Mortgage Underwriter Loan Processor

FOLARIN OLUWATOMISIN

**** * **** *****, *******, IL.

Email: ***********@*****.**.**

Phone Number: 347-***-****

Professional Summary: Passionate mortgage underwriter known for strength in risk assessment, income/credit analysis and documentation review. Constantly commended for the timely and accurate completion of compliant loan packages facilitating volume growth while preserving book of business quality.

Experience

MORTGAGE UNDERWRITER DOVENMUEHLE

FEBURARY 2017– CURRENT

Analyze all loan documents which include assets, credit, collateral, purchases contracts, title, and other required documentations.

Maintained meticulous attention to details in underwriting mortgages and evaluated the financial strength of clients/borrowers to determine risk and repayment capacity.

Demonstrated excellent follow through with borrowers, loan processor and management through all phases of the underwriting process.

Utilized strong written and oral skills to efficiently communicate with both internal and external customers.

Discuss loan conditions and decisions with processors and sales team.

Reading and interpreting DU/LP finding, inputting findings into AUS

Work with loan processors and loan officers on collecting information and documentation necessary to finalize incomplete loan packages.

Underwrites loans to verify for accuracy, compliance, completeness and communicate with borrower to verify information and ensure that all required documents are provided.

Compile findings into a summarized report with attending exhibits.

KNOWLEDGE & SKILLS:

Underwriting guidelines in lending Credit & income Analysis

Cash flow analysis Risk assessment and management

Loan to valuation ratio Debt to income ratio

Funding and documentation. Microsoft proficiency

Additional Relevant Experience:

First city Monument Bank (FCMB)

Ecobank Nigeria Limited

Access Bank Nigeria Plc

EDUCATION AND CERTIFICATION:f

2009- Moshood Abiola Polytechnic: Ordinary National Diploma (OND) Business Adminitration

2012- Moshood Abiola Polytechnic: Higher National Diploma (HND) Business Administration

2015- Nigeria Institute Management (NIM)

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