Customer Screening Front Desk

Christine M. Campbell

**** *. ****** ***, **** * Chicago, IL 60645

Home Phone 773-***-**** Email *******@*****.***

OBJECTIVE

I am searching for a position in a company seeking a person committed to professionalism; highly organized and can work under strict deadline schedules. I am eager to transition into a position that enables me the opportunity to expound upon my communication, analytical and organizational skills. 3/2020-Current Certified Loan Signing Agent – Perfect 10 Notary, Inc. Chicago, IL

Fulfill lender requirements by reviewing closed loan packages for accuracy and completion

Ensure customers are signing documents in correct spots on loan documentation with no alterations

Comprehensive knowledge of state, federal regulatory, investor and internal guidelines

Review post closing issues and resolve for purchasing by investor.

Notarize documents according to specific state laws as it relates to Real Estate loans, Refinances, Purchase, and Equity Loans

Verify the names and identities of all the parties involved in signing a document and attest to those individuals.

Maintain and keep records off all client certified in a public registry

Conduct final closing of mortgage transaction

Responsible for administering oaths and affirmations for each client

Served as the official witness during the signing of official legal documents

Process, notarize and submit final package to Lender immediately upon completion of closing 10/2021- 4/2022 Exiger/ Rabo Bank Client Onboarding Specialist Chicago, IL

Reviewing (KYC) Know your customer screening through Acuity and disposition

Works Directly with Relationship Manager to obtain Organization Charts and Attestations

Build out Organizational Structure based off of Articles of Organization and Corporation documents

Disposition alerts on high risk activity

Verifying beneficial ownership and company structure utilizing corporation documents

Identifying (PEPs) Politically Exposed Persons, conducting adverse media searches and OFAC Screenings

Maintaining awareness of fraud and emerging trends in the AML and banking industry

Break down Credit Memos to determine reason for loans, Source of Funds and use of funds

Detecting Fraud and mitigating risk

Stayed up to date with current market trends while actively participated in weekly management meetings 3/2021- 6/2021 Federal Savings Bank/Beacon Hill - Risk Prevention Auditor Chicago, IL

Reviewing (KYC) Know your customer screening

Conduct (CDD) Customer Due Diligence and fraud detection by doing signature analysis on customer

documents

Disposition alerts on high risk activity accounts

Verifying beneficial ownership and company structure

Identifying (PEPs) Politically Exposed Person and conducting adverse media searches

Maintaining awareness, fraud and emerging trends in the AML industry 9/2019- 3/2020 Enhanced Due Diligence Analyst – Interactive Brokers LLC/Green Key Chicago, IL

Conducted enhanced due diligence on existing high-risk accounts introduced by US and non-US brokers on an omnibus basis

Conducted Ad-hoc due diligence reviews for prospective clients

Conducted transaction monitoring & Micro-Cap monitoring

Reviewed and draft Suspicious Activity Reports (SAR Reporting)

Reviewed and dispositioned adverse media

Performed prior transaction reviews of microcap trading data and security trades to identify suspicious or potential negative activity regarding stock market manipulation for fraud related to U.S and (Forex) Foreign Exchange stock trades.

Conduct negative news searches on various customers using public domain systems as well as industry related sites such as FINRA and (SEC) Securities and Exchange Commission.

Review necessary formation documentation and obtain Beneficial Owner information

Communicate with clients to obtain outstanding compliance documentation.

Maintain working knowledge of SEC, FINRA, CFTC, NFA, and state and foreign regulations 4/2018- 5/2019 Financial Crimes Consultant – Wells Fargo

(Independent Contractor- Randstad) Chicago, IL

Facilitate CIP and KYC due diligence screening

Complete On boarding Process for new customers and update Portfolio

Followed strict proprietary and regulatory guidelines while on boarding new and existing deals

Adhere to company policy and maintaining strict deadlines and meeting daily quota

Review necessary formation documentation and obtain Beneficial Owner information

Acting as Liaison as first line of compliance in communication to resolve outstanding customer issues while on-boarding.

Met strict remediation deadlines to facilitate the lifting of a regulatory AML consent order

Conducted research and obtained legal documentation for companies organizational Structure 8/2017- 1/2018 PDD/CDD Analyst - Discover Financial Services

(Independent Contractor- ICONMA) Riverwood’s, IL

Ensured all partners, their beneficial owners, and account controllers undergo sanctions screening, Adverse Media searches, and PEP screening

Adhere to company policy and maintaining strict deadlines and meeting daily quota

meeting strict remediation deadlines to facilitate the lifting of a regulatory AML consent order

Conducting research and obtaining legal documentation for companies organizational Structure

Assessed risk and proposed mitigations and controls based on the body of evidence obtained

Reviewed partner contracts and assessed alignment with DFS operating regulations, PDD/CDD program

Managed and completed various projects and process improvements initiatives across the PDD/CDD team.

Concluded the PDD/CDD review with clear written synopsis and documenting evidence in the system of record

Completed requests from various business partners for PDD/CDD of prospective, new, and existing Payment Services partners

Conducted research using vendor solutions, open source information, and multiple internal systems to complete PDD/CDD reviews

11/2016- 6/2017 Wealth Management Analyst/ Booking and Funder- Chase

(Independent Contractor- Robert Half) Chicago, IL

Booked and Funded Multi-Million Dollar Commercial Deals through VLS System

Processed general ledger credits and debits through MITS system

Completed ACH set up for auto debit payments

Prepared and calculated 90 day extensions with new maturity dates

Payoff and rebook deals for loan Increases/decreases and Product changes

Added new Guarantors and Co-borrowers to existing deals

Coordinated with international market when loans were completely booked 4/2016- 7/2016 AML-EDD Analyst- BMO- Harris

(Independent Contractor- Spectraforce Technologies) Chicago, IL

Processed HRU alerts to ensure concurrence and determine if periodic or semi-annual review should be assigned.

