Daniel Jon Orozco
*** ******* *** ***** # **, Roseville, Ca. 95661
Phone: 916-***-****
Email: ****************@*****.***
Golden Rate Services, LLC
Dates Employed:
Oct 2010 – Dec. 23, 2021-Carmichael, CA.
Sr. Processor/Pre-Underwriter Northern California-Jr. Underwriter 2
● Monitor 9 Jr. processors and make recommendations for accuracy and quality measurements on all loan submissions.
● Collaborate with the Sr. Underwriter and Mortgage Servicing Manager typically to ensure all submissions are funded on schedule
● Recognizing and resolve all condition delays
● Review and evaluate 30-35 applications daily to determine credit worthiness based on documentation and information being provided to determine the customers risk based on assets, collateral debt obligations, and employment/company records in order to issue final approval on loan application.
● Provide pipeline report twice-a-month to operations manager
● (Quality Control) 25-30 funded files.
Dates Employed:
Jan. 3rd, 2022 – April 22, 2022El Dorado Hills, Ca. The Van Patten Mortgage Group (Correspondent Lender) Sr. Processor Manager- West Coast Operations -Jr. Underwriter
● Monitor 5 Jr. processors and make recommendations for accuracy and quality measurements on all loan submissions.
● Collaborate with the Sr. Underwriter and Mortgage Servicing Manager typically to ensure all submissions are funded on schedule
● Recognizing and resolving all condition delays
● Review and evaluate 45-50 applications daily to determine credit worthiness based on documentation and information to determine the amount of risk based on assets, collateral debt obligations and employment/company records in order to issue final approval on loan application.
● (Quality Control) 30-35 corresponding funded files. Grand Canyon University
Bachelor's degree
Field Of Study-Business Administration and Management Dates attended or expected graduation
2018 – Present (Dec. 2023 graduation target)
T he University of Texas at El Paso
Degree Name
Bachelor's degree Field Of Study Economics
Dates attended 2009 – 2011
Loan Product Experience:
● Conventional
● FHA
● FHA 203k
● VA
● USDA
● Jumbo
● Non QM
● Reverse Mortgage
● DSCR ( Debt Service Coverage Ratio)
● Commercial
Mortgage Software Experience:
● Lending Pad
● Calyx Point
● Doc Magic
● Open Close
● Encompass
Interest:
● Annual Competitive 10k & Marathon Runner
● Year Round Cross Training (Combination of Resistance Weight Training & Running)
● Collector of Southwest Art