Loan Underwriter

EC

EUNICE CROUCH

*********@*******.*** 303-***-**** Buckeye, AZ 85326

Focused Underwriter with 25 years of experience in all aspects of mortgage banking. Adept at applying analytical and critical thinking skills to solve complex problems and influence decision-making. Analyzing data

Managing risk

Negotiation proficiency

Production-oriented

Building strong relationships

Data collection

Quality control

Loss prevention

Decision-making

Reliable & trustworthy

Friendly, positive attitude

Critical thinking

Nation's Lending Corporation

Independence, OH

Underwriter

04/2021 - 04/2022

Conducted comprehensive analysis and evaluated risk to control loss. Expertly underwrite 2-3 new Conventional loan files daily and discussed findings with processing and origination departments. Inspected financial statements, credit reports and title to complete underwriting process.

Finaled 2-3 files per FNMA and FHLMC guidelines assessing conditions for closing.

Analyzed loan-to-value ratios, credit scores and debt to income ratios to arrive at decision.

Worked with colleagues in QC department to review and accept or deny conditions.

Paramount Residential Mortgage Group

Phoenix, AZ

Jr. Underwriter /Account Executive

04/2020 - 04/2021

Satisfied underwriting conditions utilizing FNMA and FHLMC guidelines. Reviewed property appraisals for accuracy.

Met regularly with peers for on-going coaching and file analysis. Jenny Craig Weight Loss Center Aurora,

CO

Supervisor

05/2017 - 12/2018

Effectively managed 2-3 weight loss counselors.

Established and enforced clear goals to keep employees working collaboratively.

Provided ongoing training to address staff needs.

Identified and corrected performance and personnel issues to reduce impact to business operations.

Monitored employee productivity to provide constructive feedback and coaching.

Fairway Independent Mortgage Denver,

CO

Sr. Loan Processor

Chosen as SME for both Conventional and Government loans. Maintained and processed 45-50 loan files monthly.

Closed approximately 50-55% of these same files within 10-30 days Summary

Skills

Experience

04/2016 - 05/2017 depending on difficulty.

Communicated with customers in person and via telephone to answer questions, process transactions and resolve issues. University of Colorado At Boulder Boulder, CO

Bachelor of Science in Business Administration

Education and Training

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