Loan Processor Front Desk
Resume:
High School Diploma:
Huntington Park
Huntington Park
************@*****.***
Las Vegas, NV 89118
Skills
• Key account generation
• Sales development
• Market research and analysis
• Bankruptcy processes
• Relationship selling
• Negotiations
• Client account management
Certified Financial Marketing
Professional
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• Desktop Underwriter expert
• COBAL expert
• Credit check knowledge
• Financial analysis
• Critical thinking
• Flexible
• Organization
Education And Training
Successfully manages high volumes of loan documentation in fast-paced environments with demanding productivity, funding and customer satisfaction targets. Familiar with verifying tax, credit, employment, loan, personal and residential histories. Comfortable working alone or with team members to accomplish tasks and enhance processes. Sr. Mortgage Loan Processor with talent for multi-tasking very and strong work ethics. I have a strong knowledge of various loans . I am very communicative and team-oriented with proficiency in LP, DU, Microsoȅ Office, Excel Word and Outlook . I have a proven history of meeting team goals.
Loan Depot - Sr. Mortgage Loan Processor
Chandler, AZ
09/2020 - Current
Fiȅh Third Bank - Credit Analyst
Cincinnati, OH
07/2020 - 09/2020
LETICIA CLUCK
Summary
Experience
• Managed any conditions sent from underwriting departments.
• Checked approvals against established bank and government lending standards.
• Created and completed loan submission packages.
Communicated with customers in person and via telephone to answer questions, process transactions and resolve issues.
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Upheld compliance with privacy and security requirements, as well as federal statutes covering Conventional loans.
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Evaluated financial statements and contacted institutions and customers to clarify details.
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Discussed loan needs and financial histories with clients and conveyed information regarding application processes.
•
Maintained complete confidentiality of all submitted information according to release guidelines.
•
Completed closing process by collaborating with attorneys, title companies and government clerks.
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• Complied applications and paperwork and double-checked for accuracy.
• Monitored loan serving agreements and loan covenants to ensure compliance.
• Conducted credit reviews on corporations to assess financial conditions.
• Collected and organized all loan documents for underwriting. Developed comprehensive understanding of financial statements, enhancing opportunities to assess risk.
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• Requested financial documents from customers.
• Collaborated with credit association and business representatives to exchange AXOS Bank - Sr Mortgage Loan Processor
La Jolla, CA
06/2016 - 07/2018
Proficio Mortgage Ventures LLC - Mortgage Loan Processor Henderson, NV
10/2015 - 06/2016
CitiMortgage - Mortgage Loan Processor
Las Vegas, NV
12/2007 - 02/2014
valid credit information.
Demonstrated leadership by making improvements to work processes and helping to train others.
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Worked closely with team members to deliver project requirements, develop solutions and meet deadlines.
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• Developed and maintained relationships with local real estate agents.
• Monitored loan serving agreements and loan covenants to ensure compliance.
• Reviewed applications at the front desk.
• Approved loans that met specifications.
• Negotiated payments for customers with delinquent loans. Submitted completed loan applications, including recommendations for underwriting approval or denial.
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Organized, filed and maintained customer, department and regulatory loan records.
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• Examined and verified information in loan application and closing documents.
• Prepared and delivered loan documents to title and escrow teams.
• Worked with third-party vendors to address and clear loan closing requirements.
• Conveyed acceptance or rejection to customers by mail, telephone or in person.
• Checked applicant credit, personal references and employment histories.
• Checked approvals against established bank and government lending standards. Discussed loan needs and financial histories with clients and conveyed information regarding application processes.
•
Evaluated financial statements and contacted institutions and customers to clarify details.
•
Maintained complete confidentiality of all submitted information according to release guidelines.
•
• Submitted applications to credit analysts.
• Reviewed applications at the front desk.
• Managed any conditions sent from underwriting departments.
• Checked approvals against established bank and government lending standards. Discussed loan needs and financial histories with clients and conveyed information regarding application processes.
•
• Created and completed loan submission packages.
Communicated with customers in person and via telephone to answer questions, process transactions and resolve issues.
•
Evaluated financial statements and contacted institutions and customers to clarify details.
•
Maintained complete confidentiality of all submitted information according to release guidelines.
•
Completed closing process by collaborating with attorneys, title companies and government clerks.
•
• Monitored loan serving agreements and loan covenants to ensure compliance.
• Developed and maintained relationships with local real estate agents.
• Reviewed applications at the front desk.
• Negotiated payments for customers with delinquent loans.
Contact this candidate