/2/2022

Clixsign Completion Certificate

Signature Package Details

Final Status

Completed

Final Status Date

2022-08-02T12:32:30-05:00

Package Title

LSA - LPG - English New

Package ID

6754186

# of

Signers

1

Sender Information

Name

Malachai Leng

Email Address

*****@****.**

IP Address

98.189.14.99

Sending Entity

Gofi, LLC

Signers

Seneca Pickett SIGNER 1 Email Address

*.*********@*****.***

IP Address

174.212.45.145

User Agent

Mozilla/5.0 (Linux; Android 12;

SM-N986U) AppleWebKit/

537.36 (KHTML, like Gecko)

Chrome/98.0.4758.101 Mobile

Safari/537.36

Package Opened At

2022-08-02T12:31:28-05:00

Signature Adopted At

2022-08-02T12:32:09-05:00

Package Signed At

2022-08-02T12:32:30-05:00

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