Linda Laney
Massapequa, NY ***58
Mobile: 631-***-****
*****.*.*****@*****.***
RCG Mortgage March 2022 to March 2022
Sr. Loan Processor
Work with Conventional loans in the Broker Capacity utilizing Encompass Obtaining and analyzing required documentation from borrower and monitoring loans from origination through closing. Accurately manage multiple tasks and deadlines on a daily basis Communicate with Borrowers, Loan Officers, Underwriters, Title and Attorneys in resolving any conflicts to bring loan to closing Shamrock Home Loans, January 2022 – March 2022
Sr. Loan Processor
Work with FHA, VA, Conventional loans utilizing Byte Obtaining and analyzing required documentation from borrower and monitoring loans from origination through closing. Accurately manage multiple tasks and deadlines on a daily basis Communicate with Borrowers, Loan Officers, Underwriters, Title and Attorneys in resolving any conflicts to bring loan to closing Guaranteed Rate, Remote, September 2019- December 2021 Mortgage Consultant
Work with a pipeline of 60+ loans consisting of FHA, VA, Conventional, Jumbo, USDA loans utilizing Encompass. Close up to 45 loans monthly
Obtaining and analyzing required documentation from borrower and monitoring loans from origination through closing. Accurately manage multiple tasks and deadlines on a daily basis Communicate with Borrowers, Loan Officers, Underwriters, Title and Attorneys in resolving any conflicts to bring loan to closing Lakeview Mortgage Bankers Corp, Massapequa, NY September 2016– September 2019 Processor
Processing Conventional, FHA, VA and USDA loans
Accurately manage multiple tasks and deadlines on a daily basis Obtaining and analyzing required documentation from borrower and monitoring loans from origination through closing. Communicate with Borrowers, Loan Officers, Underwriters, Title and Attorneys in resolving any conflicts to bring loan to closing Clothesline, Northport, NY 2007–2018
Co-owner
Prepared internal and external financial statements and ledgers for all store business Conducted employee training in equipment operations for work and safety procedures Requisitioned materials, supplies, equipment parts, and repair services. Handle and resolve all customer disputes
First Magnus Financial Corp., Hauppauge, NY 6/2007-8/16/07 Underwriter
Evaluated, approved, and underwrote complex consumer loans while adhering to company and industry guidelines. Implemented and drove strategic plans to maximize loan officer performance and sales for over 36 programs Manually reviewed appraisals in accordance with all Fannie Mae & Magic guidelines Mortgage IT, Woodbury, NY 1/2007-6/2007
Underwriter
Reviewed financial statements, credit reports, and underwrote sub-prime loans for all account executives Ensured compliance with all required conditions and guidelines Prepared executive summaries and proposed optimizations for financial product quality assurance and improvement People’s Choice Home Loan Inc., Melville, NY 8/2006-1/2007 Underwriter
Exceeded monthly goals and quotas for production throughput Directed and coached account managers on all required loan conditions and guidelines Supported and assisted a new account executive to become #1 in the organization BNC Mortgage Corp., Melville, NY 10/2004-8/2006
Underwriter
Recognized as #1 Underwriter for successful completion of the most units Mentored, trained and held classes for a team of highly skilled loan officers Manually reviewed appraisals and collaborated with appraisal department Raymond J. Hancock/Tower Home Mortgage, Garden City, NY 2/2001-9/2004 Sr. Processor/Underwriter
Analyzed and performed extensive due diligence for all required documents and information throughout the loan process. Responsible for the adherence of all conforming and nonconforming rates and guidelines for all lenders UC Lending/Aegis Mortgage Corp., Uniondale, Whitestone, Howard Beach, NY 3/1996-1/2001 Manager/Processor/Loan Officer
Promoted to Branch Manager in 1999 for the Howard Beach location Averaged an average of $2.5 million in monthly sales Acted as a liaison between appraisers, title companies, real estate brokers, attorneys, etc., to foster new and existing business Relationships
Education & Training
Associates Degree, Administration, 1995
SBI Campus formerly Katharine Gibbs School- Melville, NY Computer Skills
Database Applications: Word, Word perfect, Excel and Encompass Operating Systems: Windows XP, Vista, Windows 7 and Mac