Loan Processor Officer
Resume:
Jeannette Hadlock
Phoenix, AZ *****
*********.*******@*****.***
MORTGAGE LOAN PROCESSOR
• Mortgage industry professional with loan processing experience and a comprehensive knowledge of Conventional, Government, DPA, Jumbo, new construction, and brokered loan programs.
• Diligent and detail oriented – thorough in gathering borrower information, verifying loan documents and reviewing file documentation to guide each loan from preapproval to closing.
• Proficient in using the industry leading software, Encompass and previously Point.
Main responsibilities as a Loan Processor with all companies I have worked for are:
• Reviewing files for completeness
• order required 3rd party verifications as needed
• assess and problem solve file deficiencies with Loan Officer, if needed and stay in close communication
• Obtain needed documents from Loan Officer or Loan Officer Asst.
• Package file for initial underwrite
• gather final conditions needed from Loan Officer/Asst. and send file in for final underwriting
• Make sure any funding conditions are taken care of, if any, and funding take place on time
• My duties included:
Provide support to loan officers and underwriter teams by ensuring the timely, judicious and accurate processing of mortgages. Review and verify borrower’s income, credit reports, employment histories, open title and order insurance. I request the conditions from the Loan Officers/Loan Officer assistants and ensure compliance with company policies, underwriting guidelines and agency lending program requirements. On average I can handle 35+ files.
Files are sent to underwriting after my initial review with the minimum required Documentation, so that the underwriter can give the approval and then request conditions, as needed.
I then resubmit files as quickly as possible and get the file ready for the closing disclosure.
• Professional experience with other companies I have worked for and the responsibilities have been basically the same as stated above:
• Sr. Loan Processor for V.I.P. Mortgage, Inc. from May 1, 2019 to February 11, 2022 (laid off due to slower business and overstaffing)
(I worked with a Texas builder/team, Colorado team and a Wisconsin team and provided the same support as listed below and closed up to 40 files at busiest time.)
• Sr. Loan processor for Lend Smart Mortgage from November 2017 to January 2019. (laid off due to slower business and overstaffing)
• Starboard Financial, 4145 E Baseline Rd., Gilbert AZ 85234 from May 2016 to November 2017 - Sr. Loan Processor (left for better opportunity)
• Peoples Mortgage Co., 335 E. Germann Rd #110, Gilbert, AZ 85296from September 2010 to April 2016 - Sr. Loan Processor and Processing Manager for 2 years. (left with a team for a better opportunity)
• CNN Mortgage, 7025 E. Greenway Pkwy, #100, Scottsdale, AZ 85254 from October 2009 to September 2010 - Sr. Loan Processor (left with a team for better opportunity)
• Security Mortgage, 4505 E. Chandler Blvd., Phoenix, AZ 85048 from December 2003 to September 2009 - Sr. Loan Processor (office dissolved)
• Spectrum Financial, 3100 W Ray Rd, #305, Chandler, AZ 86226 from January 2000 to November 2003 - Sr. Loan Processor (office closed)
• Several others all the way back to 1984
Education:
Some college – Business Management and Real Estate Principles and Business Law from 1982 to 1984 at El Camino College in Torrance, CA. 1980 – Graduated Richland High School in Ft. Worth, TX.
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