Sepi Holakeituai ***** Zeider Ln

Huntington Beach, CA 92647

714-***-****

adq6lm@r.postjobfree.com

EXPERIENCE

Company, Optimum First Mortgage — Sr. Loan Processor 11/2020 - 03/2022

Partnered with Sales and Underwriting in delivering customer experience. Quality control, Ensures loans are processed accurately, timely in compliance and with the most professional execution, Ensure the title report is clear prior to submitting the loan to the Lender/Investor, Communicate with Sales, Closer and Funder to successfully close out a loan, Provide the closing department with the Final documents in order to schedule closing with borrower. Calculated fees to provide borrower with their initial closing disclosure. Calculate income. Processing 50+ loans in my pipeline per month. Successfully closing out 40+ loans per month. Company, Mr Cooper - Sr Loan Processor

08/2020-11/2020

Collect documents from the borrower and put together submission packages to submit to the lender. Review the Title report and ensure there are no liens or judgements holding the loan from closing. Company, Purpose Funding - Sr Loan Processor

03/2020 - 8/2020

Review initial disclosures electronically signed by the borrower before submitting to the lender. Ensure the borrower submitted all required documents prior to submitting the loan to the lender. Communicate with Title to remove any unnecessary liens, judgements or supplements that appeared on title in error. Reviewed Vesting to confirm all parties on title will remain. Review Conditions after initial approval is in. Collect conditions from the borrower.

Company, American VA Loans - Sr Loan Processor

01/2019 - 03/2020

Collect and review required VA documents from veteran(s) to ensure the legitimacy. Submit and Close loans in a timely manner. Communicated with lender, borrower, title and escrow to ensure all required documents were received. Keeping a closing relationship with the borrower advising them of their loan status. Sending out closing instructions to the closer and communicating with the notary if there were any special instructions at closing.

SKILLS

Detail oriented.

Reviewing Preliminary Title

reports and working with

Title and Escrow o cers to

resolve any issues.

Dedicated

Open/End application process

Functional Expert

Encompass and Calyx Point

expert

Team player

Time management

Quality Control

Excellent Customer Service

Strategic planning

Successfully closed average

40+ loans per month

6 year of experience in

processing Refinances and

Purchases for Conventional,

VA and FHA loans.

Company, Patriot Home Mortgage - Loan Processor

03/2016 - 01/2019

Review income documents from Veteran(s) if processing a Cash out. Pull VA required documents from the VA website in order to successfully complete the VA refinance/purchase. Confirming eligibility for veteran(s). Submit submission packages to the lender. Communicate with the Underwriter to see if there are any additional items required prior to loan approval to ensure closing occurs in a timely manner. Maintained a steady pipeline and managed other processors who required additional help on the floor.

EDUCATION

School Name, Orange Coast College - Associates

08/1999 - 05/2003