Mortgage Underwriter Customer Service

Catherine Savage

Mortgage Underwriter/Processor

623-***-**** ***********@*****.*** Goodyear, Arizona 85395 CAREER OBJECTIVE

Experienced mortgage underwriter/processor with more than 26 years in the industry. Certifications include DE (DR63) and VA Lapp/SAR (020115) and over 12 years working with jumbo loans. Highly self-motivated person who works well with others to accomplish company goals. Strong analytical skills Knowledgeable in many types of loan programs and proficient in Encompass and Byte program. Excellent time management skills to multi-task and work under pressure EXPERIENCE

SENIOR UNDERWRITER, Bountiful, UT

City First Mortgage, September 2020-October 2022

• Underwrite VA, FHA, AZ/NV/TX bond loans, jumbo, and conventional loans

• Experience with Condo and Manufactured home guidelines

• Processed high volume of transactions with consistent accuracy and strong attention to critical details

• Responsible for reviewing multiple guidelines and overlays for investors

• Excellent customer service working with branch loan officers and processors

• Review automated findings and condition files accordingly

• Review conditions and clear file for final doc draw

• Strong communication skills working with a team consisting of multiple branches SENIOR UNDERWRITER, Phoenix, AZ

Finance of America Mtg, April 2010-August 2020

• Jumbo team underwriter, VA, FHA, USDA,AZ/NV Bond, and conventional loans

• Knowledgeable in reviewing complex tax returns

• Analyze risk and review files to render loan decision

• Ability to work in a fast paced environment to achieve daily and monthly production goals

• Reviewed VA appraisals for Phoenix regional office for 5 years (SAR 020115)

• Knowledgeable in multiple jumbo loan programs (delegated and non-delegated)

• Branch underwriter for high producing office

EDUCATION

BACHELOR OF SCIENCE IN BUSINESS MANAGEMENT, Bitburg, GERMANY University of Maryland University College, May 1993 Awards & Honors

Summa Cum Laude

SKILLS

Analyzing Data Property Appraisals Loan Product Knowledge Calyx Point Loan Restructuring Government Agency Guidelines

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