AMY NASELLO

MORTGAGE UNDERWRITER

PROFILE

Able to underwrite multiple loan

platforms including Fannie Mae and

Freddie Mac.

Maintain Quality Control standards as

set by the investor.

Understand multiple AUS platforms

including, but not limited to, DU and

LP.

Determine credit worthiness.

Document rationale for credit and

collateral decisions.

Able to assess personal, corporate

and partnership tax returns.

Excellent time management skills.

Able to work well under pressure.

CONTACT

PHONE:

847-***-****

EMAIL:

adquwu@r.postjobfree.com

WORK EXPERIENCE

Loan Simple - Wholesale Underwriter

October 2021-December 2021

Wholesale Underwriting approving purchase and refinance business. Sending CDs and COC as needed. Followed AUS approval, FNMA and FHMLC guidelines. Laid off due to lack of work.

Celebrity Home Loans – D.E. Underwriter

March 2020-October 2021

Front line underwriting approving purchase and refinance submissions. Calculating self-employed and complex income during Covid Understand and interpret AUS findings – DU and LP

Familiar with current guidelines for FNMA and FHMLC and FHA. Situs/AMC - Senior Underwriter

August 2018-March 2020

Followed process and procedure to ensure loans were underwritten to client guidelines. Reviewed and underwrote individual loans and implemented the process between the client and their customers. OPUS Capital Markets – Senior Underwriter

October 2012-May 2018

Analyzed submitted loan file data and documents for adherence to investor and lender policies, guidelines and matrices. Underwrote to investor and agency guidelines to ensure transactions meet requirements.

PMI Group – Senior Underwriter

November 2010-September 2012

Reviewed loan files to ensure all documentation provided supported the AUS. Followed guidelines and overlays to provided Mortgage Insurance approvals.

First Franklin Financial – Senior Underwriter

January 2005-July 2009

Performed analysis of loan files, including credit reports, income documentation, title work and appraisals. Followed guidelines to issue approval or denials of submitted loan applications. New Century Mortgage– Senior Underwriter

June 2000-December 2004

Reviewed loan applications to ensure compliance and data integrity. Trained new employees as both a mentor and shadow. EDUCATION

Elmhurst College

August 1993-June 1995

Undergraduate Studies

Contact this candidate