Determine after research if correct risk rating was assigned based on business type, product or high risk country attached to alert.

Review all AML alerts generated from KYC Checklist for high risk customers that are screened against OFAC, OSFI and several other sanctions related watch lists.

Determine if alert is exempt, non-exempt, publically traded or regulated by FINRA or NFA

Run Clear Search on all owners and controlling parties to determine if they are PEP, Negative news, or any type of money laundering attached to their names.

Complete decision document and submit for management approval to determine if we concur with proper risk rating.

Escalated Issues for high-risk clients (PEP) that were listed on OFAC list that were sanctioned to ensure the accuracy and completion of the EDD research and the on boarding process.

Provided ongoing assistance with due diligence when clearing OFAC potential matches. 10/2015 - 2/2016 AML Investigation Analyst- GE Capital Finance

(Independent Contractor, TAJ Technologies) Chicago, IL

Selected which code should be used to determine whether an alert should be escalated to a specific platform or cleared based on research.

Perform investigative research and due diligence to adhere to AML & KYC compliance guidelines

Review all AML alerts generated from Lexis Nexis Bridger program for high risk customers

Screened Customers against OFAC, OSFI and several other sanctions related watch lists.

Utilized internal and external resources such as Dow Jones reports, LexisNexis AML Solutions, Google, ISS, Siebel, to properly ascertain and identity screened parties to accurately clear false positives or escalate alerted parties when appropriate.

3/2015 -10/2015 AML Investigative Research Analyst – AML Compliance U.S Bank

(Independent Contractor, Robert Half) Chicago, IL

Review all AML alerts generated from Lexis Nexis Bridger program for high risk customers that are screened against OFAC, OSFI and several other sanctions related countries.

Used Lexis Nexis, Bridger, Hogan, State Registry among other search engines to clear potential customers from the sanctions Watch List with similar names as well as those generated for PEPs and Negative News.

Performed analysis, review and comprehensive screening of watch-list alerts against Politically Exposed Persons (PEPs), Structured Adverse Media, global sanctions and enforcement lists, either system or manually generated in LexisNexis

EXPERIENCE

10/2014 – 2/2015 Director of Operations

Creative Alliance Group Westchester, IL

Ensure all legal documents and annual filings are kept up to date

Approve all budgets including annual budgets

Secure funding for NFP organization

Ensures programs are in place for the mission of the organization

Responsible for protecting the company assets

9/2010 – 9/2014 Quality Control Auditor

Guaranteed Rate Inc. Chicago, IL

Audit Conventional loans per state and government regulations

Review Mortgage loan documents to ensure compliance with regulatrory disclosure requirements

Order credit reports on all loans

Re-verify employment on all borrowers

Randomly select Appraisals for field review and compare original for accuracy

Re-verify assetts for funds to close

Supports swift and appropriate corrective action when deficiencies are identified

Provide timely feedback concerning the overall quality of loans originated as well as details of potential risk

Check various reports and systems to ensure accurate information on Front Desk, NMLS, Encompass and Paperless.

Review Title commitment, Hud-1, Mortgage, Note for completeness, accuracy and compliance with closing instructions and underwriting conditions

Compiled a 10% statistical sampling for preliminary and final reports for upper management.

Review deficiency responses for management and staff and corrected deficiency findings for final reports per FNMA, FHLMC and Investor guidelines.

Prepare monthly report of statistical sampling for upper management 2007 – 2010 Sr. AML Analyst

ABN AMRO, NV/ Randstad. Chicago, IL

Managed, controlled and prioritized client analysis to adhere to most current Know Your Client (KYC) and Anti-Money Laundering policies to eliminate new account risk

Research, identify and address issues from a variety of sources within and outside the Regional Due Diligence Management-North America (RDDM-NA) organization to ensure timely execution of pre and post New Client Take On (NCTO) processes

Communicated value-added analyses and reccommendation to senior analysts and Vice Presidents to ensure that the client information received from the relationship banker meets the specific US and Global requirements as needed

Familiar with OFAC/ PEP

Minimized risks by conducting financial analyses and performing due diligence to pinpoint strengths and weaknesses of new business clients.

Completed SAR Reports and sent to FINRA within regulatory deadline EDUCATION

Mortgage Bankers of America Chicago, Illinois

Received certificate of completion for mortgage loan Underwriting

Mortgage Bankers of America Chicago, Illinois

Received certificate of Completion for Regulatory

Compliance

Familiar with Microsoft Word, Excel, Lotus Notes, Outlook, Mortgage Ware, Loan Prospector, Rhumba, Internet, Compliance Ease, RALF Productions, Dunn and Bradstreet, Lexis Nexis, One Source, World Check, Bankers Almanac, Cornerstone, SharePoint, Encompass, Paperless, Bridger, FHA, VA, Conventional Mortgage, HELOC, Reverse Mortgage, CIP8, Live Link, Hogan, Actimize, CMCIF, BPM, FINRA, BSA, OFAC, PEP, USA Patriot Act, AML and KYC.

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