Mortgage Underwriter Lp
Resume:
AMY NASELLO
MORTGAGE UNDERWRITER
PROFILE
Able to underwrite multiple loan
platforms including Fannie Mae and
Freddie Mac.
Maintain Quality Control standards as
set by the investor.
Understand multiple AUS platforms
including, but not limited to, DU and
LP.
Determine credit worthiness.
Document rationale for credit and
collateral decisions.
Able to assess personal, corporate
and partnership tax returns.
Excellent time management skills.
Able to work well under pressure.
CONTACT
PHONE:
EMAIL:
***.*******@*****.***
WORK EXPERIENCE
Loan Simple - Wholesale Underwriter
October 2021-December 2021
Wholesale Underwriting approving purchase and refinance business. Sending CDs and COC as needed. Followed AUS approval, FNMA and FHMLC guidelines. Laid off due to lack of work.
Celebrity Home Loans – D.E. Underwriter
March 2020-October 2021
Front line underwriting approving purchase and refinance submissions. Calculating self-employed and complex income during Covid Understand and interpret AUS findings – DU and LP
Familiar with current guidelines for FNMA and FHMLC and FHA. Situs/AMC - Senior Underwriter
August 2018-March 2020
Followed process and procedure to ensure loans were underwritten to client guidelines. Reviewed and underwrote individual loans and implemented the process between the client and their customers. OPUS Capital Markets – Senior Underwriter
October 2012-May 2018
Analyzed submitted loan file data and documents for adherence to investor and lender policies, guidelines and matrices. Underwrote to investor and agency guidelines to ensure transactions meet requirements.
PMI Group – Senior Underwriter
November 2010-September 2012
Reviewed loan files to ensure all documentation provided supported the AUS. Followed guidelines and overlays to provided Mortgage Insurance approvals.
First Franklin Financial – Senior Underwriter
January 2005-July 2009
Performed analysis of loan files, including credit reports, income documentation, title work and appraisals. Followed guidelines to issue approval or denials of submitted loan applications. New Century Mortgage– Senior Underwriter
June 2000-December 2004
Reviewed loan applications to ensure compliance and data integrity. Trained new employees as both a mentor and shadow. EDUCATION
Elmhurst College
August 1993-June 1995
Undergraduate Studies
Contact this candidate