JM JULIE MATTINGLY
Union, Kentucky ***** 859-***-**** ************@***.***
PROFESSIONAL
SUMMARY
Hardworking professional with over 30 years of working in all facets of mortgage lending offering vast knowledge of banking regulations and compliance procedures. SKILLS Creditworthiness Determination
Manage large case load meeting
contract deadlines
Underwriting by Program Guidelines
Automated Underwriting Systems
WORK HISTORY DE UNDERWRITER 09/2013 to 09/2022
CALIBER HOME LOANS Fort Mitchell, KY
Underwriting FHA, FNMA/FHLMC, VA, USDA, & 203K
Decision loans based on guidelines and overlays
DE UNDERWRITER 07/2012 to 09/2013
FIFTH THIRD BANK Cincinnati, OH
Communicating loan decisions with Lenders and Brokers and conducting underwriting assessments according to multiple lender guidelines and requirements. DE UNDERWRITER 08/2010 to 07/2012
THE BANK OF KENTUCKY Florence, KY
Underwriting loans for FHA and Conventional financing Maintained bank relationships and upheld fair lending practices and met targets for productivity, quality and customer satisfaction. PRE-CLOSING AND CLOSING COORDINATOR 02/2008 to 08/2010 PRISM TITLE & CLOSING SERVICES Fort Wright, KY
Audit bank owned properties for sale
Assist seller in sale of property and transfer of title SENIOR LOAN PROCESSOR 05/2005 to 01/2008
JP MORGAN CHASE BANK Cincinnati, N.A. OH
Process mortgages for FHA, VA and Conventional loans Team Leader and Support for sales team
CERTIFICATIONS
& LICENSE
Conventional FNMA/FHLMC, DU and LP experienced
FHA Direct Endorsement Underwriter (2001); FHA 203K financing 2020 USDA delegated 2018; KHC delegated 2019
VA SAR approval 2022
NMLS # 901071, Licensed in 2014 (OH, KY and IN)