Contact No: 971-***-**** Email: ***************@*****.*** D.O.B: 14-03-96 Location:House number 13 kirti nagar sector 15
Gurgaon 122001
OBJECTIVE
Seeking a position in a bank in a challenging but rewarding organization, bringing proven ability to handle customer complaints effectively and situations in crisis are well resolved.
COMPETENCY OVERVIEW
Post Graduate Certificate in Retail Banking – (PGCRB) June2020
Institute of Professional Banking (Panchkula)
Specialized Training Program that prepares aspiring bankers to be bank ready
●Overview of Banking & its functions
●KYC/AML guidelines & its adherence, Stages of ML, Objectives of KYC, Features, PML Act 2002
●Types of Accounts (Liabilities/Assets) – Demand Deposit, Term Deposit, OD, CC limits.
●Types of Customers – Single/Joint, Minor, Blind, Deaf & Dumb, Illiterate, Proprietorship, Partnership, public limited, trust accounts and Exim accounts.
●Account Opening Process – Complete Documentation – ID Proof, Address Proof, FATCA declaration .
●Cash management – Teller Functions, Fake Notes identification, Security Features.
●Clearing Functions – MICR Code, CTS, CTS 2010, Features of CTS Cheque.
●Payment Mechanism – Funds Transfer – IFSC Code, NEFT, RTGS, IMPS
●Third Party Products – Mutual Funds, Insurance etc.
●Banking Sales – Prospecting, Cross Selling, Up-Selling.
●Customer Service – Non Financials – Change of Address, Passbook Printing etc.
●Digital Banking – ATM’s, POS, Internet Banking, Mobile Banking, Phone Banking, UPI
●Complaint Handling – How to resolve customer complaints and queries.
ACADEMIC CREDENTIALS
●KURESHETRA UNIVERSITY
BA (arts) with 62% aggregate May’2018
●H.B.S.E
12th with 70% aggregate Mar’15
10th with 76.2% aggregate Mar’12
ACHIEVEMENTS
• 1 year diploma from Heartron in computer application.
. NISM-Series-V-A: Mutual Fund Distributors Certification Examination
. One year experience in kotak mahindra bank Assistant manager sales department
PERSONAL DETAILS
Residential Address : #31/a Mandi Saniyan, Hansi, Dist-Hisar-125033
Father’s Name : Mr. Ved Prakash
Linguistic Abilities : English, Hindi