Sepi Holakeituai ***** Zeider Ln
Huntington Beach, CA 92647
*.***********@*****.***
EXPERIENCE
Company, Optimum First Mortgage — Sr. Loan Processor 11/2020 - 03/2022
Partnered with Sales and Underwriting in delivering customer experience. Quality control, Ensures loans are processed accurately, timely in compliance and with the most professional execution, Ensure the title report is clear prior to submitting the loan to the Lender/Investor, Communicate with Sales, Closer and Funder to successfully close out a loan, Provide the closing department with the Final documents in order to schedule closing with borrower. Calculated fees to provide borrower with their initial closing disclosure. Calculate income. Processing 50+ loans in my pipeline per month. Successfully closing out 40+ loans per month. Company, Mr Cooper - Sr Loan Processor
08/2020-11/2020
Collect documents from the borrower and put together submission packages to submit to the lender. Review the Title report and ensure there are no liens or judgements holding the loan from closing. Company, Purpose Funding - Sr Loan Processor
03/2020 - 8/2020
Review initial disclosures electronically signed by the borrower before submitting to the lender. Ensure the borrower submitted all required documents prior to submitting the loan to the lender. Communicate with Title to remove any unnecessary liens, judgements or supplements that appeared on title in error. Reviewed Vesting to confirm all parties on title will remain. Review Conditions after initial approval is in. Collect conditions from the borrower.
Company, American VA Loans - Sr Loan Processor
01/2019 - 03/2020
Collect and review required VA documents from veteran(s) to ensure the legitimacy. Submit and Close loans in a timely manner. Communicated with lender, borrower, title and escrow to ensure all required documents were received. Keeping a closing relationship with the borrower advising them of their loan status. Sending out closing instructions to the closer and communicating with the notary if there were any special instructions at closing.
SKILLS
Detail oriented.
Reviewing Preliminary Title
reports and working with
Title and Escrow o cers to
resolve any issues.
Dedicated
Open/End application process
Functional Expert
Encompass and Calyx Point
expert
Team player
Time management
Quality Control
Excellent Customer Service
Strategic planning
Successfully closed average
40+ loans per month
6 year of experience in
processing Refinances and
Purchases for Conventional,
VA and FHA loans.
Company, Patriot Home Mortgage - Loan Processor
03/2016 - 01/2019
Review income documents from Veteran(s) if processing a Cash out. Pull VA required documents from the VA website in order to successfully complete the VA refinance/purchase. Confirming eligibility for veteran(s). Submit submission packages to the lender. Communicate with the Underwriter to see if there are any additional items required prior to loan approval to ensure closing occurs in a timely manner. Maintained a steady pipeline and managed other processors who required additional help on the floor.
EDUCATION
School Name, Orange Coast College - Associates
08/1999 - 05/2003