WESLEY GARDNER
**** **** *** ***** ** Apt #****
Atlanta, GA 30331
Telephone: 678-***-****
*************@*****.***
Over 5 years knowledge in the Mortgage Lending Industry. Experience includes Quality Control and Processor. Also in Remotely Demonstrated Abilities:
Proficient in Fraud Guard, DU/LP, CLAS, CLUES, Calyx Point, Mortgage Ware, Microsoft Office and Computer Software Excellent oral and written communication skills
Strong analytical and verification skills
Team player with good time management and organizational skills Capable of working independently without direct supervision PROFESSIONAL EXPERIENCE
Enterprise Solution QC/QA Quality Control
01/2021 to 06/2022
Responsible for monitoring Adverse Action dispositions loan pipelines including but not limited to incomplete, declined, withdrawn, approved, or aged loans
Performs validations and analysis of HMDA data entry and verify that documentation of HMDA reporting is accurately reflected in appropriate Loan Origination System
Review and resolve findings from internal and external audits
Perform QC audits for the different loan to ensure files are complete and Enter review results into auditing system
Managing company pipelines for initial disclosure and final disclosure are sent out within the proper time frame
Documenting and tracking errors and omissions in disclosures and disclosure packages for remediation
Verifying validity of Change of Circumstances request Network Capital Funding Processor 07/2020 to 01/2022
Provides Professional and expedited customer service with external and internal parties to take a loan from origination to funding
Review underwriting approval and AUS system for required conditions needed to move file through closing
Make Welcome call to borrower and continues communication throughout the process
Call out all conditions and obtain/review items from customers to obtain underwriting clearance
Diligently meet company goals and deadlines
Schedules closing and coordinates notary and completing Verbal VOE and Written VOE
Obtains and uploads as applicable: HOA Certification, master Policy, Homeowners Insurance, and All Payoffs
Risk Management Group Processor 05/2017 to 07/2020
Underwritten Conventional (Conforming & Non-Conforming) purchase and refinance transactions
Underwritten mortgage loans to ensure an in-depth review of all documents to adherence full compliance with Lender’s guidelines
Reviewing employment, assets, credit report, title report, appraisal and automated underwriting system findings
Utilized company’s automated QC System to reprocess, update and track the status of any missing documentation
Identify any potential mistake or errors and providing a written synopsis of the reviews.
Education
Alabama State University Montgomery, Alabama
Graduate 7/2005 Bachelor of Science degree in Criminal Justice Minor in Juvenile Justice and Psychology
College of the Sequoias Visalia, California
Associate degree in Liberal Arts and Criminal Justice Graduate 6/2000
Coral Gables Sr. High Miami, FL
Graduate 6/1998
Georgia Board of private detective and security agencies Graduate 8/2009 (509-3-.02)
Bodyguard certification 7/2009
Reference Provided upon request