JULIE ANNE BENSEL
Cape Coral, FL ***** • 239-***-**** • ***********@*****.***
PROFESSIONAL SUMMARY
Versatile loan processing professional specializing in customer service and bank standards. Exquisite communicator and decision maker with a keen eye for detail and a proactive nature. Strong ability to prioritize and multitask without supervision to meet multiple deadlines and work well in a team environment
SKILLS
Critical Thinking
Computer networking
Time Management
Attention to Detail
Communication
Data Analysis
Microsoft Office
Loan Documents
Loan Signing Agent
Computer Skills
Banking
Ability to Prioritize
Customer Support
Fair Housing Regulation
Quality Assurance
Residential Mortgages
U.S. Federal Housing Authority
Loan Origination System
WORK HISTORY
Mortgage Loan Processor
Freedom Mortgage Corporation - Remote 11/2020 - 08/2022
Reviewed loan files for completeness, identified missing documentation and generated condition lists for applicants.
Prepare all loan documents for underwriter submission
Identified issues, analyzed information and provided solutions to problems,
Restructured loans to meet qualifications per AUS findings and lending guidelines.
Collaborated with Loan Officers and other third parties to provide timely, accurate service for clients throughout entire mortgage process.
Worked directly with borrowers to update and answer questions on loan process transactions and resolve issues.
Worked directly with underwriting to clear conditional items for final approval.
Maintained compliance with privacy and security requirements, as well as federal compliance and state statues.
Efficiently managed 30+ loan pipeline monthly with average closings of three weeks or less.
Received on-going, comprehensive training on home loan products and mortgage process.
Reviewed and validated details of loan applications and closing documentation
Collected and compiled paperwork such as title abstracts, insurance paperwork, loan files and tax histories
Monitor and ensure closing dates and company deadlines are met
Maintain a timely and compliant pipeline of loans throughout the process Mortgage Loan Processor
Premiere Processing - Cape Coral, FL 11/2012 - 11/2020
Evaluated approvals against established bank and government lending standards.
Set up and completed loan submission packages.
Communicated with originator and applicant concerning progress of loan file.
Interviewed clients regarding loan needs and financial histories and conveyed information regarding application processes.
Collected and compiled paperwork such as title abstracts, insurance paperwork, loan files and tax histories
Coordinated closing process with attorneys, title companies and government clerks.
Developed and implemented performance improvement strategies and plans to promote continuous improvement.
Handled any conditions sent from underwriting departments
Assessed customer account histories to determine previous compliance with payment plans and loan terms
Provide documentation, notarization and closing obligations for real estate loans and various types of refinances for residential property/clients
Charged with obtaining signatures and notarizing loan documents to facilitate real estate closing
Notarized documents related to real estate for mortgage company CERTIFICATIONS
Florida Notary #005300
Licensed FL LO - 74465
NMLS - 356426