Data Entry Closing Coordinator

LYDIA C. BEAINI

Henderson, NV *****

909-***-****-Cell

**********@*****.***

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Experience over 21 years : DE FHA/ V.A. LAPP/SAR–Certified, (Remote 10 yrs) Loan Programs:

*Full Doc loans: FHA/ VA/ Conventional loans *VA Irrrl/ Fha Streamline *HECM loans *Jumbo loans

*NON-QM *Light Commercial *Manual Underwriter *BOND loans *Texas loans *Harp Loans

*DPA Certified: SDHDA, Calhfa, EHousing, TDHCA, TSahc, Gsfa, HomePath, Home Possible *VA NOV and full Appraisal review for FHA and Conventional Software Lending Programs: Encompass, Lending QB, Doc-Manger, Core, Empower, DU, LP, Calyx Point, and company Custom LOS System, 10/12/2021 to 05/10/2022: Carrington Mortgage Services, LLC Anaheim, Ca Position: Sr. Underwriter D.E. FHA/V.A. LAPP/SAR (Remote U/W) Duties: Loan limit up to $2 Million, Sfr, Investment, Condo, Pud, Multi- Family Properties, for all loans types, Conforming loans, Non-Conforming, Rate and Term and Cash-out Refinances, Purchase loans, Builder loans. monitor and complete all VA loans in VA Weblgy system for appraisal review in order to issue the NOV, Tax Returns Self-Employed, 1120/1065/cap gain/.Foreign Income, Also Assist the Insuring department with investor requirement and guidelines and insuring the correct documentation has been provided for proper sale of loan., Assist Funder with all loan updates and items to be signed off for closing, In additions verifying credit worthiness, Determining DTI and acceptability, for all Retail, Call Center and Wholesale loan, correspondent loans that are underwritten. Assist with training other underwriter on system and Company project for underwriting over flow. Providing excellent Customer Services, Heavy loan volume while always maintaining high quality loans and a positive goal orientated attitude.

05/17/2021 to 08/27/2021: Planet Home Lending (Correspondent Div.) Santa Ana, Ca Position: Sr. Underwriter D.E. FHA/V.A. LAPP/SAR- Team Lead (Remote U/W) Duties: Same duties above and worked in Correspondent division, Assist mgr with training, 2nd level review and Audit other underwriter loan to make sure loan is saleable, assist all team member with income, assets, conditions, or reviewing a file for issues per investor requirement and purchase of loans. 04/08/2019 to 05/14/2021: Cross Country Mortgage (Retail) Brecksville, OH Position: Sr. Underwriter D.E. FHA/V.A. LAPP/SAR- Team Lead (Remote U/W) Duties: Same Duties as above.

6/18/2018 to 04/05/2019: RightStart Mortgage (Retail) Anaheim, Ca Position: Sr. Underwriter D.E. FHA/V.A. LAPP/SAR- Team Lead (Remote U/W) Duties: Same Duties as above.

2/18/2013 to 5/30/2018: Freedom Mortgage Corp. (Retail) Mt Laurel, NJ Position: Sr. Underwriter D.E. FHA/V.A. LAPP/SAR- Team Lead (Remote U/W) Duties: Same Duties as above.

2/2011 to 2/2013: Cash Call Mortgage (Retail) Anaheim, Ca Position Sr. Underwriter D.E. FHA/CONV- Team Lead (Remote/In office) Duties: Same as above duties also Mortgage loan limit $625,500, Sfr, Hud,Foreclosures, Lps, Lexus Nexis, Detecting fraud investigation, Fannie Mae, Freddie Mac, Manuel Underwrite, LP, DU, 2.D. Jumbo Loans, Conforming and Non-Conf. Loans, Full doc, Alt doc, Refinances, FHA streamlines, Rate & Terms, Cash-out, self-employed, Tax returns, verifying credit worthiness, determining DTI and acceptability, LYDIA C. BEAINI

Henderson, NV 89014

909-***-****-Cell

**********@*****.***

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07/2010 to 2/2011: Wells Fargo Home Mortgage (Wholesale) Costa Mesa/Irvine, Ca Position Underwriter 4C -Team Lead

Duties: Same Duties as above

09/09 to 11/09 The Lending Center (Retail) Anaheim, Ca Position: Underwriter III A- paper Company filed BK Duties: Same Duties as above.

10/05 to 8/07 Aegis Wholesale Corp. (Retail) Ontario, Ca Position: D.E. / Conv. Underwriter III A-paper Company filed BK Duties: Same Duties as above.

5/04 to 10/05 Provident Home Loans and Bank (Retail) Rancho Cucamonga, Ca Position: Underwriter II/ D.E. A- paper

Duties: Same Duties as above.

04/01 to 5/04 Countrywide Home Loans (Wholesale) Rancho Cucamonga, Ca Position: Underwriter II Fha/ Conv. Loans A- paper Company filed BK Duties: Same Duties as above.

08/00 to 04/01 South Pacific Financial Corp. (Retail) Rancho Cucamonga, Ca Position: Closing Coordinator/ Assistant Loan Consultant A- paper Duties: Same Duties below

08/98 to 01/09 Countrywide Home Loans Retail (Retail/Wholesale) Riverside, Ca Position: Loan Specialist/ Processor A- paper Company filed BK Duties: Open and process new loans. Handled FHA, Conv, VA, Helocs and Fixed 2nd's loans. Ordering appraisals, run credit reports, assist escrow on getting closing figures for borrowers, Drawing Docs, Funding and Shipping. Processing loans from start to finish. Account's payable/receivable and bank deposits, Ordering Supplies. Heavy customer service skills and solving customer problems. 10/94 to 08/98 Lanz America Mortgage Bankers Ontario, Ca Position: Jr. Processor A- paper

Duties: Open new loans, Refinance, FHA, Conv Loans. Word Processing, Data entry, heavy filing, and ran all daily/monthly reports.

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