SUMMARY
EXPERIENCE
PHYLLIS BEAVER
Missouri City, Texas 77489 713-***-****
******@*****.*** www.linkedin.com/in/phyllis-beaver- Successful financial services professional with over 30 years’ experience across numerous mortgage servicing functions including bankruptcy, investor reporting, foreclosure, loss mitigation, short sales, account management, auditing and loan closing. A solid record of accomplishments emphasizing a broad range of financially related matters to include emphasis on escrow and cash applications. Strong interest in expanding my skill set and developing my potential. STEARNS LENDING, LLC Lewisville, Texas
Closer/Funder/CD Drawer 2021-2021
• Monitors individual loan pipeline to ensure to ensure initial Closing Disclosures are created and sent to the borrower timely to ensure expected closing dates are met.
• Manages individual pipeline and acts accordingly to ensure all loans close on the expected closing date with no interest rate lock extensions due to non-borrower related loan delays
• Maintains consistent contact with all necessary internal parties (Mortgage Loan Consultant, Client Loan Specialist, Underwriter and Closer/Funder) to satisfy required closing conditions (using alternative approved resources if necessary) and to resolve any file issues at all stages of the closing/funding process.
• Continually looks to gain additional job knowledge and skills by participating in educational opportunities and maintaining personal networks.
RESOURCES GLOBAL PROFESSIONALS Houston, Texas
Mortgage Consultant at Goldman Sachs 2016-2021
• Worked on a twelve-person team on a high profile $1.28 billion regulatory settlement project reviewing loss mitigation actions completed under the terms of the agreement
• Performed eligibility analysis, validation, and quality control review of loss
• Quality control review of every document and evidentiary packet required to substantiate the client’s claim to their regulator
• Skilled in account functions as accounts receivable and accounts payable SUTHERLAND GLOBAL SERVICES, INC. / SUNTRUST MORTGAGE Houston, Texas Mortgage Loan Closer 2015-2016
• Responsible for Conventional and TRID refinance and purchase transactions; gathering and reviewing all necessary documents ensuring all outstanding conditions are or can be met; preparing closing documents, reconciling, and approving HUD-1 settlement statements
• Data entry of all transaction details into proprietary system. Calculate and enter closing fees and data, in accordance with client instructions
• Verify paperwork is accurate and title updates have been completed, as well as title conditions cleared
• Prepared closing document and required closing documentation BURNETT STAFFING AGENCY (BANK OF AMERICA/WELLS FARGO) Houston, Texas Short Sales Processor 2013-2015
• Worked with Real Estate Agents and/or borrower(s) to procure required documents needed for review of pre-foreclosures and short sales. Reviewed documents for accuracy per investor guidelines
• Processed and submitted packages to the Servicer for Short Sales and Loan Modifications
• Managed work to provide timely follow up and communications on all borrowers ADDITIONAL EXPERIENCE
EDUCATION
TECHNICAL SKILLS
Phyllis Beaver, Page 2
BURNETT STAFFING AGENCY (ONE WEST BANK) Houston, Texas Bank Review Analyst 2013-2013
• Responsible for reviewing documents and verifying that the mortgagor submitted all necessary paperwork for HAMP and Non- HAMP loan modifications
• Maintained loans for One West Bank and handled Fannie Mae, Freddie Mac and Non-GSE loans
• Assisted in reviewing the accounts receivable and accounts payable to assure all was correct
• Examined credit data and financial statements to assess the risk of individual loans
• Excellent time management skills with an emphasis on quality RESOURCES GLOBAL PROFESSIONALS Houston, Texas
Consultant at Goldman Sachs 2012-2013
• Obtained/extracted documents requested by the Independent Consultant (IC) from internal client systems and outside parties (as necessary); reviewed those documents for completeness and accuracy against agreed to test plans; packaged the documents and securely transmitted to the IC
• Self-motivated and able to work remotely in a team environment while thinking independently and sharing knowledge and ideas LITTON LOAN SERVICING LP. Houston, Texas. Surveillance Analyst, Foreclosure Specialist, Bankruptcy Team Lead 1998-2011 Researched, evaluated, and reviewed policies procedure and controls. Conduct on-going data evaluations to identify potential servicing issues and primary emphasis on collections, loss mitigation, bankruptcy, and foreclosure processes. Coordinate with all levels of management to gather, analyze, summarize, and prepare recommendations regarding acquisition activity, new business planning, trended future requirements, government requirements and operating forecasts SOUTH LOUISIANA COMMUNITY COLLEGE, Opelousas, LA
Data Processing/Business Management
Microsoft Office 365, LSAMS, PACER, MSP, LPS, CREDCO, GEM, LIV, Empower, CLARA
References upon request:
Cindy Donaghy
Team Lead
********@*****.***
Anand Kali
Supervisor
*****.*****@*****.***
Michael Civitella
Managing Director
*******.***********@*****.***
Julieta Campos
Former Co-worker
*******.********@*****.***
Michelle Kryska
Vice President, Talent Management
Michelle,******@***.***